Saving Lives

Unlock Your Path to Financial Independence with "The Essentials of Financial Planning for Teens" In a world where financial literacy is more crucial than ever, many teenagers find themselves eager to earn, save, and invest but uncertain about where to begin. Whether you're getting your first paycheck, pondering how to avoid debt, or planning for college, this book is your blueprint for navigating the financial challenges of today and securing a prosperous tomorrow.

A lemonade stand in winter? Yes, that's exactly what Pauline and John-John intend to have. With a catchy refrain, plus simple math concepts throughout, here is a tale that's great for both storytime and classroom use.

Kira und ihren sprechenden Labrador Money kennen viele Leserinnen und Leser bereits aus dem Bestseller "Ein Hund namens Money" bzw. "Money und das 1x1 des Geldes". Jetzt geht die Geschichte weiter: Kira reist nach Amerika. Dort erlebt sie spannende Abenteuer und begegnet faszinierenden Menschen. Und nicht alle führen immer nur Gutes im Schilde. Aber natürlich haben diese Abenteuer einen Sinn: Kira lernt, worauf es im Leben wirklich ankommt. Sie entdeckt die 7 Lehren, die einen positiven Charakter formen. Dafür erhält sie natürlich großartige Hilfen. Diesmal ist es eine Zauberlupe, die Fotos sprechen lässt.

Give your teenager the lifetime gift of financial literacy: Equip them with investing and money management skills that bring enduring financial freedom, even if they've never earned a single dollar yet. According to research, only 30% of adults feel fully financially literate. Furthermore, many wish they had learned about money and investing while in high school. The truth is, financial literacy is an essential life skill, and early education provides a significant advantage. It's time to reverse the trend, and it starts with your teenager.

Survival 101: The Essential Guide to Saving Your Own Life in a Disaster is a must-have introductory guide that acquaints the reader with essential survival techniques and tactics. Knowing what to do in the event of an emergency will keep you and everyone else calm. Panic is dangerous and counterproductive. You must be organized, take an appropriate leadership role, and make sure everyone has duties assigned to them.

This is a story about an eleven-year-old boy making his way through school, trying to earn pocket money, stay out of trouble and make the most of the talents he has. Kofi is a natural entrepreneur, and is always quick to spot a moneyspinner. But what he had overlooked is his best friend's Kelvin's amazing photographic memory - and the fact that he can remember every single line of a song he's heard only once.

Să zicem că părinții tăi au hotărât să îți dea niște bani de buzunar. Fie că alegi să îi cheltuiești, să îi economisești sau să îi donezi, banii vin și pleacă din pușculița ta porcușor de parcă ar avea propria viață. De pildă, știai că bugetul familiei se duce în mare parte pe nevoi precum mâncarea, utilitățile, școala și transportul, sănătatea și impozitele către stat, și abia apoi pe distracție? Nu e de mirare că trebuie economisiți și că îi tot auzi pe ai tăi zicând că banii nu cresc în copaci.

Mia has made a name for herself at her school as an entrepreneur after launching not one, but two, successful businesses. Now, her classmates need her help with their own ventures, and Mia must put her problem-solving skills to the test. Whether she’s helping them get their business off the ground, work with customers, or invent new problem-solving products, Mia is sure to teach them all something new.

Every couple has a restless aching, not just to know God individually but to experience God together. Saving Your Marriage Before It Starts Devotional gives you a road map for cultivating rich spiritual intimacy in your relationship. Written by the creators of the most widely used pre-marriage program in the world, this devotional includes fifty-two weekly meditations help the two of you grow closer than you've ever imagined.This book will guide you on your marriage journey to make it all God intends it to be.

Julius is excited to buy the new Robosaur 360, but is disappointed when his parents refuse to pay for it. "Money doesn't grow on trees," his mom says. Tired of always being told that "money doesn't grow on trees", Julius decides to ask one very important question: "If money doesn't grow on trees, where does it grow?" His parents respond to that question by using a single jar to demonstrate the power of earning, saving, and investing to grow one's money. Written by two sisters, 'Ailani and Aralynn Riley, this book introduces children to several key money lessons at an early age.

Geiger has a gift: he knows a lie the instant he hears it. And in his business - called "information retrieval" by its practitioners - that gift is invaluable, because truth is the hottest thing on the market. Geiger's clients count on him to extract the truth from even the most reluctant subjects. Unlike most of his competitors, Geiger rarely sheds blood, but he does use a variety of techniques - some physical, many psychological - to push his subjects to a point where pain takes a backseat to fear. Because only then will they finally stop lying.

The essential guide to saving money and living the frugal life! Some of the most frequently asked personal finance questions during this difficult economy revolve around "how to budget", "how to make a budget" and "how to live on a tight budget". Budgeting your money successfully is crucial to flourishing in any type of economy, much less a tough one. There is a common misconception that good budgeting depends upon fancy forms, financial expertise, software programs and solely on one's income.

Water is the source of all life on planet Earth. But, to the surprise of many, we are running out of it. Why is that? To some, it is impossible to imagine a city running out of water. The possibility just doesn’t exist for so many of us who are fortunate enough to have nearly unlimited access to clean drinking water. It is something many people take for granted. But that unlimited well has a limit, and we are reaching it quicker than you might imagine.

As gêmeas Helena e Maria ganharam lindos cofrinhos da madrinha. Mas uma das meninas não quer nem saber de guardar dinheiro, comprando tudo o que vê, enquanto a outra, desde pequena, já sabe poupar, imaginando que economizar só vai fazer bem. Por meio de uma história que demonstra que saber gastar sem exageros é a melhor forma de lidar com o dinheiro, este divertido livro discute um tema bastante atual: a educação financeira.

New kid Mitch Sloan wants to fit in, but his nerdy love of statistics and making money isn't winning him any friends in his sports-loving town - until he finds the perfect way to attain instant popularity. But running a football betting ring at school eventually turns sour, and Mitch loses the only real friend he's made. He'll have to win her back by using his brainpower for good and helping the school football team achieve victory - if they'll listen to the advice of a former bookie!

In a world where financial decisions have a profound impact on our lives, instilling financial literacy in children has become an essential aspect of their education and upbringing. Teaching Children Financial Literacy—A Practical Guide for Parents, Caregivers, and Educators is a comprehensive and indispensable resource designed to equip adults with the tools and knowledge

My First Step to a Successful Credit Score for Teens and Beginners is all about mastering the basics of your personal finances and investing. With step-by-step guides for budgeting, understanding your credit score and ranking system, investing in crypto, stocks, and more, we have it all! The world of finances no longer needs to be a puzzle, and by the time you are done, you will have an understanding of the basics of boosting your credit score and improving your overall financial well-being. It also focuses on difficult matters such as debt, building a portfolio, and more!

For the first time since World War II, the newly opened archives of the Vatican’s Secretariat of State reveal the crucial role Pius XII and the Holy See played in efforts to save Jews from capture and death during the war.

Many parents overlook financial literacy. Yet, the earlier kids learn core money concepts, the better equipped they'll be for a lifetime of responsible financial decision-making. This book makes it easy to help your child learn about money with fun lessons, activities, and stories.

Julian has saved his pennies—and dollars—for ages. He keeps them in a safe place, his trusty piggy bank, Wilbur. But now his mom, his dad, even his best friend Lucy say Wilbur isn’t safe enough. They want Julian to move his savings to a bank! A piggy bank is a perfectly safe place to stash cash—isn't it?