Personal Finance Retirement

There are a lot of misconceptions around annuities. Most of them revolve around the sale of variable annuities from brokers, where there is a lot of overpromising done, in my humble opinion. For example, a variable annuity is a security and therefore is an investment that inherently carries risk and comes with high fees. For variable annuities, three to six percent in fees could come out of the overall account value annually versus just a zero to one percent annual fee with a fixed indexed annuity.

Picture retirement with financial peace and a purposeful life. This collection is a 2-in-1 combination of The Practical Guide to Retirement Planning and The Happy Retirement Bucket List Handbook. It will equip you with powerful tools to manage your finances, create lasting income streams, and enjoy a retirement full of adventure and deep fulfillment.

You will be hard pressed to find another book like this one. Greg has delicately pulled together a gripping message that so many adults need to hear. Only about half the adult population of Canada and the US have a current and valid will. The fallout is immeasurable, wide and deep. The statistics are not improving much either. Some people don’t know where to start, while others have family members who refuse to discuss it.

The most popular goal most people have when it comes to the subject of retirement is that there should not be any more debts to pay off. Meaning all commitments such as homes, cars, insurances should all be paid for by the time retirement comes around. Listen to this book and become educated so that you will be able to meet your retirement goals.

Saving for the future can seem anywhere from daunting to downright impossible—especially for Millennials and Gen Zers, who’ve had to contend with economic setbacks, recessions, and layoffs since graduating college. But everyone—yes, even YOU—can find a way to save for your future, and Your Best Financial Life can show you exactly how.

Jim Cramer's Getting Back to Even offers the most detailed guidance he has ever given on how to invest in a changed market. Savvy investors will not just survive; they will thrive. Your portfolio won't fix itself; you have to do that. It's easy to close your eyes and pretend that it all never happened, but you'll never get back to even that way, much less profit from the opportunities that this new market offers to investors who know where to put their money.

In this unconventional audiobook about “retirement”, Claim Your Dream Life, trailblazer Dawn Fleming explains how and why she and her husband, Tom, threw caution to the wind after financial devastation in the 2008 crash. Sailing over 5,000 miles from California to Florida, the couple found their direction in the winds of change. At age 50 and 60, they knew it was probably too late to accumulate that “magic number” in their bank account in order to retire.

What Retirees Want presents the culmination of 30 years of research by world-famous "Age Wave" expert Ken Dychtwald, PhD, and author and consultant Robert Morison. This entertaining, thought-provoking, and wide-ranging book explains how individuals, businesses, nonprofits, and governments can best prepare for a new era - where the needs and demands of the "Third Age" will set the lifestyle, health, social, marketplace, and political priorities of generations to come.

Profound and hilarious, dynamic and warm, I’m Now Called a Senior: Stories from the Heart delves into the fragility of the fourth quarter during a world pandemic and delightfully provides a wonderful mix of funny experiences, heart-warming moments, and practical positive suggestions for seniors who have lost their why. It gloriously motivates seniors to rediscover, reinvent, and repurpose their lives to find joy once again and achieve the best they can be. You no longer need to feel lonely. This book will become your perfect companion.

Historically, at the age of around 65, people stop working and embark on a new transition in life. In the grand drama of life, retirement is our second act. Out of the office and not bound by daily plans and schedules, you now have the choice to do what you want to do. What is your vision of the ideal retirement? It varies from one person to the other how they are going to spend and enjoy their golden years, but the retired life by itself is beautiful because you can customize your lifestyle.

Sind Sie unsicher, ob Ihr Notgroschen reicht, Ihre Investitionen sinnvoll sind oder Ihr Plan wirklich solide ist? Oder fragen Sie sich, was als Nächstes kommt? Sie sind nicht allein. Viele Menschen empfinden den Übergang in den Ruhestand als überwältigend – kein Sprint, sondern ein Marathon mit finanziellen und emotionalen Herausforderungen. Doch diese Phase kann zur besten Ihres Lebens werden: ein zweiter Akt voller Chancen.

When an aging loved one suddenly needs long-term care, families are often emotionally and financially unprepared for the road ahead. This essential guide gives you a comprehensive overview of the senior care industry so you and your family can make informed decisions. You’ll find valuable insights, practical advice and step-by-step strategies to help you define your assets, identify available financial resources and make the best choices about your loved one’s care.

In preparation for retirement, we are often urged to build up our financial portfolio or perhaps down-size our home or move closer to family. Often neglected in this process, however, are the psychological ramifications that come with the transition into retirement. It is important for retirees to make a plan for their retirement financially, but also to take stock of their psychological portfolio at the same time. Revitalizing Retirement gives unique guidance on how to create a happy, fulfilling retirement.

The internet provides a wealth of opportunities to create a passive income that can pay for the retirement that you want, and even allow you to leave a legacy that can give your loved ones a helping hand in following their dreams, too. If you are willing to change your perspective and embrace this new chapter of your life with an open mind, you can start earning money from the comfort of your own home.

This guide from author Amit Ray is an amazing tool for anyone willing to learn the principles of personal finance and take control of their future. This second series of the handbook will teach you how to develop your personal finance mindset. You will learn about the investing principles and how to make money works for you.

This guide from author Amit Ray is an amazing tool for anyone willing to learn the principles of personal finance and take control of their future. This third series of the handbook will teach you how to develop your personal finance mindset. You will learn how to protect your money, retirement planning, asset portfolio, and insurance. Based on proven and tested principles, this complete personal finance guide is the ultimate resource for you to learn the personal finance techniques effectively and actionable steps to apply the strategies in your financial life.

If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan.

The reality is that we all know that saving money is extremely important. Your best chance of building wealth is through saving money. This book shows you some of the ways that you can make dramatic changes in your financial status in the world without taking dramatic steps.

Retirement is meant to be enjoyed, but without the right strategies, you could miss out on the money to do that! Are you ready for retirement? You might think you’ve done enough… You’ve been feeding your 401(k) and topping up your savings… But do you really know if what you have is sufficient? Do you know where the gaps in your planning are? Even if you’ve planned early, there’s likely something you’ve missed.

Investors believe preparing for retirement requires a radically different set of tools or a dizzying array of products. Navigating the world of retirement products and services can be a full-time job. But investing for retirement is, in practice, not much (if at all) different from investing. In Plan Your Prosperity, Ken Fisher gives listeners a workable strategy to either develop their own retirement investing plan or work more successfully with a professional to increase the likelihood of achieving long-term goals while avoiding common pitfalls.