Personal Security

In your mid-40s or 50s, it's not uncommon to find yourself at a pivotal moment in your financial journey. Perhaps you're burdened with debt, lacking substantial savings, and feeling uncertain about your retirement prospects. The dreams of financial security that once seemed attainable may now appear distant and elusive. But I'm here to tell you that it's never too late to rewrite your financial story and reclaim control over your future.

This volume explores how financial literacy can enhance peoples' ability to make informed economic choices. It proposes that financial literacy determines how well people make and execute saving, investing, borrowing, and planning decisions. It examines causality using controlled settings to disentangle whether financial literacy causes saving or vice versa, and demonstrates that financial education programs do indeed enhance financial decision-making and asset accumulation.

In Why Are You Messing With Me?, author Peter Warmka goes straight to the most significant security issues of concern to older adults. These include privacy, identity theft, security at home and on the street, telephone and computer security, romance, investment, impersonation and contractor scams, mental and physical health security, and overseas travel security.

So, you’ve been hearing the term “NFT” floating around, and you want to be a part of the action. You’ve heard about how the market is booming and how NFT artists and traders are making a fortune and don’t want to miss out. Now, the only issue is, you’ve taken a peek into the world of crypto and NFT and was immediately bombarded by buzzwords, new technology, and a whole lot of jargon that just doesn’t make any sense! Don’t lose your way and get lost in the vast forest of the NFT market and cryptocurrencies.

We all get the calls. We all get the emails. But can you tell the difference between a legitimate call or email...and a scam? Scammers are working harder than ever before to take advantage of you, your identity, and your money. With some guidance and perspective, A Cure for the Common Scam will help walk you through steps you can take to protecting yourself against the common scams of today. Explained in nontechnical, straightforward, and practical terms. You do not have to fall victim to the schemes of scammers.

If you access the web from a smartphone, tablet, or computer, this audiobook will add to your knowledge about social network risks, online trust and privacy, content oversharing, and smartphone addiction. Written in plain English (not geek-speak), Cyber Crisis also offers easy-to-follow steps you can take to improve your personal cyber security. You will learn at least one new thing you can do that will lower your risk of being hacked or harmed online.

The greatest threat to privacy today is not the NSA, but good-old American companies. Internet giants, leading retailers, and other firms are voraciously gathering data with little oversight from anyone. In Las Vegas, no company knows the value of data better than Caesars Entertainment. Many thousands of enthusiastic clients pour through the ever-open doors of their casinos. The secret to the company’s success lies in their one unrivaled asset: they know their clients intimately by tracking the activities of the overwhelming majority of gamblers.

Social Security law has changed! Get What's Yours has been revised and updated to reflect new regulations that take effect on April 29, 2016. Get What's Yours has proven itself to be the definitive book about how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits. It is an engaging manual of tactics and strategies written by well-known financial commentators that is unobtainable elsewhere.

For anyone approaching retirement, Where's My Money? is a must-hear guide to ensure you maximize your income, reduce your tax burden, protect your loved ones, avoid costly mistakes, and enjoy the retirement you have always dreamed of.

Financial abundance is something that all people wish to have. It is true that wealth, by itself, cannot create happiness. However, having a financial abundance will surely make things more relaxed in your life and much less stressful. It can be easy to accumulate wealth. The thing is, not everyone knows how. This audiobook will educate you on the basics of wealth and tips on how to generate wealth.

Vivir como inmigrante en Estados Unidos, la infertilidad, el desgastante proceso de la adopción, el desamor, elascenso en la pendiente profesional, la pérdida de relaciones cercanas y la desilusión de expectativasno cumplidas no son asuntos ajenos para la autora. Reconoce que, ante todo esto, su carácter sólido y decidido, la pasión por lo que le interesa y la voluntad de hacer lo que sea para alcanzar sus metas la han convertido en quien es.

Imagine being able to invest your money the same way the nation's biggest institutional investors, pension funds and endowments invest. Ric Edelman shows you how to reduce risk, lower your fees, and improve your returns, just like the professional investors who manage billions of dollars: using time-tested, proven methods based on the latest academic research.

Within It Is Dangerous to Be Right When the Government Is Wrong, New York Times (2011) best-selling author and judge Andrew P. Napolitano lays out the case that the US government, whose first obligation is to protect and preserve individual freedoms, actually does neither.

The $214,000 Mistake helps married taxpayers get the most out of their Social Security benefits: more money for you and less for Uncle Sam. Ninety-seven percent (97%) of Social Security recipients don’t receive the benefits they are entitled to. Do you know why? Because they don’t know how to optimize their benefits. With uncomplicated language, the book shows you how to implement proven strategies that will prevent married couples from losing hundreds of thousands of dollars.

How much do I need to retire? Can I retire early? What’s the retirement age, anyway? No matter whether you are 25, 65, or any age in between, you probably have questions about retirement and knowing the answers is the key to planning your future. Whether you want to retire as soon as possible or are looking forward to continuing to work in some form for as long as you can, Retirement 101 guides you through each step as you approach this important milestone.

The key to success is to see yourself as a business, and you are the talent that must derive value for your performance each day and use it to purchase the life you want and desire. These 13 steps can help anyone with the desire, a pulse, and an income become wealthy in just a few years.

Developed by experienced professors and professionally narrated for easy listening, this course is a valuable tool when preparing for your Series 6 exam. The audio is focused and high-yield, covering the most important topics you need to know to succeed on the test. The material is accurate, up-to-date, and broken down into bite-sized chapters. There are quizzes and key takeaways sections following each chapter to review questions commonly tested and drive home key points.

In just four months receive your SSDI benefits! This concise guide is a book written to show you how to protect your money and investments if you become ill or have an accident and have to apply for disability. It is explained in a simple version of how to apply and receive in four months.

45% der Deutschen halten an ihrem Sparbuch als Altersvorsorge fest. Dies galt früher noch als sicher - heute ist es purer Wahnsinn: Durch die niedrigen Zinsen und die Inflation verbrennen jeden Tag bares Geld, solange Sie Ihr Vermögen auf dem Sparbuch parken. Aktien sind eine Option, die eine hohe Rendite versprechen. Selbst mit kleinen Beträgen lassen sich über die Zeit große Gewinne erzielen.

Because cryptocurrency transactions are irreversible, it would be practically impossible for you to recover your Bitcoin if it got lost or stolen. That’s why it’s critical to do all you can to prevent the loss of your Bitcoin. This guide will show you what you can personally do to take proactive steps to secure your Bitcoin, protect it from being lost to criminals, and make sure it is never misplaced.