Personal Credit

Thousands of people struggle with debt each year. More than 75 percent of American households have some form of debt. According to Experian, Americans carry, on average, more than $5,000.00 on credit cards alone! 54 to 66 percent of Americans live paycheck to paycheck, and nearly half of them struggle to make minimum payments. And millions of Americans suffer from poor credit scores, too. Fret not. This book shows how to raise your credit score!

Education is one of the key foundations to success, and it is no different when it comes to finance and credit. In my circle, or even in several online communities, I see it all the time - people still struggle with balancing their financial lives, their salary, and their debt, and simply getting access to the standards by which Americans are gauged on: their credit score. Yes, that magic number that dictate what you are entitled to.

Bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. It can also mean paying a bundle in rates and fees for any loans or credit you do get. There is a lot of confusion as to how your credit score changes and what the factors are. Don't be left in the dark as to why your credit is low.

Credit repair is available to everyone. Roughly 30 percent of all Americans are dealing with a poor credit score, and more are falling into the trap of bad credit on a daily basis. When you are at the bottom of a debt-shaped hole, it can appear as though the deck is stacked against you and that you have no way of climbing your way out. This is quite simply not the case, and this audiobook can show you how much power you really have when it comes to improving your situation in as little as a few months' time.

Having financial hardships? That's the frightening reality of adulthood. Sometimes it's best to go back to basics. Instead of buying something that will fade, break, or go out of style, get something that will help you now and in the future. How to Be Financial AF is a light-hearted, funny audiobook with the fundamental parts of finance. It has real-life advice, examples, and actionable tips we were never told. With these tips and strategies shared in this book, you'll be able to take action immediately and make instant impact in your life.

Imagine your entire life's credit performance reduced to a three digit number. You do not have to imagine it because it is real and chances are right at this moment, three credit agencies are now adding all your balances in your credit cards, computing all your unpaid mortgages, and counting all days of delayed payments.

Learn how to use improve credit score and fix debt today with this easy step-by-step guide! Do you want to learn about credit scores in a style and approach that is suitable for you, regardless of your experience? This audiobook provides step-by-step coding instructions to some of the basic ideas a credit score owner will need.

How to repair your credit report? The route you choose will depend on: Your budget, that is, how much you can afford. Your level of confidence in resolving disputes on your own. The number of negative items you want to dispute. The more mistakes you need to correct, the greater your potential to increase your credit score. If you don't have more than a few mistakes to fix, it could be worth the money you spend on a professional credit repair service. The money you save through lower long-term interest rates may justify a little money spent now.

Many businesses struggle because they can’t access the funding they need to grow. Don’t let this happen to you! This complete insider’s guide will teach you the exact steps for easily obtaining business credit using an EIN instead of your SSN, while boosting your business credit score and profile in the process. This will ensure your business can grow quickly without putting your personal assets at risk.

The more you learn about the details of what bad credit is and how there are federal laws to help you overcome bad credit, the faster you will find yourself in financial freedom. Your credit score is vital to your life. It is something that helps you to enjoy life as you have added access to financial services and various investments. You must understand how your score can directly influence what you can purchase so that you can enjoy your life.

Introducing the "Credit Wellness Bundle"—your comprehensive toolkit for mastering the art of credit management and achieving financial freedom. This audiobook bundle includes two essential titles that will equip you with the knowledge and strategies to take charge of your credit health and secure a brighter financial future. Whether you're looking to build a strong credit foundation or repair past credit mishaps, the "Credit Wellness Bundle" is your one-stop solution for credit mastery.

This guidebook will cover all of the tips and tricks that you need to know in order to get to know about credit scores. There are likewise different organizations that offer free credit score reports. However, you need to pursue a free time for testing, after which you will start to pay for the administration. You can utilize these administrations if you are worried about wholesale fraud, or when you are building your credit profile and you have to screen your advancement.

You Deserve All the Credit teaches you to roll up your sleeves and do the work! There are no short cuts or get rich-quick schemes. You can control of your financial and credit fitness no matter what stage you are in life. This guide is the simplest, most straightforward plan for completely making over your money habits. It is based on results and years of experience with bankrupt people.

This audiobook will help a person with a plan, yet funding caused everything to come to a complete stop. It will also help someone bridge the distance between ambition and destiny. I sometimes look at it as my bridge to fulfill my purpose in life. I feel that knowledge is power. So many people don't understand financial institutions. I feel I need to share the information with people to help someone.

Why is it that only a handful of people end up with most of the world’s money, while the rest have to fight over scraps? It’s a problem that has puzzled many… and unfortunately, even money can’t solve it. In fact, the solution is an even bigger problem that most people never bother to pay attention to. And it all comes down to having the right beliefs about money… beliefs that let you welcome wealth into your life. Schools don’t teach this, nor do most financial experts, who are only focused on the “technical” side of things.

By being persistent and following the tips in this audiobook, you can turn your credit situation around. With your new, good credit score, you can become qualified for that great new job, that apartment, or the fabulous interest rate on that loan you need. With a great credit rating, your financial life will be much easier.

Let’s be very honest, you need to know how the credit system works fully before you can repair your credit score. Beware of shorter audiobooks that do not provide enough information on steps you need to take. This guide will not only teach you credit repair, but also show you methods to keep your credit score high forever. You will see that this audiobook stands out from the rest.

What is a credit score? What can affect it? If you have a low credit score, can it be repaired? - These are only some of the questions one might ask when faced with this topic. Aside from this, most people nowadays also have credit cards. And why not? It is indeed a convenient mode of payment. But, if you’re not careful this could lead to a lot of debt that could also affect your credit score. In this guide, you’ll learn what you need to know to maximize the benefits of your credit cards, understand your credit score, and how to DIY credit repair.

In today's world, credit has become an integral part of our financial system. And without proper knowledge and understanding, it's easy to fall into the traps of bad credit. This is where the concept of the "Credit Game" comes in. The Credit Game is a term used to describe the strategic process of managing your credit score, which involves understanding how credit works and making the right financial decisions to maintain a good credit score. In this audiobook, learn everything you need to know on how to build and maintain a good credit score.

They're smiling but they don't trust you. A polite nod here, a chuckle there. Meanwhile they're anxiously waiting for your credit report. You know it hurt your chances of getting the loan when you had to admit to some small financial mistakes in the past. As you leave the office with that sick feeling telling you you've already lost, they state the inevitable, "We'll let you know." Less than perfect credit is not a permanent situation. If you've made financial mistakes in the past (and who hasn't), it's not too late to start repairing your credit today.