Personal Credit

Debt-related fear, anxiety, and stress can take a toll on your physical and mental health, which can affect your relationships, your career, and your future. But you don’t have to live like this for the rest of your life. You can take small steps today toward fixing your finances and finally closer to a life without financial burdens.

Achieve all of your financial goals with these 300 easy solutions to all your personal finance questions - from paying off your student loans to managing investments.

Are you having a hard time budgeting your money to the point where it gets you into debt? Do you think you’re spending money wisely, but your savings are still not enough to build your wealth? Are you wondering how you can create different streams of passive income to reach financial freedom? If you want to secure your future and start building your wealth, then you need to get this audiobook today!

In difficult times, debt can be a matter of life and death, happiness and despair. Controlling debt can bring order and calm. Mastering debt can bring wealth and success. As bestselling Rich Dad Poor Dad author Robert Kiyosaki says, "Good debt makes you rich and bad debt makes you poor." The ABCs of Getting Out of Debt provides the necessary knowledge to navigate through a very challenging credit environment.

We all want to experience great joy, peace, and love in our lives. We all want to find our true purpose and live an abundant life. But to do that, we have to first ask ourselves a few questions and get to know someone who we might be unconsciously allowing to drive our lives: our younger selves.

According to Experian’s Annual Credit Review, 16 percent of Americans have credit scores between 300 and 579, and another 18 percent have “fair” credit scores up to 669. But even if you’re barely squeaking by with a “fair” credit score…it only takes one late payment to send your FICO score plummeting down.

This book covers these basic “habits of credit mastery” that the credit elite use to create financial independence for themselves. It breaks down the core components of what makes up your credit score and shows you how to develop a credit-building routine, one step at a time.

This comprehensive guide to legal deductions, credits, and loopholes covers rules of thumb for record-keeping and how to stay organized, secrets to mortgage, tax and insurance deductions, maximizing work-related expenses, making the most of medical expenses and health savings accounts, strategies for utilizing deductions and credits for education, and lots of tips on how to make more money - some of it tax-free!

Like it or not, a healthy credit score is essential if you want to participate in today's financial world. But very few people actually understand how their credit score is determined. Worse yet, most don't know how their score is used by all kinds of companies and banks to dictate financial terms that will strongly affect their daily lives. When consumers interact with the world of credit, they do so from a position of weakness. In Your Score, Anthony Davenport aims to change that. Finally, there's a road map for navigating the confusing world of consumer credit.

We are seeing more women in the workforce than ever before, but despite reaching high-paying successful positions, women struggle with growing their wealth and maintaining finances. Most of the time, this struggle stems not from the inability to monitor and budget the money; rather, it originates from the lack of education and recourses that are available for young women or women in general. For some, financial education might be Everest, but even the most dangerous mountains can be conquered with the right information, patience, and resilience.

Use simple and easy-to-follow instructions on how to handle credit bureaus if they refuse to remove inaccurate, unverifiable and questionable information. Learn about the recent consumer-friendly reforms in lending, credit score calculation, and credit bureau behavior.

In this book, I will explain everything you need to know to start managing your money better and change your financial situation.

If you find the prospects of making money exciting, if you get the feeling there is wealth hidden in the real estate market in your community, and if you desire to learn demonstrably successful techniques to apply in your own ventures, then The Art of Wholesaling Properties: How to Buy and Sell Real Estate Without Cash or Credit will give you the guidance and education you need to begin wholesaling homes and generating profits without using your own cash or credit.

Filing for bankruptcy or thinking about It? If so, listen to this book first! Bankruptcy Didn't Break Me! is your complete guide to rebuilding your life and credit after a bankruptcy, written by a 17-year finance expert who was once in your shoes. Bankruptcy can be overwhelming, stressful, and make you feel hopeless. This book was written to help navigate you through the bankruptcy process and help you recover quicker so you can start enjoying life again.

Your creditworthiness determines a lot about your life achievements. Bad credit has been the nightmare of many individuals and businesses with big dreams but without the funds to drive them. Your low credit score is the basis for your constant rejections. We need credit for everything nowadays, whether it's to buy a house, car, or get a loan. As you grow older, your needs change and so does your credit. Analyzing your own credit can be difficult if you don't understand what it entails.

Need to clean up your credit? This up-to-date resource is packed with action plans for repairing a bad report, paying down debt, and repairing a bad credit report. You'll discover how to dispute inaccurate information, communicate with collectors and creditors, set financial goals, and build a good credit history. You'll also see how to avoid scams - and take action if you're victimized.

From the nuts and bolts of managing money to the deep psychological and even spiritual meaning it has in our lives, this personal-finance audiobook shows everyone, even complete novices, how to take control of their money.

Are you struggling to manage and keep your finances in control? Are you finding it difficult to invest or build a savings for your retirement? Do you think it is too complicated, but you are willing to learn? You'll know everything you need to know to invest safely, smartly, and sensibly by listening to this audiobook A Simple Guide to Finance & Money Basics for Kids, Teens, & Adults. It is a comprehensive and up-to-date guide to aid you in understanding the investment world, by helping you set clear objectives on finance literacy.

Why is it that only a handful of people end up with most of the world’s money, while the rest have to fight over scraps? It’s a problem that has puzzled many… and unfortunately, even money can’t solve it. In fact, the solution is an even bigger problem that most people never bother to pay attention to. And it all comes down to having the right beliefs about money… beliefs that let you welcome wealth into your life. Schools don’t teach this, nor do most financial experts, who are only focused on the “technical” side of things.

Do you want to be in total control of your expenses and the money you make? Have you tried writing your income and expenses down...but nothing seems to work for more than a few weeks? If so, then you've come to the right place. The National Study of Millionaires discovered that millionaires don’t always make a ton of money. A lot of them have average jobs, like teachers or firefighters, and get paid an average salary. But millionaires typically have one thing in common; they know how to manage the money they have and receive. And that is what this audiobook is all about.