Green Finance

Bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. It can also mean paying a bundle in rates and fees for any loans or credit you do get. There is a lot of confusion as to how your credit score changes and what the factors are. Don't be left in the dark as to why your credit is low.

Having a book about improving one's credit score can be a big boost in the lives of a lot of people struggling with credit. That all-encompassing score tells a lot about a person, and it has a dramatic impact on the lives of everyone. Improving one's score should always be a top objective for anyone who is serious about their financial future and living the life they truly want to live. It is hard to imagine this score not mattering.

We started out with very little. We had low paying jobs and one old used car, and rental house that had seen its better days. We were young, in love, and all that mattered to us was being together. We spent summer afternoons at the lake. Our idea of a great Sunday was taking a long car ride. Life continued and we found better-paying jobs. Then we discovered credit. We soon had a nicer house, a couple of nice cars and two pretty cool kids. And we were struggling. We wanted to look successful, but we were barely paying the bills.

A recent report by the research group Massolution opines that crowdfunding and P2P investors injected $1 billion into the US real estate market in 2014 and that the number will double in 2015. New debt participation structures and an increased access to non-US investors are cited as two reasons.

My wife and I found out that we were going to be blessed with a baby boy. So I looked for any way to save money. Through trial and error, I perfected all the necessary skills to save 80 percent to 110 percent on every coupon transaction. Often even getting paid to take the merchandise from the store. We produced over 800 extreme couponing videos on our flagship YouTube Channel: THEGREENCABBY. This book is the refinement of those 800 videos to give you everything you need to be an extreme couponer and saver.

We hear a lot about "flipping houses" these days, and there are all kinds of shows on television about it, but can it be as easy as it looks? Flipping a house is when a real-estate investor (the buyer) buys a home that is in foreclosure (really cheap or usually at an auction), fixes it up, and resells the house at a great profit! There is a ton of money to be made in house flipping, but beware. You need to put the effort into educating yourself before you begin because a few common mistakes can cost you big time!

As a certified public accountant (CPA), I compiled this brief guide on SEP IRA, or the Simplified Employee Pension Individual Retirement Account, because several of my friends and family who are self-employed and business owners kept asking me how to start one, and what it entails.