Saving Lives

Ms. Hilda's class has a dilemma: they want a hamster as a class pet, but they don’t know how to get the money. Then Ceph has the idea to make a lemonade stand to earn money, and the class is launched on an exciting journey as they create their first business. Will the children collect enough money for their new hamster? In the fourth installment of My Teacher Hilda series, children will continue to have fun with the story while learning about the value of money, the importance of teamwork, and how dreams can be achieved with a little hard work.

Set your child up for success! When you teach a child to save and be self reliant, you teach values and responsibility for a lifetime! Children investigate the penny and its symbolism in the first half of the audiobook focusing kids on character building, Abraham Lincoln, the vision of the Founding Fathers, Liberty, Faith, Making A Difference and Kindness.

Ella really wants a soccer ball. But she doesn't have enough money to buy one. So she decides to earn her own money. Ella cleans the car for her mom, gives the neighbor's dog a bath, and sells bracelets to her friends to earn cash. Will she have enough money to buy the ball in the end? Listen to this book to find out!

Barry Gets a Dollar is an easy listen that starts the learning process for children to be financially responsible at an early age. They'll love to hear this book every night before bed, if not more! Barry Gets a Dollar is designed to teach children the most important pillar for financial literacy - saving money!

Bun wants to be rich and famous. She loves to sing and knows she's meant for a career on stage. It should all be pretty easy - her mom can just drive her to the concert hall to perform! But her mom reminds her that most good things, like the garden they are growing, take time and work.

Sonny gets three whole carrots a week for his allowance and wants to buy everything with it! But he soon discovers his money won't go that far, and his mom tells him he needs to make some choices. That doesn't sound like much fun to Sonny, especially when he learns that the bouncy castle he's been eyeing goes for one hundred carrots. Ridiculous! But eventually, after a little math and a little more thinking, he has a blast discovering what's really important to him and worth spending his carrots on.

Do you get an allowance? Or have you ever been paid for doing chores, such as walking a neighbor’s dog or raking leaves? If so, you’ve earned money! Everyone has to decide what they will do with the money they earn. Will they spend it on things they want and need? Or will they save it? How can you decide what to do with your money? Listen to this audiobook to find out.

Have you ever bought a toy at a store? Have you had a haircut or ordered food in a restaurant? Then you’ve used goods and services! Goods and services are everywhere. They’re in stores, homes, schools, restaurants, farms, and factories. So, what is a good? And what’s a service? Listen to this audiobook to find out.

Most people earn income by working at jobs. However, jobs are not the only way to make money. People receive money as gifts, by selling something they make or own, and by investing. But did you know people don't get to keep all of the income they earn? From allowances and salaries to paying taxes, listen to this audiobook to learn more about income.

Making your money grow over time is easier than you might think. Investing is a great skill to learn. The sooner you start investing, the more money you can make. But what kinds of investments are there? Which ones are risky, and which ones are safer? Listen to this audiobook to learn how smart investors can grow their money.

Have you ever put money into a bank account? Or withdrawn money to buy a video game? Then you’ve used a bank! Banks are businesses where people keep their money. Banks help us save and spend wisely. So how do banks work? What kinds of bank accounts do people have? Listen to this audiobook to find out!

Have you ever bought a cold drink at a lemonade stand? Or have you baked cookies for a school bake sale? If so, you’re a consumer and a producer! Consumers, producers, buyers, and sellers all provide things other people want and need. How do they work together in the marketplace? Listen to this audiobook to find out.

Do you plan how much money you’ll use to buy candy? Or how much you’ll save for a new video game? Then you’re budgeting! A budget is a plan for spending and saving. Budgets help people decide how to use their money wisely. What do you need to buy? What do you want? And how can you make a budget? Listen to this audiobook to find out.

Shanti wants to try the Monster Ride. It's the wildest ride at Fun Park! But the Monster costs money. So Shanti makes a special save jar. She tries not to spend all her allowance. She even helps her busybody brother study! But will Shanti save enough for a turn on the Monster? Listen to this audiobook to find out!

Brody doesn't have enough money for a cool rock at the gift shop. He borrows some money from a friend, but he can't pay it back. Oops! Now Brody's dad has to help out. Sometimes Brody's dad borrows money too. He teaches Brody about when it's okay to borrow money and when it's not.

Have you ever received a birthday card with a $10 bill inside? Or found a quarter on the sidewalk? These bills and coins are made of paper and metal. But they’re far more valuable than what they’re made of. So what makes money so special? Where does it come from and how is it used? Listen to this audiobook to find out.

Kyle's club is going camping. All the kids will sell Cool Candy to earn money for the trip. Kyle needs to find buyers for 10 boxes of candy. Can he keep track of his cash and join his friends on the camping trip? Listen to this audiobook to find out!

Gabriel really wants to buy some fancy Fast Kids shoes. But his mom says they can spend no more than thirty dollars. Gabriel searches for a great deal on the shoes. He looks online, goes to the shoe store, and checks a discount store, too. Will he find the shoes at a price he can afford? Listen to this audiobook to find out!

Investor Ninja is introduced to three types of investments. Find out what happens in this book about investing. Life is hard! And it's even harder for children who are just trying to figure things out. The new children's book series Ninja Life Hacks was developed to help children learn valuable life skills.

People always have had trouble throwing things away. Magazines, newspapers, old clothes.... They think what if I need them one day? I don't want to risk throwing something out that might be valuable or appreciate with time. And those large piles of stuff keep growing, so it's difficult to move around, and there is no end in sight. This is why you need to consider decluttering and stop hoarding, saving, and collecting things.