Personal Credit

Take stock of your financial situation From budgeting, saving, and reducing debt, to making timely investment choices and planning for the future, Personal Finance for Dummies, 9th Edition provides fiscally conscious listeners with the tools they need to take charge of their financial life. This new edition includes coverage of an extensive new tax bill that took effect in 2018. Plus, it covers emerging investing interests like technology and global investing, cryptocurrencies, pot stocks, the lifestyle changes occurring with millennials, and more.

Created for risk professionals and non-risk professionals alike, this easy-to-understand guide helps you meet the increasingly insistent demand to make sophisticated assessments of companies' risk exposure. It provides the latest methods for measuring and transferring credit risk, increasing risk-management transparency, and implementing an organization-wide Enterprise Risk Management (ERM) approach.

Rich Dad’s Guide to Becoming Rich will explain why cutting up your credit cards is a short-sighted, quick fix that doesn’t address the underlying problem of bad debt, describe the difference between good debt and bad debt, illustrate how using credit cards to buy liabilities will only make you poor, show why using credit cards responsibly is a first step toward taking control of your financial future, and teach you the importance of having your money work for you… so you won’t spend your life working for money.

Do you know what it is like to have to pay more or be treated poorly because of your credit? Are you puzzled about why your credit score has just dropped when you are working so hard to jump it up quickly? Every day millions of Canadians like you are looking for answers about credit and don’t know where to turn. The Credit Game contains the insider secrets I have learned over the last decade helping thousands of Canadians increase their score and fix their credit.

Need a credit makeover? You're not alone: In the US, outstanding credit card and other types of revolving debt have jumped more than 20 percent in the past decade, and millions of Americans are struggling with one or more credit-related issues. Whether you're just working on improving your score or need some sound advice on how to make debt a thing of the past, the latest edition of Credit Repair Kit for Dummies is packed with reliable information for taking the steps needed to build up a solid score.

Did you know that you could have credit scores in the low 600s even if you never missed a bill payment in your life? That's because your payment history is only 35% of your credit score. How to Boost Your Credit Score 100+ Points in 30 Days Without Credit Repair will show credit industry secrets for maximizing the other 65%. The best part is you will see real results in just 30 days.

From the nuts and bolts of managing money to the deep psychological and even spiritual meaning it has in our lives, this personal-finance audiobook shows everyone, even complete novices, how to take control of their money.

Arnold Ziegel formed Mountain Mentors Associates after his retirement from a corporate banking career of more than 30 years at Citibank. The lessons learned from his experience in dealing with entrepreneurs, multinational corporations, highly leveraged companies, financial institutions, and structured finance led to the development and delivery of numerous senior level credit risk training programs for major global financial institutions from 2002 through the present.

We need credit for everything nowadays, whether it's to buy a house, car, or get a loan. As you grow older, your needs change and so does your credit. Analyzing your own credit can be difficult if you don't understand what it entails. This audiobook will teach you the importance of credit and all the factors involved, from credit scores, debt, credit cards, and credit mistakes, that can contribute to or destroy ones' credit.

This book is full of unknown information that has never been released to the public. It contains detailed information about the credit bureaus and how their database operates. Anyone who has good or bad credit should listen to this book. This book takes an inside look at the tactics that can be used for individuals seeking to get ahead in life without the use of credit repair or debt consolidation companies. If you ever wanted to know about the secrets of the credit bureaus, I stress that you listen to this book.

Drawing guidance from heavyweight legal tomes (that sit on most lawyers bookshelves) and the legislation itself, this book presents a series of options to be used in painting the creditor / debt collector etc., into a corner. Once at this point they can either do the right thing, or face the consequences. The Big Stick shows how to recover everything the bank has taken and correct the record of our credit file.

Do you want to be in total control of your expenses and the money you make? Have you tried writing your income and expenses down...but nothing seems to work for more than a few weeks? If so, then you've come to the right place. The National Study of Millionaires discovered that millionaires don’t always make a ton of money. A lot of them have average jobs, like teachers or firefighters, and get paid an average salary. But millionaires typically have one thing in common; they know how to manage the money they have and receive. And that is what this audiobook is all about.

Jam-packed with information - the stuff you need to do a complete 180 in your financial life regardless of your past history - this audiobook has the very real power to give you the advantage you have been looking for. Yes, that's right. Not just a credit repair book - within these 10,000 words, you will be exposed to the knowledge you need to immediately change your life. Your new beginning and legacy awaits.

This life-changing guide to a higher credit score is written in plain English without any jargon, big words or confusing language. Just easy to implement action steps that will help you dramatically increase your credit score!

This comprehensive guide to legal deductions, credits, and loopholes covers rules of thumb for record-keeping and how to stay organized, secrets to mortgage, tax and insurance deductions, maximizing work-related expenses, making the most of medical expenses and health savings accounts, strategies for utilizing deductions and credits for education, and lots of tips on how to make more money - some of it tax-free!

Debt-related fear, anxiety, and stress can take a toll on your physical and mental health, which can affect your relationships, your career, and your future. But you don’t have to live like this for the rest of your life. You can take small steps today toward fixing your finances and finally closer to a life without financial burdens.

Learn the simple financial strategies that will change your life forever. Are you tired of worrying about bills? Do you long to see the world? Does your debt keep you awake at night? Once you learn how to properly manage your income and expenses, you’ll benefit from reduced stress, better interpersonal relationships, and the freedom to spend your money on what really matters to you rather than feeding it back to the finance industry. In Get Out of Debt Fast, Avoid Scams and Increase Your Credit Score!, you’ll find everything you need to know to conquer your debt for good.

Are you sick and tired of being the victim of faulty credit reporting or mistakes of the past? Have you thought about doing something about your credit score but feel overwhelmed and don't know where to start? Do you finally want to say goodbye to being worried the next time a potential employer, landlord, or bank says they are going to check your credit? If so, then you've come to the right place. In this audiobook, you will learn the factors that affect your credit score and how you can fix them. You will also discover ways to pay off debt.

Why does money seems to slip through your fingers no matter how much you earn? What if you could transform your relationship with money, challenge the norms of consumer culture, and build a future where financial freedom is the ultimate status symbol? Why weren't you taught basic financial skills in school, leaving you ill-equipped to handle real-world money matters? Imagine gaining the skills and tools you need to thrive financially, breaking free from the cycle of financial illiteracy. Ready to rewrite your financial future?

This book covers these basic “habits of credit mastery” that the credit elite use to create financial independence for themselves. It breaks down the core components of what makes up your credit score and shows you how to develop a credit-building routine, one step at a time.