Personal Economics

The 2020s are likely to be among the worst times to be nearing retirement or in the early years of retirement. This audiobook first explains the forces that are coming together to make it more difficult to create and maintain financial security and independence in retirement.

Warum wir über Geld reden müssen. Kaum ein Thema wird hierzulande so emotional diskutiert wie die Frage um Geld und Schulden. Die Deutschen sind Sparweltmeister, viele haben Angst vor Inflation und Verschuldung. In einer fundierten Analyse deckt Marcel Fratzscher auf, warum wir uns oft täuschen, wenn es ums Geld geht. Er räumt auf mit lang tradierten Mythen, die unseren Umgang mit Geld, häufig unbewusst, prägen. Höchste Zeit, denn unser irrationales Verhältnis zum Geld spaltet die Gesellschaft - wirtschaftlich und sozial. Und es führt zu einer rasant wachsenden Ungleichheit. Bessere Vorsorge.

What is the Metaverse? Simply put, the Metaverse is a digital space represented by digital representations of people, places, and things. In other words, it’s a digital world with real people represented by digital objects. And without a doubt, the Metaverse has the potential to shape our society, politics, and culture. The expansion of the Metaverse will expand the value unlocked and potentially lead to a rapid expansion of the global economy.

「お金」の過去・現在・未来を見つめる。まず、仮想通貨が登場するまでの「お金」の歴史を概観。次に、「お金」とは何かを探る。さらに、これから「お金」はどこへ行くのか？などの疑問を明らかにする。

悩み多きあなたに行動経済学の考え方と応用例を紹介！人生に悩みはつきもの。悩みにはさまざまなレベルがある。

Das Inflationsgespenst ist zurück. Nach Jahrzehnten der Stabilität erleben wir die höchsten Preissteigerungen seit den 1970er Jahren. Die Krise trifft Staat, Verbraucher und Unternehmen gleichermaßen. Für viele Firmen wird es künftig schwierig, die Gewinnlinie zu verteidigen. Deshalb ist es wichtig zu wissen, welche Effekte die Inflation auf den Gewinn hat, um dem drohenden Wertverlust gegenzusteuern. Sonst kann es schnell zu einer gefährlichen Schieflage kommen.

The ultimate thought experiment—what would you do with a trillion dollars?—opens our eyes to the good we can do for humanity if we spend wisely!

Learn how money is devalued by banks and governments to secretly steal your wealth and make you poor through economic inflation. Most people know that we have entered a great period of economic disruption and changes. Many will become massively wealthy and others will fall into poverty and lack. The current opportunities available to almost everyone are amazing, but these are dangerous times for the un-informed will surely suffer financial consequences that will far exceed recent events and the 2008 Recession.

El miedo paraliza, inhibe, afecta nuestra capacidad de actuar y es el principal obstáculo para generar riqueza. Un primer paso para vencer los temores y así realizar tus sueños de progresar humana y financieramente es enfrentar aquello que te produce miedo y encontrar un propósito de vida tan fuerte que nada ni nadie pueda frenar esa marcha hacia el éxito y la confianza en ti mismo.

Financial crises are often blamed on unforeseeable events, the unforgiving nature of capital markets, or just plain bad luck. Too Smart for Our Own Good argues that these crises are caused by certain alluring investment strategies that promise both high returns and safety of capital. In other words, the severe and widespread crises we have suffered in recent decades were not perfect storms. Instead, they were made by us. By understanding how and why this is so, we may be able to avoid or ameliorate future crises - and maybe even anticipate them.

이 세상에 경제생활을 하지 않는 사람은 단 한 명도 없다. 한 달에 생활비를 얼마나 쓰고 얼마를 저축해야 하는지, 다양한 휴대전화 요금제 중에서도 어떤 요금제를 선택해야 합리적인지 등 사소한 결정부터 현 정부의 재정 정책이 나의 생활에 어떤 영향을 미치는지, 지금이 집을 사기 적절한 시기인지 아닌지, 소득이 늘면 왜 정부에 더 많은 세금을 내야 하는지 등 중대한 결정까지, 우리의 인생은 그야말로 크고 작은 경제적 선택의 연속선상에 놓여 있다고 해도 과언이 아니다.

The author of "Getting Organized" now updates "The Organized Executive" to reflect changes in technology—email, the Internet, palm pilots, and a host of other gadgets—as she reveals the best ways to analyze organization needs, optimize performance, combat procrastination, and increase productivity.

If the financial crisis has taught us anything, it is that Americans save too little, spend too much, and borrow excessively. What can we learn from East Asian and European countries that have fostered enduring cultures of thrift over the past two centuries? Beyond Our Means tells for the first time how other nations aggressively encouraged their citizens to save by means of special savings institutions and savings campaigns.

The self-help industry is a fraud. You are not exceptional. You can’t have it all. The money won’t follow just because you do what you love. Anyone who tells you something different is lying. Sam LaCrosse’s approach to living a rich and fulfilling life doesn't involve cookie-cutter slogans or self-esteem dogma. The path to a good life lies in discovering and honoring your own core values.

Hazte rico. Porque no existe ningún motivo real para no serlo. Para no desearlo. Porque tener dinero te permite hacer cosas que no podrías hacer de otra forma. Sin dinero, mucho; pero con dinero, todo. Así de fácil. Y te lo dice alguien que ha emprendido, fracasado y reintentado hasta el límite. Alguien que ha estado sin un euro en el bolsillo, que ha acumulado cientos de errores y ha sabido aprender de cada paso.

Barbarians of Wealth examines how the greedy, self-serving decisions of a select group of politicians and financial institutions negatively impacts the economy, and ultimately, destroys America's prosperity and the American way of life. Barbarians of Wealth is a must-listen for hard-working Americans concerned with their prosperity, as well as for those fascinated with the inner workings of Washington and Wall Street.

Per la prima volta in audiolibro, nell’edizione integrale del 1937, il capolavoro di Napoleon Hill che insegna la grandiosa formula di Andrew Carnegie per diventare ricchi, fondata sui tredici comprovati passi per la ricchezza. Frutto di venticinque anni di ricerca, in collaborazione con oltre cinquecento illustri uomini di grande ricchezza, che hanno dimostrato con i propri risultati il valore pratico di questa filosofia.

The growing wealth inequality continues to dominate headlines. The divide between the haves and have nots in America is increasingly political and tensions are rising. On one side, the wealthy wield power and advantage, keeping the system operating in their favor, all while retreating into enclaves that separate them further and further from the poor and working class.

Interested in investing in decentralized finance? Do you want to a head start on making money with NFTs and in the Metaverse? This book will help you to understand it and make a sound investment. There are so many ways you can get involved in this exciting new economy. And it’s all happening right now.

Der Weltbestseller, der uns die Augen öffnet und unseren Verstand herausfordert. Schwarze Schwäne stehen symbolisch für das, womit wir nicht rechnen. Bis ins 17. Jahrhundert waren die Menschen in der Alten Welt überzeugt, alle Schwäne seien weiß. Dann wurde Australien entdeckt. Dort gibt es schwarze Schwäne - was keiner für möglich gehalten hatte, war auf einmal Realität. Wenn uns im Alltag ungeahnte Überraschungen begegnen, ist das vielleicht noch nicht so schlimm. Suchen sie jedoch gesamte Volkswirtschaften heim, kann das System kollabieren.