Personal Credit

Jean Chatzky, author of numerous best-selling books and financial editor for NBC's TODAY, answers frequently asked questions about credit.

Are you tired of living paycheck to paycheck and want to take control of your finances without sacrificing your social life? "Money Skills for Young Adults in a Digital Age" is the audiobook for you.

Turn learning about money into an exciting adventure. Discover financial freedom with fun lessons and a FREE BONUS! Are you a teen feeling overwhelmed by managing money and unsure about the future? Maybe saving for your dreams while enjoying life feels impossible? You're not alone. Many teens are learning to handle their own finances for the first time—whether from a part-time job or allowance. Big dreams like college and hanging out with friends can feel expensive, but you can take control!

The Credit Game: Plays We Were Never Taught is meant to be an educational and motivational guide to managing your finances in terms of credit score. You will learn how your credit score can have a major impact on your life in so many different ways. If you feel like you are hopeless, struggling to manage your credit score, or simply don’t understand the concept, this audiobook is for you.

Imagine how your life would become if you knew what it takes to achieve any level of financial success. In this complete guide, I tell you all the benefits of having a high credit score, and how you can quickly achieve it.

Do you have bad credit but wish it was better? Maybe you have no credit and don’t know where to begin. No matter whether you have good credit or bad credit, lots of credit, or none at all, then keep reading...the information in this audiobook may be able to change your financial life! Within this audiobook, you will see that credit isn’t as difficult to navigate as you may have thought. Consider this audiobook the guide to everything that you will need to know to get started with your own credit so that you can begin to manage your own score with ease.

Can you honestly say that you are a financially responsible person? Do you always pay your bills on time? How many credit cards do you possess? How often do you max out your credit cards? What is your debt to income ratio? Do you even know which factors affect your credit score? There’s no need to feel ashamed about a negative answer. Many people are in the same boat as you and they have whatsoever no idea how their financial health is determined. Improving your credit score doesn’t mean forgetting about fun in life, taking on two new jobs and saving every single cent.

Having a good score can really improve you from a financial point of view; it can make you get better conditions and rates, it can give you the freedom you are looking for, and you can learn this even if perhaps no one before this book had taught you. The important thing when you want to improve your credit score is to follow the right information. If you follow the wrong things, bankruptcy is guaranteed.

With the information contained in this audiobook, learn how to read your credit report and understand what it all means; know your credit score and where your problems lie; remove erroneous records from your report; fix those negative elements; boost your score with positive things you can do; rebuild your credit from scratch; manage your financial future successfully; and more. By the time you finish listening to this guide, you’ll have the tools you need to build your own credit repair plan without the aid of an accountant or a lawyer.

People with credit drive the world economy and business marketers know exactly how to make them spend. Credit Intelligence is a unique book that teaches you how to boost your shopping IQ and your credit score at the same time.

If are looking to improve your credit and take your finances to the next level, this audiobook will show you exactly how to do just that. Understand the journey to credit score so that you don't have to make mistakes that you'll regret in the future. No matter what stage you are in your life, you can always get it right with the right information. This audiobook is for anyone who want to understand all aspects of the credit score, from the differences between the various scoring models, to how they're calculated.

Learn everything you need to know about how your credit score works and how to improve it!

Unlock the secrets to a stellar credit score and financial freedom with "Credit Magic with AI: The Smart Path to a Stellar Score." This comprehensive guide merges the power of artificial intelligence with practical financial strategies to help you master credit repair, debt management, and credit score improvement. Ernie Braveboy provides a clear, step-by-step approach to using AI tools for credit monitoring, budgeting, and financial planning. Perfect for anyone looking to boost their credit score, manage debt, or enhance their financial literacy, this book is your ultimate resource.

Robert T. Kiyosaki demuestra a sus oyentes cómo utilizar una deuda buena para conquistar la libertad financiera y cómo hacer que el dinero trabaje para nosotros.

Do you realize your credit score? You should. A credit score can decide your qualification for the nuts and bolts of life. Your credit rating influences your capacity to buy a home, land a decent financing cost on advances, and even find a new line of work. It speaks to the danger of non-installment that you present to a moneylender.

Boost your credit score and get excellent credit! This two in one bundle contains everything you need to know to get that coveted excellent credit score. Fixing your credit score may seem like a daunting task. If you are like most Americans, you probably don't know where to begin and may not even know how you got your finances into such a precarious position. That's why we are here to help.

Credit is for Poor People gives you an unapologetic look at poverty in America. This book will break down how social credit has been ushered in by way of social media and artificial intelligence. Find out why child support is nothing more than a contract and how you can remove it from your consumer report.

Thousands of people struggle with debt each year. More than 75 percent of American households have some form of debt. According to Experian, Americans carry, on average, more than $5,000.00 on credit cards alone! 54 to 66 percent of Americans live paycheck to paycheck, and nearly half of them struggle to make minimum payments. And millions of Americans suffer from poor credit scores, too. Fret not. This book shows how to raise your credit score!

Education is one of the key foundations to success, and it is no different when it comes to finance and credit. In my circle, or even in several online communities, I see it all the time - people still struggle with balancing their financial lives, their salary, and their debt, and simply getting access to the standards by which Americans are gauged on: their credit score. Yes, that magic number that dictate what you are entitled to.