Retirement Budgeting

Start by understanding your money mindset, risk profile and why you can't afford not to invest—especially if you're a woman (thanks, gender inequality!). Dive deep into the various ways you can invest in the stock market and learn more about property investment. Discover how your superannuation has already made you an investor, and get the low-down on ethical investing before creating your own investment strategy that reflects your goals and values.

In this informative and comprehensive audiobook, Clark Kendall, CEO and founder of investment management firm Kendall Capital, shows you how to secure your financial future with the ins and outs of short- and long-term saving, spending, and investing. Living well in the years up to retirement and beyond depends on your financial preparedness. Let Middle-Class Millionaire help get you there.

How much do I need to retire? Can I retire early? What’s the retirement age, anyway? No matter whether you are 25, 65, or any age in between, you probably have questions about retirement and knowing the answers is the key to planning your future. Whether you want to retire as soon as possible or are looking forward to continuing to work in some form for as long as you can, Retirement 101 guides you through each step as you approach this important milestone.

This is your one-stop, definitive resource as you prepare for a secure and comfortable retirement. Investment and personal finance experts Larry Swedroe and Kevin Grogan present uniquely comprehensive coverage of every important aspect you need to think about as you approach retirement, including: Social Security, Medicare, investment planning strategy, portfolio maintenance, preparing your heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about your happiness, and much more.

Jim Cramer's Getting Back to Even offers the most detailed guidance he has ever given on how to invest in a changed market. Savvy investors will not just survive; they will thrive. Your portfolio won't fix itself; you have to do that. It's easy to close your eyes and pretend that it all never happened, but you'll never get back to even that way, much less profit from the opportunities that this new market offers to investors who know where to put their money.

Managing your money is like going to the dentist or standing in line at the DMV. Nobody wants to do it, but at some point, it's inevitable: you need to clean your teeth, renew your license, and manage your finances like a grown-up. Whether you're struggling to pay off student loan debt, ready to stop living paycheck to paycheck, or have finally accepted that your Beanie Baby collection will never pay off, tackling your finances may seem intimidating. But it doesn't have to be. By approaching personal finance as a game, it can not only be easy to understand, but it can also be fun!

Why wait until 65 to retire when you can start doing what you really want when you are in the prime of your life? Whether your dream is to start your own business, volunteer, or work less, Chris Dumont provides a blueprint to early retirement and the best advice on the stock market to gain control of your finances today.

Retirement planning was simple and predictable 40 years ago. All you needed was your company pension, personal savings, and Social Security. Those days are long gone. Most public pensions are underfunded, and private companies can't get rid of them fast enough. Social Security's own trustees predict it will run out of money in less than 20 years. And most people haven't saved even a fraction of what they should.

Discover the secrets of how to budget in this amazing book! Inside you will find a detailed description of the different methods to budget and manage your money.

Americans today face retirement with a mix of hope and trepidation. Hope—that their health will hold out long enough to let them do what they want for decades. And trepidation—that they might not have enough wealth to fund it. But creating a viable, sustainable retirement plan is easier than you think. In It’s All About the Income, award-winning financial planner and bestselling author Michael Lynch lays out a simple, straightforward system for determining when you really have enough money to call it quits.

Today people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets - from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and - critically - how much to withdraw from your savings each year).

The definitive guide to financial independence at any age! Retiring early is not limited to lottery winners or the super rich. In fact with proper planning, we can all retire at a younger age than we ever dreamed - but only with the right plan. Personal finance expert Deacon Hayes explains the practical, concrete steps you can take to start your retirement when you're young enough to thoroughly enjoy it.

This book contains proven steps and strategies on how to improve your understanding of money and help you to master money saving and spending habits. Your money-making capabilities depend on your understanding of the psychology of money. Even you buy money-saving books to learn about money-making, without understanding the psychology of money, it will be difficult for you to change your money mindset.

Mitch Melan, a financial advisor with over two decades of experience, wrote Financial Freedom 101 to help teach people how living a healthy financial life doesn’t have to be complicated. With the resources in this audiobook, you’ll not only be able to better manage your finances and prepare for retirement, but you’ll also be able to teach what you know to your friends, family, and colleagues to help keep them on the track to a great financial future.

Baby Boomers are reinventing retirement just as they have so many other aspects of their lives. They will live longer and be healthier than their parents and grandparents, and they plan to remain relevant, be fulfilled, and leave legacies. Many will continue to work well into their 70s and 80s, some because they want to, others because they need to.

Retirement can be a jungle of decision-making. Acclaimed personal finance author Noel Whittaker will help guide you. What sort of assets to invest in? How long will your money last? Is downsizing right for you? How much should you spend now, and how much would you like to leave to your kids? This book will be your guide for the rest of your life. In the simple style for which Noel is renowned, the book covers all the above topics and many more. It will become your indispensable guide on what we hope will be a happy, healthy, and prosperous retirement.

Gurus like Dave Ramsey, Suze Orman, and others have amassed followers by the millions because of their paint-by-the-numbers financial strategies that are easy to digest and implement. And while they have helped many Americans eliminate debt and take their first steps toward financial freedom, their dumbed-down financial advice is inadequate and incomplete for those looking to maximize their savings. In The Guru Gap, David McKnight closes the gap between what mainstream media personalities advise and the sophisticated, math-based approach your retirement plan requires.

Are you going in financial circles? Do you need directions? Finding your financial goals through all the options and dead-ends in today's marketplace can be confusing, and you might get lost without a map. In this audiobook, Howard Dayton provides a simple road map for organizing your finances through life and reaching your financial destination.

Have you ever wondered why some retirees are active, physically fit, at the top of their game mentally - and always ready to take on the next adventure without worry about how much it will cost - while others scrimp on all of their purchases and lose sleep every time the stock market hiccups? The reason has to do with the habits they’ve established. Your habits can drive you towards (or further away from) your goals. Even the seemingly “little” things can get you going in the right direction.

Josh Jalinski, host of the popular Financial Quarterback radio program, challenges 50 years of conventional retirement planning with fresh strategies tailored to today and tomorrow. Retirement Reality Check shows you how to maximize what you can spend while still leaving significant resources to others. And isn’t that the point? Retirement should be a time to enjoy family, friends, and travel, and support your favorite charitable cause or hobby, without worrying about your financial security.