Saving Lives

In a world where financial decisions have a profound impact on our lives, instilling financial literacy in children has become an essential aspect of their education and upbringing. Teaching Children Financial Literacy—A Practical Guide for Parents, Caregivers, and Educators is a comprehensive and indispensable resource designed to equip adults with the tools and knowledge

As two little hummingbirds explore life's journey, each path their own brave new world. One lives heedlessly in the moment, while the other discovers a mysterious red book and grows up to become the richest hummingbird in the rainforest. Slow and steady wins the race! Introduce your little ones to the concept of saving, investing, and helping others with this beautifully inspired story.

Să zicem că părinții tăi au hotărât să îți dea niște bani de buzunar. Fie că alegi să îi cheltuiești, să îi economisești sau să îi donezi, banii vin și pleacă din pușculița ta porcușor de parcă ar avea propria viață. De pildă, știai că bugetul familiei se duce în mare parte pe nevoi precum mâncarea, utilitățile, școala și transportul, sănătatea și impozitele către stat, și abia apoi pe distracție? Nu e de mirare că trebuie economisiți și că îi tot auzi pe ai tăi zicând că banii nu cresc în copaci.

Top-selling science author Sandra Markle presents the story of whale sharks - the largest fish on the planet. Facing threats from commercial fishing as well as climate change, they were categorized as endangered in 2016. Find out how scientists are working to study and protect these gentle giants of the ocean.

"Personal Finance For Teens Unlocked" - Unleash Financial Success! Embark on an enlightening journey into personal finance designed exclusively for teens! This book is not just a guide; it's a powerful tool to unlock the mysteries of money management, savings, and investments in a way that resonates with young minds.

"The Bitcoin King Had No Clothes" is a thrilling and educational story for kids that teaches them the importance of being wise with their money. Join a brave little boy as he takes on the mighty Bitcoin King and exposes the truth behind his currency. With an easy-to-follow storyline, this book is sure to capture the imagination of young listeners and leave a lasting impression on them. It's a must-listen for kids who want to learn about money and investing, and the power of truth and courage.

This is a story about an eleven-year-old boy making his way through school, trying to earn pocket money, stay out of trouble and make the most of the talents he has. Kofi is a natural entrepreneur, and is always quick to spot a moneyspinner. But what he had overlooked is his best friend's Kelvin's amazing photographic memory - and the fact that he can remember every single line of a song he's heard only once.

Marriage is a long-term type of sport. And couples who last have not made it outside of chance; they are prepared to attempt new things to keep their relationship fresh. If you're seeking some inspiration, here are a couple of simple, yet alluring tactics to bring some spice in your life.

Popular books such as The Millionaire Next Door, Rich Dad Poor Dad, Think and Grow Rich, and more have certainly helped many people over the years. But as good as they were, they somehow missed the mark when the theories presented were actually very difficult to pull off in real life. Author David Madow realized that people are still frustrated with their finances. They want more. They want something simpler to understand. They want something they could read and then immediately apply in the real world.

Most people earn income by working at jobs. However, jobs are not the only way to make money. People receive money as gifts, by selling something they make or own, and by investing. But did you know people don't get to keep all of the income they earn? From allowances and salaries to paying taxes, listen to this audiobook to learn more about income.

Making your money grow over time is easier than you might think. Investing is a great skill to learn. The sooner you start investing, the more money you can make. But what kinds of investments are there? Which ones are risky, and which ones are safer? Listen to this audiobook to learn how smart investors can grow their money.

It is easy to spend money when you have a credit card or a loan. But it is also easy to spend or borrow more than you can afford. How can you use credit responsibly? How can you avoid going into debt? Listen to this audiobook to understand how credit works.

Have you ever put money into a bank account? Or withdrawn money to buy a video game? Then you’ve used a bank! Banks are businesses where people keep their money. Banks help us save and spend wisely. So how do banks work? What kinds of bank accounts do people have? Listen to this audiobook to find out!

Have you ever bought a cold drink at a lemonade stand? Or have you baked cookies for a school bake sale? If so, you’re a consumer and a producer! Consumers, producers, buyers, and sellers all provide things other people want and need. How do they work together in the marketplace? Listen to this audiobook to find out.

Do you plan how much money you’ll use to buy candy? Or how much you’ll save for a new video game? Then you’re budgeting! A budget is a plan for spending and saving. Budgets help people decide how to use their money wisely. What do you need to buy? What do you want? And how can you make a budget? Listen to this audiobook to find out.

Have you ever bought a toy at a store? Have you had a haircut or ordered food in a restaurant? Then you’ve used goods and services! Goods and services are everywhere. They’re in stores, homes, schools, restaurants, farms, and factories. So, what is a good? And what’s a service? Listen to this audiobook to find out.

Lily wants a new bike. And a new raincoat. And ice cream. But how many of these things does she need? As Lily and her dad drive around town, Lily soon discovers that wants and needs are different things. She picks out which things people have to have. She might even remind her dad that he doesn't need root beer!

Shanti wants to try the Monster Ride. It's the wildest ride at Fun Park! But the Monster costs money. So Shanti makes a special save jar. She tries not to spend all her allowance. She even helps her busybody brother study! But will Shanti save enough for a turn on the Monster? Listen to this audiobook to find out!

Brody doesn't have enough money for a cool rock at the gift shop. He borrows some money from a friend, but he can't pay it back. Oops! Now Brody's dad has to help out. Sometimes Brody's dad borrows money too. He teaches Brody about when it's okay to borrow money and when it's not.

Have you ever received a birthday card with a $10 bill inside? Or found a quarter on the sidewalk? These bills and coins are made of paper and metal. But they’re far more valuable than what they’re made of. So what makes money so special? Where does it come from and how is it used? Listen to this audiobook to find out.