Personal Credit

Previously struggled with poor credit history? Currently in the middle of having a bad credit score? Need to become more financially secure? The world works on credit. This is an inescapable fact of life. For the vast majority of people, they need credit to buy a house, a car or even some of the larger household appliances. But very often we can fall foul of credit by overextending and getting into debt we cannot afford. How to Build Your Credit and Grow Financially, will answer all your questions and help you to build your credit score so that you can grow financially.

This audiobook fully discusses fighting identity theft and the value of placing a Credit Freeze on your credit report so that it cannot be accessed by any unauthorized person trying to get credit on your behalf. The Credit Freeze became California law in 2003, and the other states followed suit shortly thereafter, and in the author's opinion, one of the most important sections of that legislation states that in the case of an address change, the written confirmation shall be sent to both the new address and to the former address.

What I am about to share with you is completely legal, rarely available elsewhere, and "out of the box". Most people try to get out of debt. In fact, banks and government want you to be in debt - even if they say otherwise. I am going to show you how to use debt to make money! I am going to show you how to actually make money by just using your credit card. Robert Kiyosaki - a best-selling author on money and finance - clearly distinguishes the difference between good debt and bad debt. Well, I am going to show you some creative methods to make money with good debt.

Establishing excellent credit is a simple process. The problem is that many people do not know what exactly what actions will help you build excellent credit. Many people just hear "pay your bills on time and you will have good credit". The truth is that is not entirely correct. There is more to it than just paying your bills on time.

Visualize a life with no financial stress, going on vacations at will, and doing only the activities that you enjoy. Gain the knowledge to invest wisely for your future and achieve your dream of financial freedom.

Written in a clear, easy-to-understand style, Financial Cents includes detailed information on all matters of personal finance, as well as how to write an effective budget, how to understand your credit score, ideas for earning extra money, and much more.

In this book, Tom shares what the banks and collections agencies don't want you to know - how to settle your credit card debt at an 80% discount with a 5 minute phone call. Entrepreneur and investor Tom Corson-Knowles shares his point of view as the owner of a credit card debt buying company. Having worked with hundreds of consumers in credit card debt, Tom has seen first-hand the mistakes people make that get them into debt - and keep them stuck there.

Looking for an alternative perspective on retirement planning? Not sure where to find information on the market? Look no further. Retirement Alpha is your straightforward retirement guide based on math and science. Don't get bogged down in the market; utilize simple strategies with life insurance and annuities to obtain your own happily ever after.

Do you want to earn more money fast? What is the best way to secure your financial independence? What is passive income? What is the secret behind successful investors? If you want to learn more about successful investment decisions, than you should listen to this book.

A story about a hamster who beats debt? You've got to read it to believe it! Blinks and Sniffs the hamster thought they were living the good life...until their eyes were opened to just what their debt was doing to their quality of life. Read along to see what Blinks and Sniffs the hamsters do to get their life back on track! If a hamster can beat debt, so can you!

While it may be tempting to entrust the task of repairing your credit to a credit repair firm, it's critical to understand what they can and can't do - and to take action on your own before paying their fees.