Saving Lives

Imagine you're hanging out with friends on a sunny Saturday afternoon. Everyone's showing off their latest purchases — the newest iPhone or that exclusive Taylor Swift concert ticket. But while your friends flash their cards or Apple Pay, your heart sinks. With every tap, cha-ching, or swipe, you're confronted with a grim reality — financial FOMO.

Today, 93% of teenagers say that money skills are extremely important for achieving their financial goals and living their best lives. Yet, most schools don’t offer classes in Financial Literacy, which creates an enormous gap in our educational system that requires our immediate attention. The solution is The Ultimate Money Skills Handbook for Teens and the Financial Independence Ladder!

This audiobook is dedicated to everyone who loves their fur babies and want the best for them. Inside are tips to help with rescue fur babies, things to avoid, leash training, crate training, and when a fur baby heads over the rainbow bridge. My hope is that this makes a difference and is shared with others.

This story is a gem representing the delightful stories from the Indian subcontinent which capture the simple essence of everyday life in rural/urban India. The simple pleasures of life indicate a time gone by, before the advent of cellphones and Facebook, a time which almost stood still, a time where children could revel in the rain, make paper boats and race them down a drain, play marbles, and generally pass time. The once idyllic life almost seems too slow and bear and hence is fascinating to watch unfurl as we listen to the story.

In this must-have money manual, personal finance expert Matt Schulz empowers you to ask forty-five fiscal questions in seven key areas of life: credit and debt, healthcare, housing, shopping, travel, work, and relationships. The questions feature decision trees, success stories, potential risks, and other practical tools that skillfully guide you through the pros and cons and explain the relevant data. Every request also comes with an easy-to-follow, fill-in-the-blank script.

Truth is, there’s no secret to spending and saving wisely. Rather, living a financially secure lifestyle is as simple as taking time-proven steps today to solve past credit problems, while also preparing for a financially successful future. Others have done it. Anyone can do it. So can you. You just need someone to show you how. In Credit 911, Rodney Anderson does just that.

Unless you majored in accounting, you probably didn't learn much about finances in school and that's one of the reasons why you may be struggling with them now. If you are living paycheck to paycheck and cannot seem to save a dime then this is the book for you. If you are unable to save because your expenses are just too high, you are not prepared for retirement or even for an emergency, and struggle with finances then you should listen to this book!

Meet Penny, a curious young girl with big dreams, and her best friend Buck—a wise, talking piggy bank with a knack for teaching all about money! Together, Penny and Buck explore their town and learn valuable lessons in saving, spending, and sharing in ways kids can easily understand. From learning what money is and why it matters, to making smart choices at the toy store, to discovering the joy of giving back—each chapter is packed with fun, friendship, and important life skills.

Unlock the secrets to financial independence–start building your wealth now, even if you're a teen with zero experience! Are you a teen with big dreams but unsure about managing money? Ever looked at your empty wallet and thought, "There’s got to be a better way"? If you’re tired of waiting for that "someday" when you magically understand finances, this book is for you!

In Clark Howard’s Living Large for the Long Haul, the renowned broadcaster examines our new paradigm through the eyes of those whose financial portfolios have beaten the odds, and those whose economic situation has gone off course. Through these fascinating personal accounts, listeners uncover amazing opportunities and smart decisions, finding advantages in bleak times for lasting payoffs in the long run.

If there is one thing parents often forget but is actually extremely important, that’ll be financial education. It is a given that in order to survive and flourish in this world, one must know how to handle their finances. It is an important survival tool, but only a few seem to care about it. In this audiobook, parents will have a guide on how to discuss money, finances, and investments with their children comprehensively. You will see tips on how to teach your kids how to track, budget, save, and grow money.

Loveable slacker Charlie Joe Jackson is back. This time he’s trying to devise ways to make money - and fast. Charlie Joe’s weekly allowance just isn’t cutting it and he desperately needs money to buy a Botman, the latest gadget to sweep his middle school. Only catch is, he wants to earn the money by doing the least amount of work possible. After several failed attempts, including a near disastrous day of dog-walking, Charlie Joe hatches a plan to throw his own bar mitzvah (no gifts please - checks only) even though he’s not Jewish.

Calling all Wildlife Warriors! Step inside the Australia Zoo and see what nature has to offer. There are lemurs and rhinos, kangaroos, and—of course—crocodiles. On your tour, learn about these amazing animals and their habitats. Observe how they live and grow and all the ways we can protect them. Get inspired to take part in nurturing your own environment and all that inhabit it. Most important, discover the Wildlife Warrior within!

When Karen Finch's 17-year-old daughter, Sophie, arrives home after a night out drunk and accompanied by police officers, no one is smiling the morning after. But Sophie remembers nothing about how she got into such a state. Twelve hours later Sophie's friend Amy has still not returned home. Then the body of a young woman is found. Karen is sure that Sophie knows more than she is letting on. But Karen has her own demons to fight. She struggles to go beyond her own door without a panic attack.

Tailored specifically for teens, this book uses a simple and understandable approach to explain essential money concepts. Designed to spark their interests through relatable scenarios with engaging content and interactive workbook exercises that speak directly to them. Give your teen a head start towards success!

Are you a first-time home buyer looking to purchase your dream home soon? Would you like to know how to get the best mortgage and terms? Buying your first home will be one of the most important and critical decisions of your life. Your hard-earned money can be stretched immensely if you get a great deal on your first mortgage. This audiobook was created to help you source and select a mortgage option that is best for you and your family’s financial future even though you are a first-time home buyer.

What if I told you that you and your not-so-perfect story have been invited to experience the joy of second chance living? Your critics and naysayers and those negative voices in your head have defined who you are and stolen your hopeful future for far too long! The insecurity, shame, and judgment... That. Stops. Today. This simple guide will show you how your imperfect life matters in ways you never thought possible.

People always have had trouble throwing things away. Magazines, newspapers, old clothes.... They think what if I need them one day? I don't want to risk throwing something out that might be valuable or appreciate with time. And those large piles of stuff keep growing, so it's difficult to move around, and there is no end in sight. This is why you need to consider decluttering and stop hoarding, saving, and collecting things.

Grandma takes Timmy and Tammy to the bank and teaches them how to save and spend money. What pearls of wisdom will they learn?

Money management is a crucial process for attaining financial success by managing money that includes expenses, investments, budgeting, banking and taxes. It enables you to know where your money is going and also it helps you plan your budget wisely. It’s a fundamental process that determines what you can do and what you can’t.