Mortgage Finance

When I first started investing, I did the worst thing you could do: I followed the crowd. Of course, after six months of grinding, my reward for doing the easy thing was a low credit score and an empty savings account. It wasn’t until I broke away that it all clicked.

"IT'S DIFFICULT TO GET A MORTGAGE IF YOU'RE SELF-EMPLOYED" While this is true, being properly prepared and knowing what lenders are looking for can greatly improve your access to the finance you require. The Self-Employed Mortgage Guide will show you how to: Calculate approximately how much you can borrow and understand how lenders assess income, Know what documents you may need and how they impact your chances of success, Create a preparation plan 12 to 24 months in advance of applying to buy or refinance.

All About Buy to Let Mortgages tells you all you need to know about getting the best from using buy-to-let mortgages to buy UK investment property. Whether you want to buy one property or many (even growing it to a considerable property empire), the choice is yours when you know how to find the best mortgage deals offering cheap property finance.

Do you want to move ahead in the real estate game, leaving competitors in the dust? As you diversify your portfolio and acquire more, you will need more capital to keep going. Not only that, you’ll need it faster than ever before. Taking out a bank loan is quick and easy, but it’s definitely not the most sustainable way to grow your business. Investors offer an excellent alternative, but they’re not easy to please.

Enjoy this enormous combo of books about various business-related topics!

Keep your hard-earned cash with Reducing Your Taxes for Dummies. It's full of year-round opportunities for reducing your tax burden and paying less in taxes each year.

Learn how you can leverage the power of real estate marketing to generate profit. Build a comprehensive understanding of real estate marketing to ensure you set yourself up for success from the onset; find property that you can sell if you are a wholesaler; understand how to find the best sellers who will increase your odds of making lots of profits; understand online real estate marketing strategies that will help catapult your business to the next level; and more.

Have you ever had a deal fall through because of a home inspection? Are you afraid your home inspector might scare away buyers? Do you want new clients without hunting for leads? Whether you’ve sold hundreds of homes or still have yet to close your first deal, the same principle applies: You’re only as good as your last sale. Which is why you need to use everything in your toolkit to make sure your next client ends up feeling good about their purchase. And if there’s one tool you should be using, it’s a thorough home inspection.

In the market for a home, but don't know where to start? Not to worry! From financing, mortgages, and credit scores, to closing the deal, best-selling real-estate authors Eric Tyson and Ray Brown walk you step by step through the entire home-buying process.

In this short work, the author of The Land Flipper: Turning Dirt into Dollars covers the basics of owner financing from the perspective of both buyers and sellers. What is it? How does it work? What are some of the specific issues to consider when approaching an owner-financed deal? In an overview of three decades spent flipping land, E. B. Farmer discusses how seller financing benefits both sides of the transaction and how a bit of contractual maneuvering can be used to make difficult real estate deals happen quickly and with ease.

In 2008 the US Treasury put Fannie Mae and Freddie Mac into a life-support state known as "conservatorship" to prevent their failure - and worldwide economic chaos. The two companies, which were always controversial, have become a battleground. Today, Fannie and Freddie are profitable again but still in conservatorship. Their profits are being redirected toward reducing the federal deficit, which leaves them with no buffer should they suffer losses again.

The sub-prime mortgage crisis was only the beginning: a more profound economic and political restructuring was on the way. The astronomical leverage at investment banks with their hedge fund and private equity clients virtually guaranteed massive disruption in global markets. A quarter century of free-market zealotry that extolled asset stripping, abusive lending, and hedge fund secrecy came crashing down with it. Continued denial and concealment caused the crisis to stretch out for years, but financial and government leaders still downplayed the problem.

Buying a first home can be both exciting and nerve-wracking. Will you qualify for a mortgage? Is your dream home achievable? How do you make sure your offer will beat others? Don’t worry - now you can arm yourself with the information you need to know before you begin the hunt! In Home Buying 101, you will learn all the skills you need to find the right house at the right price, with financing that fits your budget.

Bypassed is your how-to business guide to adopt the brand-building tactics that work in today’s real estate market. In this action-oriented playbook, you’ll learn how to build vital brand visibility online to generate influence in your community; why just having a Facebook business page isn’t enough and how to harness the power of LinkedIn, Twitter, and Instagram, so you don’t miss a lead; the 10-step checklist you need to get more quality online reviews; how to become a legendary lead master; and the entire road map on how to create an unforgettable customer experience.

House Hacking is a real estate investment strategy, where you live in your investment property while also renting it out to others. This rent helps cover your costs while freeing up your cash for your life, saving, and other investments. The key is to go through the steps and do the math to see if this is for you. House Hacking Guide provides all the information you need to make that assessment and set up your House Hacking program for financial independence.

Do you have a mortgage? Is the cost of carrying your mortgage a hefty burden on your finances? If so, you are not alone. You can take control of your mortgage, build equity faster and save years of mortgage payments and thousands in interest. This book will show you exactly what to do to eliminate your mortgage debt quickly. It’s the simplest, most straightforward plan for changing your money habits and paying off your mortgage quickly. And it’s based on results, not pie-in-the-sky fantasies.I have used the same method to pay off my own mortgage faster - so can you!

In the depths of the Great Recession, a cancer nurse, a car dealership worker, and an insurance fraud specialist helped uncover the largest consumer crime in American history - a scandal that implicated dozens of major executives on Wall Street. They called it foreclosure fraud: Millions of families were kicked out of their homes based on false evidence by mortgage companies that had no legal right to foreclose.

Welcome to the other side of the real estate business! Do more deals, maximize your current portfolio to its full potential, and decrease risk - all through mastering finance. Whether it’s through mortgages, student loans, or credit card debt, nearly all of us (especially real estate investors!) are in the note business. The trouble is, most people are on the other side of it: writing checks to note owners rather than cashing checks as note owners.

When it comes to your finances, you deserve to have access you need to the knowledge, education, strategies, and tips required to achieve financial freedom. Think about it: When was the last time you felt comfortable with your income? When was the last time you looked into your bank account and thought to yourself, “I can pay for my child’s college education?” For far too many of us, these are nothing but a pipe dream.

When protective entities like LLCs and corporations fail and businesses risk piercing of the corporate veil, experienced legal guidance is imperative. In Veil Not Fail, Garrett Sutton, Esq., the author of several books on entities and entity protect, explores potential risks and weak spots in LLCs and corporations and helps listeners better prepare for what he considers an inevitability: It isn't "if you'll be sued"; it's when.