Personal Finance Retirement

Break free from the constraints of a single income source, and stop living paycheck to paycheck. Your Next Seven Income Streams is your gateway to unlocking a world of financial abundance and security. You'll learn to design, build, and manage multiple income streams that can lead you to lasting prosperity.

Whether your retirement dreams are five years away or fifty—the single greatest threat standing in your way is taxes. Unlike losses in the stock market, money lost to taxes never recovers. With untaxed retirement accounts likely to become your largest asset, you face an explosive landscape of costly tax traps, penalties, and a complex maze of rules when it comes time to tap into those savings. Renowned tax advisor Ed Slott returns with the ultimate guide to reclaim control of your financial future and keep more of your money—no matter what Congress comes up with next.

If you're approaching 65 and feeling overwhelmed by Medicare's initial enrollment process, this book will guide you through each step, ensuring you don't miss critical deadlines or coverage opportunities. Learn how to dodge common pitfalls that lead to high penalties and fees, a must-listen for those new to Medicare.

Money experts Christy Heady and Janet Bigham Bernstel show how to make the most of your financial future. With the millennium only months away, now's the time to get a grip on your finances. And this guide is all you need to do just that. Let two noted financial experts guide you through the coming financial challenges so you can maximize your income, savings, and investments.

Forget searching for the right job - start building a life in which you don't need a job. A job-free life is possible, and you have options about how to achieve it. This book provides real-world examples of people who have successfully quit the rat race using four different strategies: extreme saving, unjobbing, lifestyle businesses, and startups. Whether you want to achieve financial independence and retire early, or simply never work for anyone else again, this book provides an essential guide.

Are you a business owner who has just discovered that it's time to move on? Whether it's because you've been presented with a great new investment opportunity, or because you've finally had all the fun you can stand, or perhaps unfortunately when the 5 Ds come calling (disability, divorce, disagreements with partners, downturns in the business, or death in the family). Sooner or later, Someday comes to all of us.

If you're one of the millions of Americans without a pension plan, your retirement years might seem like a huge financial question mark. Pensionless, by US News senior editor for retirement Emily Brandon, addresses the retirement benefits that are available to you, how to use them correctly, and how to avoid potential pitfalls.

Retirement insecurity is an increasingly serious manifestation of the vast inequality that risks destroying the social fabric in America. The nearly inevitable consequence of lifetime wage discrepancies, security in retirement is linked to the kinds of jobs we hold during our work lives. That, in turn, is a product of all the forces leading to historic levels of inequality, forces that have protected the very wealthy, destroyed any hold on stability for the poor, and gradually eroded the security of the vast middle class.

Common retirement strategies don’t work! Learn why bonds and annuities fail to create a successful retirement. You need a retirement strategy to help you survive and thrive in retirement. Freeman Linde, Certified Financial Planner™ and retirement planning specialist, unpacks why traditional strategies won’t overcome life’s largest obstacles.

Passive Income Strategies to Build Your Wealth will offer you all of the insight you could want on this lucrative subject, shining a light on the different strategies you have available to make more money than you may have not even realize existed! Setting up passive income streams is one of the least talked ahbout phenomena of our modern society, and yet, it is one of the best ways to increase your income every month while putting in minimal effort.

Authored by a medical expert with vast experience in social security disability adjudication and who served as medical director for a major private disability insurance carrier, this audiobook explains the most effective way to document the strongest medical case possible. It’ll also help you sidestep common pitfalls. This book is also valuable to attorneys, doctors, educators, physicians who provide disability evaluations and court testimony, insurance and government administrators, financial planners, disability advocates, and case managers.

Are you okay with working in a place you hate, or at least you do not enjoy every day for most of your life? Did your dreams involve living from paycheck to paycheck? Do you know working from nine to five jobs will not make you reach? Are you looking for something to transform your life? If these are some of the thoughts that keep you awake at night, then are you ready to make a positive change in your life? According to Forbes in 2017, a survey indicates that 70 percent of employees hate their jobs. Another one by Gallup Poll says 85 percent!

In this guide we will discuss the importance of investing, how to get started and how to scale and diversify. The goal is for you to be financially free, totally and completely owning your own time. Make this guide your go-to resource. This is a comprehensive introduction into the world of Real Estate, government bonds, cryptocurrency, stock market, day trading, and savings accounts. Bottom line…. Listen to this audiobook to understand all about investment basics and the feasible investment opportunities to try!

„Wenn du kein aktiver Investor bist - und nur sehr wenige Menschen sollten das versuchen - dann solltest du Indexfonds kaufen. Und zwar Indexfonds mit niedrigen jährlichen Kosten. Und nicht alle auf einmal, sondern immer mal wieder.“ (Warren Buffet) Dieses Buch zeigt Ihnen eine Möglichkeit wie Sie einfach investieren, erfolgreich Vermögen aufbauen oder privat für den Ruhestand vorsorgen. Es geht hier insbesondere um eine möglichst risikoarme und passive Geldanlage, konkret, um den erfolgreichen Vermögensaufbau oder die private Altersvorsorge mittels Indexfonds und ETFs. Der sinnvolle Zeitraum der Kapitalanlagen beträgt mindestens 3-5 Jahre, oftmals aber auch darüber hinaus.

Are your family business and wealth prepared for major transition? Everything is in transition. Look around.... Business is in transition. Family is in transition. And the thing that no one wants to truly admit.... Wealth is in transition. You will be faced with some very difficult choices in the months and years to come. Now is not the time to bury your head in the sand and pray that challenges in your family business will magically work themselves out. You must be strategic.

When it comes to investing and providing for retirement, you have three broad options: interest bearing investments, shares, and property. Pensions allow you to invest in the first two but fees are high and returns lacklustre. This audiobook explains each of your investment options and shows why direct leveraged property investment, often referred to as buy-to-let, could be the best option for the broadest range of people to achieve financial freedom and a comfortable retirement.

Social Security law has changed! Get What's Yours has been revised and updated to reflect new regulations that take effect on April 29, 2016. Get What's Yours has proven itself to be the definitive book about how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits. It is an engaging manual of tactics and strategies written by well-known financial commentators that is unobtainable elsewhere.

The United States faces a serious retirement challenge. Many of today's workers will lack the resources to retire at traditional ages and maintain their standard of living in retirement. Solving the problem is a major challenge in today's environment in which risk and responsibility have shifted from government and employers to individuals. For this reason, Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own—and the nation's—retirement security.

In this book, Tom shares simple concepts that can help anyone become financially independent. Not only can people become very wealthy using these tips, research shows they will also likely be much happier and even live longer! Most people think you have to make a lot of money to become wealthy, Tom will show how it is not how much you make that counts, it’s how much you keep!

One of the barricades to financial wellness can be found in couples relations. The husband and the wife may not agree on financial matters. Unhealthy financial behaviors can thus be the result of family tensions. One recent study examined the effectiveness of the combined efforts of a financial planner and a family therapist working together. These professionals worked with couples experiencing financial and relational distress.