Money Health

Why do we lose money? It's easy to blame the economy or the financial markets - but the real trouble lies in the decisions we make. As a financial planner, Carl Richards grew frustrated watching people he cared about make the same mistakes over and over. They were letting emotion get in the way of smart financial decisions. He named this phenomenon - the distance between what we should do and what we actually do - "the behavior gap". He found that once people understood it, they started doing much better.

Get your financial life sorted with this essential manual on improving your personal finances! Financial management is a life skill not often introduced to millions of young adults, and this deeply affects their future. In fact, more than half of adults are financially anxious, with most living paycheck to paycheck — not because they have zero money, but because they only have a single source of income, mainly their salaries.

Many of the prices we pay seem to make little sense. We shell out $2.29 for a coffee at Starbucks when a nearly identical brew can be had at the corner deli for less than a dollar. We may be less willing to give blood for $25 than to donate it for free. Americans hire the cheap labor of illegal immigrants to fix the roof or mow the lawn and vote for politicians who promise to spend billions to keep them out of the country.

This quotes book is a treasure chest, a secret box of feminine wisdom, wit, causticity, and generosity. Here are collected quotes and aphorisms of the most famous, outstanding, bright, brave and strong women of our world, whose talent and belief in themselves have changed it for better. There is a lot that we can learn from these women. This audiobook will be a source of inspiration for all who feel the desire to realize themselves and move towards their goals. It’s gorgeous gift book for your mom, friends, and acquaintances.

In preparation for retirement, we are often urged to build up our financial portfolio or perhaps down-size our home or move closer to family. Often neglected in this process, however, are the psychological ramifications that come with the transition into retirement. It is important for retirees to make a plan for their retirement financially, but also to take stock of their psychological portfolio at the same time. Revitalizing Retirement gives unique guidance on how to create a happy, fulfilling retirement.

This book uncovers a fresh approach to breaking down financial barriers and achieving effortless abundance. Designed specifically for men and women yearning for more, this guide delivers a path to unlocking wealth without the typical grind.

Attention all parents and teenage girls! This audiobook is your ultimate companion for conquering the challenges of adolescence, becoming strong, confident, and independent young women. Throughout these transformative years, your teenage daughters may face uncertainties and peer pressure. Fear not! This audiobook equips them with invaluable life skills to overcome any obstacle.

Building a Resilient Tomorrow does not dwell on overhyped descriptions of apocalyptic climate scenarios, nor does it travel down well-trodden paths surrounding the politics of reducing carbon emissions. Instead, it starts with two central facts: Climate impacts will continue to occur, and we can make changes now to mitigate their effects.

The Apples, Amazons and Googles of the next few decades will be biotech companies. The tech companies of the last few years have changed how we do things but the businesses driving the biotech revolution are about making life better. These companies will solve many of our most intractable problems: cancer, dementia, diabetes, elderly care, mental health challenges, even power generation and agricultural production. The audiobook explains what biotech is, what is coming next, and in a final section, how interested investors can profit from it.

Embark on a life-transforming journey with Life Skills for Teenage Boys, an inspiring and comprehensive audiobook that empowers young men to navigate the challenges of adolescence and embrace their full potential. Life as a teenager can be turbulent, but fear not, this guide is here to provide practical advice and proven strategies to overcome obstacles, master time management, ace academics, and make informed financial decisions. Delve into the art of saying no to peer pressure, cultivating meaningful relationships, and navigating the complexities of dating.

Let's face it, we all need money in order to live. How we earn it is up to us. Whether you want to work for someone else or start your own business, this book will help you learn how to land that first job, figure out your paycheck, and negotiate a raise.

How to stop spending money impulsively, pay off debt fast, and empower yourself and the world!

America’s Bitter Pill is Steven Brill’s acclaimed book on how the Affordable Care Act, or Obamacare, was written, how it is being implemented, and, most important, how it is changing—and failing to change—the rampant abuses in the healthcare industry. It’s a fly-on-the-wall account of the titanic fight to pass a 961-page law aimed at fixing America’s largest, most dysfunctional industry. It’s a penetrating chronicle of how the profiteering that Brill first identified in his trailblazing Time magazine cover story continues, despite Obamacare.

Imagine you're hanging out with friends on a sunny Saturday afternoon. Everyone's showing off their latest purchases — the newest iPhone or that exclusive Taylor Swift concert ticket. But while your friends flash their cards or Apple Pay, your heart sinks. With every tap, cha-ching, or swipe, you're confronted with a grim reality — financial FOMO.

Congratulations! You’ve made it to your teens! This is an important phase of life, packed with discoveries about yourself, the people around you, and the world you live in. The teenage years mark the beginning of a new chapter where you’ll figure out what being an adult is all about. You’ll begin to settle into WHO you are, HOW you feel, and WHAT you want from life.

Retirement doesn't have to be dull or boring! Uncover a world of exciting new hobbies, keep fit and agile, make a real difference in the world, declutter your house, earn extra income, and add a sparkle to your retired life with this friendly and helpful guide.

This comprehensive guide will help you navigate the complex process of end-of-life planning. You will learn what documents you need to keep handy, what important information you need to have written down, and anything you may still have left to do.

In this audiobook, you will learn exactly what has been holding you back. You will discover the thoughts and belief systems which make you stuck and therefore inhibit all of humanity, for we are all connected. Listening to this book means that you already understand that we are one Spirit expressing as various creative souls, and as such, you comprehend the Law of Attraction and how to manifest. And yet, we take manifestation a step further, igniting the listener to manifest daily, so as to give more to others.

Whether you want to discover great places to live in the USA and around the world that are inexpensive, set your home and social life up for optimal enjoyment, or explore the many ways you can live happily and productively in retirement, this audiobook will teach you everything you need to know. Choose wisely how you retire.

Do you struggle with physician burnout and think about quitting medicine? You can go from feeling emotionally exhausted, cynical, detached, and unaccomplished to having a fulfilling and lucrative career helping patients heal. If you are serious about getting out of the cumbersome and inefficient system with hectic and irregular schedules, feeling socially isolated, and lacking control and autonomy in your current healthcare environment, you need a change.