Personal Credit

Discover actionable strategies to conquer debt, boost your credit score, and pave the way to financial freedom. Learn how to stay motivated, handle unexpected expenses, resist temptations, and rebuild your credit for a brighter financial future.

Do you need to improve your credit score in order to get lower rates? This guide will show you how in a comprehensive step-by-step process. If your credit score took a hit and you need to improve it in order to get credit, loans, or a mortgage at better rates, or even become a tenant or get a high-responsibility job, then you need this book. Regardless of how bad your credit score may be, there are things you can do to improve it and keep it in good standing. This indispensable guide shares 101 proven strategies to help you achieve stellar credit.

Tu puntaje de crédito bajo es la base de tus rechazos constantes. Habiendo encontrado este libro, la solución a tu mal crédito no está lejos de ti. Cómo Arreglar tu Crédito: Levantando tu Puntaje de Crédito de Pobre a Excelente es un audiolibro detallado que se explica por sí mismo y tiene como objetivo guiarte a través del proceso de arreglar tu puntaje de crédito tu mismo. Compra ahora para disfrutar de todas las ideas probadas y comprobadas sugeridas en este audiolibro para que pruebes por tu mismo.

Everyone desires to get the best out of everything, enjoy the world, and relish all that it has to offer. However, the world is filled with limited resources, and can only give so much. The world has been in existence for over a billion years with its resources. With the activities of humanity, these resources gradually depleted and were progressively reduced. Much more than a quote or norm, man's needs or wants became unlimited, making it insufficient to curb the limited resources present in the world.

In The Do-It-Yourself Bailout, author Kenny Golde explains how he completely and legally eliminated $222,000 in credit card debt, without filing for bankruptcy or destroying his credit score. Golde provides a step-by-step handbook on all facets of how to initiate settlement negotiations with banks, how to handle collection agencies, how to separate your emotions from your debt, and much, much more.

Maxed Out exposes the recent history and culture of debt for all of its absurdities and contradictions. The world's largest financial institutions are trolling for customers - from the nouveau riche to the poorest members of society, who counter-intuitively make for the largest profits. By turns hilarious, fascinating, and deeply disturbing, Maxed Out is ultimately one observer's answer to the question, "Why can't we get out of debt?"

In today's world, having good credit is more important than ever. Unfortunately, many people struggle with poor credit scores and are unsure of how to improve them. This is where credit repair professionals come in, but the truth is, you can repair your credit just like a pro. While it may seem daunting, repairing your credit is a step-by-step process that anyone can undertake. This audiobook will act as your guide so you can learn how to recover and fix your credit without hiring any professionals to help you out.

Bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. It can also mean paying a bundle in rates and fees for any loans or credit you do get. There is a lot of confusion as to how your credit score changes and what the factors are. Don't be left in the dark as to why your credit is low.

Credit repair is available to everyone. Roughly 30 percent of all Americans are dealing with a poor credit score, and more are falling into the trap of bad credit on a daily basis. When you are at the bottom of a debt-shaped hole, it can appear as though the deck is stacked against you and that you have no way of climbing your way out. This is quite simply not the case, and this audiobook can show you how much power you really have when it comes to improving your situation in as little as a few months' time.

Having financial hardships? That's the frightening reality of adulthood. Sometimes it's best to go back to basics. Instead of buying something that will fade, break, or go out of style, get something that will help you now and in the future. How to Be Financial AF is a light-hearted, funny audiobook with the fundamental parts of finance. It has real-life advice, examples, and actionable tips we were never told. With these tips and strategies shared in this book, you'll be able to take action immediately and make instant impact in your life.

Imagine your entire life's credit performance reduced to a three digit number. You do not have to imagine it because it is real and chances are right at this moment, three credit agencies are now adding all your balances in your credit cards, computing all your unpaid mortgages, and counting all days of delayed payments.

A practical guide to paying zero dollars on your student loans, credit cards, medical debts, and other financial obligations, Stiff Them! helps you to negotiate your way out of debt, irrespective of its source. You'll learn the truth about bankruptcy, and why for many it should be used first, and not last; how it may be the fastest way out of debt and the smoothest way to get new credit. You'll learn how handling your own tax resolution and debt resolution can save you big money. When you seek professional help, you'll learn to do it smartly.

Becoming "positively selfish" is how you create the focus on long-term contracts like Life insurance, wills, trusts, private family foundations, estate planning, and true generational wealth. The more assets you accumulate the more secure your life will become. Remember assets minus liabilities equal net worth. The higher your net worth the stronger your life against the headwinds in life, - inflation, recession, pandemics, depressions, and any economic devastation.

People are getting more and more dependent on credit cards. Some use them to afford the lifestyle of their dreams, while others need them to make ends meet. In fact, 15 percent of US households reported spending more than they received in income, and nearly one in five Americans say that they depend on credit cards to cover basic living expenses. It’s no wonder that you’re probably worried about your credit score.

Credit card expert Beverly Harzog shares how she went from being a credit card disaster to a credit card diva. When Beverly got out of college, she spent the next 10 years racking up debt on seven credit cards. Credit card limits, she believed, were merely "guidelines", certainly not anything to be taken seriously - especially if she was in dire need of a new pair of shoes. The fact that she was a CPA at the time adds an ironic twist to the credit quagmire she slowly descended into.

Everyone faces unavoidable financial problems at some time and find that they are in an impossible situation and unable to meet their obligations. This situation might make some feel that it is hopeless to find money help, but that is not necessarily true.

Repare su crédito hoy le ofrece un método fácil de seguir para ayudarle durante el proceso. Cualquiera que sea el monto de su deuda, no importa cuán alarmante sea la cifra, puede saldarse, con un poco de planificación y mucha determinación. Cuanto antes comience. más fácil le resultará la tarea. El libro Repare su crédito hoy lo ayuda hoy antes de que su situación empeore mañana.

Are you looking to learn more about the world of credit? Not sure where to begin? Then, this is the perfect audiobook for you! Lush Credit Secrets has been uniquely designed to provide you with everything you need to know - and more - about credit secrets. From knowing how to obtain funding, to building a business from scratch, this audiobook is bursting with helpful content. It will take your credit understanding to the next level!

Aren’t you just sick and tired of not being able to live the life you want? At times of trouble, all the doors seem to be closing in and it seems there isn’t a way out. But I am here to tell you there is always a way and sometimes the way is right in front of you! Armed with the proper financial knowledge, you can lift yourself and your family out of a tough situation or any situation for that matter.

Are you sick and tired paying ridiculous amounts of interest on your loans and credit cards because of a poor credit score? Do you want toy say goodbye to embarrassment and rejection, the high fees and money leaving your pocket whenever you finance anything? You see, fixing your credit score doesn't have to be difficult. Even if you've tried everything in the past to boost your score. Thousands of people like you have fixed their credit scores by following the simple steps in this book.