Personal Finance Strategies
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Debt Free Masterplan
- Rapidly Get Out of Debt, Build Wealth & Master Money Management - Proven Strategies to Save Money, Pay Off Your Credit Card, Beat Bad Credit & Stop Compulsive Spending Addiction
- Auteur(s): Samuel Mordue
- Narrateur(s): Joe Wosik
- Durée: 3 h et 21 min
- Version intégrale
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Au global
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Histoire
No matter how overwhelming, out of control, or insurmountable your debt is, you'll learn how to finally start saving and achieve the financial freedom you truly deserve. Even if you’re addicted to spending or you’ve been trapped in a vicious cycle of debt for years, this book will empower you.
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Debt Free Masterplan
- Rapidly Get Out of Debt, Build Wealth & Master Money Management - Proven Strategies to Save Money, Pay Off Your Credit Card, Beat Bad Credit & Stop Compulsive Spending Addiction
- Narrateur(s): Joe Wosik
- Durée: 3 h et 21 min
- Date de publication: 2019-11-08
- Langue: Anglais
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No matter how overwhelming, out of control, or insurmountable your debt is, you'll learn how to finally start saving and achieve the financial freedom you truly deserve....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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Swing Trading
- A Beginner’s Guide to Trade for Profits with the Best Trading Strategies, Using Money Management, Market Psychology, Technical Analysis and Trading Tools
- Auteur(s): Richard Jones
- Narrateur(s): David Bernard
- Durée: 3 h et 56 min
- Version intégrale
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Au global
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If you want to learn how to beat the market, you have to learn how the market works. Never forget it: Trend is your friend! Would you like to know the world of swing trading but don't know where to start? That's why you have to buy this audiobook: This book contains all the information you need to help you approach the world of trading in the best way. Thanks to the contents of this manual, you will learn to predict market trends and generate profits thanks to proven and successful swing trading strategies.
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Swing Trading
- A Beginner’s Guide to Trade for Profits with the Best Trading Strategies, Using Money Management, Market Psychology, Technical Analysis and Trading Tools
- Narrateur(s): David Bernard
- Durée: 3 h et 56 min
- Date de publication: 2019-08-06
- Langue: Anglais
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If you want to learn how to beat the market, you have to learn how the market works. Never forget it: Trend is your friend! Would you like to know the world of swing trading but don't know where to start? That's why you have to buy this audiobook....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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Real Estate Investing 2019: Home- Apartment Selling & Buying, Rental, Flipping & Wholesaling Houses: Rehab for Profit & Property Management
- Financial Freedom Strategies, Book 1
- Auteur(s): Financial Freedom Strategies
- Narrateur(s): Lee Goettl
- Durée: 2 h et 13 min
- Version intégrale
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Au global
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Performance
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Histoire
Sound interesting? The author thinks so too! Listen to Real Estate Investing 2019 and learn more about the best investing techniques.
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Real Estate Investing 2019: Home- Apartment Selling & Buying, Rental, Flipping & Wholesaling Houses: Rehab for Profit & Property Management
- Financial Freedom Strategies, Book 1
- Narrateur(s): Lee Goettl
- Durée: 2 h et 13 min
- Date de publication: 2019-04-01
- Langue: Anglais
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Sound interesting? The author thinks so too! Listen to Real Estate Investing 2019 and learn more about the best investing techniques....
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Prix courant: 6,97$ ou 1 crédit
Prix réduit: 6,97$ ou 1 crédit
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Investment Terms - Financial Education Is Your Best Investment
- The Simple Guide for Investing in Stocks, Bonds, & Real Estate - Strategies and Management Basics
- Auteur(s): Thomas Herold
- Narrateur(s): William Bahl
- Durée: 11 h et 6 min
- Version intégrale
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Au global
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Histoire
Are you learning about investing? Then it's important that you learn and understand some basic investment terminology. If you are a new investor, you will likely encounter terms that you don't understand. It may seem overwhelming in the beginning, but like anything, once you become familiar with it, you realize there is no reason to be intimidated. This is an introduction to some of the more common investing terms that you may encounter.
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Investment Terms - Financial Education Is Your Best Investment
- The Simple Guide for Investing in Stocks, Bonds, & Real Estate - Strategies and Management Basics
- Narrateur(s): William Bahl
- Série: Financial IQ Series, Livre 6
- Durée: 11 h et 6 min
- Date de publication: 2019-09-09
- Langue: Anglais
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Are you learning about investing? Then it's important that you learn and understand some basic investment terminology....
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Prix courant: 31,26$ ou 1 crédit
Prix réduit: 31,26$ ou 1 crédit
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Money Management Skills for Beginners
- Learn the Strategies Finance Experts Use to Become Rich - Even if You're Drowning in Debt
- Auteur(s): Ross Wells
- Narrateur(s): KC Wayman
- Durée: 3 h et 26 min
- Version intégrale
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Au global
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Enough with all this money stress. Human beings aren’t meant to live like this. You’re aware of this, you’re ready for change, and with just a few small adjustments to your daily habits and routines, you too can find yourself on the successful side of money. After reading Money Management Skills For Beginners you’ll know exactly what you need to do to start taking actionable control of your financial situation. You’ll find yourself with more money than ever before, and you’ll sit there wondering, “why didn’t I just implement these easy steps earlier?”
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Money Management Skills for Beginners
- Learn the Strategies Finance Experts Use to Become Rich - Even if You're Drowning in Debt
- Narrateur(s): KC Wayman
- Durée: 3 h et 26 min
- Date de publication: 2020-03-06
- Langue: Anglais
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After reading Money Management Skills For Beginners you’ll know exactly what you need to do to start taking actionable control of your financial situation....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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Investing for Teenagers
- 7 Fun and Easy Investment Strategies for the Modern Teen to Get Rich and Live a Stress-Free Life
- Auteur(s): Maggie Warner
- Narrateur(s): Michelle Giesen
- Durée: 3 h et 28 min
- Version intégrale
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Au global
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Investing is a great way to start building wealth and achieving your financial goals, no matter your age or previous experience. But it also comes with its share of risks, and it’s easy to lose all your money if you don’t know what you’re doing.
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Investing for Teenagers
- 7 Fun and Easy Investment Strategies for the Modern Teen to Get Rich and Live a Stress-Free Life
- Narrateur(s): Michelle Giesen
- Durée: 3 h et 28 min
- Date de publication: 2023-01-23
- Langue: Anglais
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Investing is a great way to start building wealth and achieving your financial goals, no matter your age or previous experience. But it also comes with its share of risks, and it’s easy to lose all your money if you don’t know what you’re doing....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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Técnicas de Administración del Dinero para Principiantes [Money Management Techniques for Beginners]
- Conoce las Estrategias que Utilizan los Expertos en Finanzas para Ser Ricos - Incluso si te Estás Ahogando en Deudas [Know the Strategies Financial Experts Use to Get Rich - Even If You Are Drowning in Debt]
- Auteur(s): Ross Wells
- Narrateur(s): Carlos A. Ramirez
- Durée: 4 h et 37 min
- Version intégrale
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Au global
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Histoire
¿Vacaciones? ¿Renovación de la casa? ¿Un coche nuevo? Todas estas cosas son posibles con un manejo adecuado del dinero. Vivimos en una época peculiar de la historia de la humanidad, en la que es más fácil que nunca ganarse la vida de forma sólida y, al mismo tiempo, hay más gente que nunca que apenas se gana la vida, viviendo de cheque en cheque.
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Técnicas de Administración del Dinero para Principiantes [Money Management Techniques for Beginners]
- Conoce las Estrategias que Utilizan los Expertos en Finanzas para Ser Ricos - Incluso si te Estás Ahogando en Deudas [Know the Strategies Financial Experts Use to Get Rich - Even If You Are Drowning in Debt]
- Narrateur(s): Carlos A. Ramirez
- Durée: 4 h et 37 min
- Date de publication: 2020-07-23
- Langue: Espagnol
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Vivimos en una época peculiar de la historia de la humanidad, en la que es más fácil que nunca ganarse la vida de forma sólida y, al mismo tiempo, hay más gente que nunca que apenas se gana la vida, viviendo de cheque en cheque....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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Blockchain, Cryptocurrency and Decentralized Finance Investing
- A Beginner's Guide to Understanding the Crypto Market and Learning Conscious Strategies for Trading Bitcoin, Ethereum and DeFi Altcoins
- Auteur(s): Robert Davies
- Narrateur(s): Rory Young
- Durée: 3 h et 17 min
- Version intégrale
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Au global
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Performance
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Histoire
To make cryptocurrencies a mainstream investment, it needs to be understood. This guide provides the most up-to-date information to correctly approach the rapidly evolving crypto market and transform you into a successful trader.
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Blockchain, Cryptocurrency and Decentralized Finance Investing
- A Beginner's Guide to Understanding the Crypto Market and Learning Conscious Strategies for Trading Bitcoin, Ethereum and DeFi Altcoins
- Narrateur(s): Rory Young
- Durée: 3 h et 17 min
- Date de publication: 2022-01-27
- Langue: Anglais
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To make cryptocurrencies a mainstream investment, it needs to be understood. This guide provides the most up-to-date information to correctly approach the rapidly evolving crypto market and transform you into a successful trader....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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Stock Market Investing for Beginners 2021-2022
- The Ultimate Guide to Quickly Learning the Best Investment Techniques and Strategies to Build an Equity Portfolio: F.W. Trading Book Series, Book 1
- Auteur(s): Ferdinand Weaver
- Narrateur(s): DM Studios
- Durée: 3 h et 8 min
- Version intégrale
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Au global
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Are you interested in learning how to make real money in the stock market? Do you want to understand how to day trade stocks and avoid making expensive rookie mistakes? Do you want to discover how to achieve financial independence and live the life you desire? Investing in the stock market is a terrific way to grow your money, but for those of us who aren't expert stockbrokers, figuring out what information to believe and where to invest our money may be difficult. This audiobook gives you the strategic guidance and expertise you need to make sound investing choices.
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Stock Market Investing for Beginners 2021-2022
- The Ultimate Guide to Quickly Learning the Best Investment Techniques and Strategies to Build an Equity Portfolio: F.W. Trading Book Series, Book 1
- Narrateur(s): DM Studios
- Durée: 3 h et 8 min
- Date de publication: 2022-02-02
- Langue: Anglais
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Are you interested in learning how to make real money in the stock market? Do you want to understand how to day trade stocks and avoid making expensive rookie mistakes? Do you want to discover how to achieve financial independence and live the life you desire? Listen to find out more....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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Day Trading
- A Beginner’s Guide to Make Money with Day Trading. Learn How to Become a Profitable Investor and Create Passive Income with Easy and Proven Strategies
- Auteur(s): Dave Raymond
- Narrateur(s): Timothy Burke
- Durée: 3 h et 29 min
- Version intégrale
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Au global
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Are you looking for a definite method for making day trading your source of income? Then keep reading.... Day trading is the buying and selling of securities in one single trading day. This can occur in any type of marketplace that you choose, but it is most common in the stock market and the forex market. Day trading is very fast-paced. You will purchase a stock, bond, option or other security at some point during the day. Then, sometime during the same day, you will sell the security.
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Day Trading
- A Beginner’s Guide to Make Money with Day Trading. Learn How to Become a Profitable Investor and Create Passive Income with Easy and Proven Strategies
- Narrateur(s): Timothy Burke
- Durée: 3 h et 29 min
- Date de publication: 2020-09-29
- Langue: Anglais
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Are you looking for a definite method for making day trading your source of income? Then keep reading.... Day trading is the buying and selling of securities in one single trading day....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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Smart Money
- The Practical Guide to Personal Finance for Teens and Young Adults: Empower Your Financial Future with Essential Money Skills and Strategies
- Auteur(s): Amy Acevedo
- Narrateur(s): Kate Jensen
- Durée: 3 h et 55 min
- Version intégrale
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Au global
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Histoire
You want to grow up knowing that you have the power to achieve all your goals and explore a future of exciting opportunities. Perhaps you want to see the world… Maybe you dream of owning your own business… Or perhaps you can already see your ideal home in your mind’s eye… All of these things are possible… But they require you to have a bit of financial savviness – and that’s not something many adults have, let alone teenagers.
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Smart Money
- The Practical Guide to Personal Finance for Teens and Young Adults: Empower Your Financial Future with Essential Money Skills and Strategies
- Narrateur(s): Kate Jensen
- Durée: 3 h et 55 min
- Date de publication: 2023-12-03
- Langue: Anglais
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You’re at the perfect age to soak up all the knowledge you need to make your finances work for you – both now and in the future. And this book is here to help you do just that....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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Money Management Turn Bad Credit into Good Credit
- A Simple Beginners Guide on the Best Strategies to Be Debt Free, Save Money, Personal Finance and Financial Independence
- Auteur(s): Robert Anderson
- Narrateur(s): Sam Slydell
- Durée: 3 h et 20 min
- Version intégrale
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Au global
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Histoire
The more you learn about the details of what bad credit is and how there are federal laws to help you overcome bad credit, the faster you will find yourself in financial freedom. Your credit score is vital to your life. It is something that helps you to enjoy life as you have added access to financial services and various investments. You must understand how your score can directly influence what you can purchase so that you can enjoy your life.
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Money Management Turn Bad Credit into Good Credit
- A Simple Beginners Guide on the Best Strategies to Be Debt Free, Save Money, Personal Finance and Financial Independence
- Narrateur(s): Sam Slydell
- Durée: 3 h et 20 min
- Date de publication: 2019-09-06
- Langue: Anglais
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Your credit score is vital to your life. It is something that helps you to enjoy life as you have added access to financial services and various investments. You must understand how your score can directly influence what you can purchase so that you can enjoy your life....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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7 Day Financial Budgeting Guide for Beginners
- Learn Practical Money Management Strategies, Save Money and Pay of Debt
- Auteur(s): Jason Ramsey
- Narrateur(s): Joseph Thorson
- Durée: 3 h et 6 min
- Version intégrale
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Au global
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Histoire
Have you ever been overwhelmed with the desire to possess something the first time you laid eyes on it? Money should never control you; it should be the other way around. If you control your money, you won’t be living the kind of life reminiscent of a millionaire, but you save yourself from stress, worry, and debt. Financial control means that before you even touch your money, you know where it’s supposed to go, how you’re supposed to spend it, and when you’ll spend it. This is where budget comes in.
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7 Day Financial Budgeting Guide for Beginners
- Learn Practical Money Management Strategies, Save Money and Pay of Debt
- Narrateur(s): Joseph Thorson
- Durée: 3 h et 6 min
- Date de publication: 2020-07-03
- Langue: Anglais
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Have you ever been overwhelmed with the desire to possess something the first time you laid eyes on it? Money should never control you; it should be the other way around. Listen to find out more....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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Day Trading: The #1 Crash Course to Quickly Get Set Up and Make Instant Cash with Day Trading
- Analysis of the Stock Market, Trading for Income, Strategies Used by Pro Trader Made Easy and More!
- Auteur(s): Anthony Kreil
- Narrateur(s): Cliff Weldon
- Durée: 47 min
- Version intégrale
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Au global
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Histoire
Have you already started to look into day trading as a profession, but you want to learn more? Then look no further. This book is here to give you the basic and essential information on how to be a successful day trader. Day trading tends to be a mysterious career choice, but it doesn't have to be. It's not as hard and complicated as some people claim. If you follow the rules and make sure you don't let your emotions control your trades, then you can make a decent living.
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Day Trading: The #1 Crash Course to Quickly Get Set Up and Make Instant Cash with Day Trading
- Analysis of the Stock Market, Trading for Income, Strategies Used by Pro Trader Made Easy and More!
- Narrateur(s): Cliff Weldon
- Durée: 47 min
- Date de publication: 2020-05-30
- Langue: Anglais
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Have you already started to look into day trading as a profession, but you want to learn more? Then look no further. This book is here to give you the basic and essential information on how to be a successful day trader....
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Prix courant: 4,95$ ou 1 crédit
Prix réduit: 4,95$ ou 1 crédit
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Money Budgeting Strategies 2 Books in 1
- A Step by Step Personal Finance Guide on Saving Money, Master Your Management Skills and Live a Debt Free Life
- Auteur(s): Jason Ramsey
- Narrateur(s): Daniel Wooten, Joseph Thorson
- Durée: 6 h et 7 min
- Version intégrale
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Au global
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Histoire
Money management is a crucial process for attaining financial success by managing money that includes expenses, investments, budgeting, banking and taxes. It enables you to know where your money is going and also it helps you plan your budget wisely. It’s a fundamental process that determines what you can do and what you can’t.
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Money Budgeting Strategies 2 Books in 1
- A Step by Step Personal Finance Guide on Saving Money, Master Your Management Skills and Live a Debt Free Life
- Narrateur(s): Daniel Wooten, Joseph Thorson
- Durée: 6 h et 7 min
- Date de publication: 2020-10-13
- Langue: Anglais
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Money management is a crucial process for attaining financial success by managing money that includes expenses, investments, budgeting, banking and taxes....
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Prix courant: 25,00$ ou 1 crédit
Prix réduit: 25,00$ ou 1 crédit
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Swing Trading Strategies for Beginners: 3 Hour Crash Course
- Learn Stocks and Options to Build Passive Income From Home
- Auteur(s): Edward Day
- Narrateur(s): Jim Rising
- Durée: 3 h et 23 min
- Version intégrale
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Au global
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Don’t let the stock market’s bad rep fool you. Are you tired of your current soul-crushing job, often daydreaming about becoming your own boss and finally getting a taste of this "financial freedom" everyone is talking about? This is where swing trading comes in. With some patience and planning, you will be able to maximize your stock market investment, as long as you approach it using methods proven to work time and time again. By arming yourself with sound strategies to manage your investment, you won’t be regretting all the money and time you’ve put into the market.
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Swing Trading Strategies for Beginners: 3 Hour Crash Course
- Learn Stocks and Options to Build Passive Income From Home
- Narrateur(s): Jim Rising
- Durée: 3 h et 23 min
- Date de publication: 2020-09-16
- Langue: Anglais
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Don’t let the stock market’s bad rep fool you. Are you tired of your current soul-crushing job, often daydreaming about becoming your own boss and finally getting a taste of this "financial freedom" everyone is talking about? This is where swing trading comes in....
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Prix courant: 18,74$ ou 1 crédit
Prix réduit: 18,74$ ou 1 crédit
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Forex Trading for Beginners: Proven Strategies to Succeed and Create Passive Income with Forex
- Introduction to Forex Swing Trading, Day Trading, Options, Futures & ETFs
- Auteur(s): Mark Lowe
- Narrateur(s): Mark Delgado
- Durée: 3 h et 19 min
- Version intégrale
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Au global
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Histoire
The forex market is considered as the biggest financial market today. With trillions of dollars traded every day, and with hundreds of thousands of market players, a lot of traders around the world have not only made hefty profits, but are now building their wealth through the forex market. But take note that the forex market will not make you rich overnight. You need the right knowledge, attitude, and practice to become successful in this field. This guide will show you effective strategies and technical tools that can help you maximize your profits and minimize the risk.
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Forex Trading for Beginners: Proven Strategies to Succeed and Create Passive Income with Forex
- Introduction to Forex Swing Trading, Day Trading, Options, Futures & ETFs
- Narrateur(s): Mark Delgado
- Durée: 3 h et 19 min
- Date de publication: 2020-06-03
- Langue: Anglais
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The market has been operating for decades, and thousands of people before you have become successful in the trade. This guide will show you effective strategies such as fundamental analysis and technical tools that can help you maximize your profits and minimize the risk in forex trading....
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Prix courant: 15,10$ ou 1 crédit
Prix réduit: 15,10$ ou 1 crédit
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The Science of Building Long-Term Wealth
- Mastering the Psychology, Strategies, and Science of Wealth Accumulation
- Auteur(s): Nathaniel Hart
- Narrateur(s): Steve Bramham
- Durée: 2 h et 47 min
- Version intégrale
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Au global
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Performance
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Histoire
"The Science of Building Long-Term Wealth" is your guide to navigating this complex world of finance. We'll delve into the psychology of wealth, explore the mechanics of money, and unveil time-tested strategies that can help you achieve your financial goals. This book is designed for everyone, regardless of your current financial situation or experience. Whether you're just starting your financial journey or looking to optimize your existing strategies, the principles outlined here will provide you with the knowledge and confidence to make informed decisions.
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The Science of Building Long-Term Wealth
- Mastering the Psychology, Strategies, and Science of Wealth Accumulation
- Narrateur(s): Steve Bramham
- Durée: 2 h et 47 min
- Date de publication: 2024-12-10
- Langue: Anglais
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The pursuit of financial independence is a universal human desire. We all dream of a future where money works for us, providing security, freedom, and the ability to pursue our passions. But achieving this dream often feels like a distant goal, shrouded in complexity and uncertainty.
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Prix courant: 10,05$ ou 1 crédit
Prix réduit: 10,05$ ou 1 crédit
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Daytrading Strategien in der Praxis: erfolgreiches Handeln an der Börse mit Aktien, Forex und Derivaten [Daytrading Strategies in Practice: Successful Trading on the Stock Exchange with Equities, Forex and Derivatives]
- Finanzen für Einsteiger, 5 [Finance for Beginners, Book 5]
- Auteur(s): Friedrich Mennsbach, Cherry Finance
- Narrateur(s): Robin Iyanoye
- Durée: 6 h et 9 min
- Version intégrale
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Au global
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Performance
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Histoire
Mit Daytrading und der richtigen Strategie ist es möglich, in kurzer Zeit viel Geld zu verdienen. Dieses Buch ist speziell für Daytrading Einsteiger verfasst, die noch keine Erfahrung auf dem Finanzmarkt gesammelt haben und mehr über den FOREX Handel erfahren möchten. Der perfekte Einstieg in die Welt der Finanzen wird durch leicht verständliche Erklärungen gewährleistet und gefördert.
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Daytrading Strategien in der Praxis: erfolgreiches Handeln an der Börse mit Aktien, Forex und Derivaten [Daytrading Strategies in Practice: Successful Trading on the Stock Exchange with Equities, Forex and Derivatives]
- Finanzen für Einsteiger, 5 [Finance for Beginners, Book 5]
- Narrateur(s): Robin Iyanoye
- Durée: 6 h et 9 min
- Date de publication: 2019-07-26
- Langue: Allemand
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Mit Daytrading und der richtigen Strategie ist es möglich, in kurzer Zeit viel Geld zu verdienen. Dieses Buch ist speziell für Daytrading Einsteiger verfasst, die noch keine Erfahrung auf dem Finanzmarkt gesammelt haben und mehr über den FOREX Handel erfahren möchten....
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Prix courant: 25,00$ ou 1 crédit
Prix réduit: 25,00$ ou 1 crédit
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Trading Guide for Beginners
- This Book Includes: Stock Market Investing, Day, Options, Swing Trading and the Best Strategies to Start Making Money Today Even You Don't Know Anything About Markets
- Auteur(s): Matthew Douglas
- Narrateur(s): Lewis Kratter
- Durée: 20 h et 45 min
- Version intégrale
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Au global
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Performance
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Histoire
Do you want to learn all the strategies of options trading? If yes, then keep reading! Options trading has been gaining a widespread popularity as it is a less capital investment. It offers other possibilities. It opens doors for high profits. Traders can also use various strategies to maximize their profit potential, hedge long-term stocks at a low cost, enjoy fewer commissions, and reduce the risks. No wonder investors have been turning to options trading. Despite that, new traders are misinformed and don’t know how to deal with the process from start to finish.
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Trading Guide for Beginners
- This Book Includes: Stock Market Investing, Day, Options, Swing Trading and the Best Strategies to Start Making Money Today Even You Don't Know Anything About Markets
- Narrateur(s): Lewis Kratter
- Durée: 20 h et 45 min
- Date de publication: 2020-12-15
- Langue: Anglais
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Do you want to learn all the strategies of options trading? If yes, then keep reading! Options trading has been gaining a widespread popularity as it is a less capital investment. It offers other possibilities. It opens doors for high profits....
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Prix courant: 37,53$ ou 1 crédit
Prix réduit: 37,53$ ou 1 crédit
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