Saving Lives

Living alone from the age of 14, Zoe learned to budget the hard way. Since her early teenage years, she had to earn, save, and invest her own money - which, sometimes, barely exceeded $150. In this audiobook, she’s sharing her insights about how to manage even the smallest income to last the month and even save. She gives concrete, actionable advice based on her own and well-known financial experts’ experience.

Unlock the secrets to financial independence with "Money Management for Teens: A Teen's Guide to Budgeting, Saving, and Smart Spending for Financial Success." This isn't just another dull, corporate guide—it's a vibrant, engaging, and practical roadmap designed specifically for young adults. Perfect for those looking to master money management for adults, this book is packed with essential money skills for young adults.

People always have had trouble throwing things away. Magazines, newspapers, old clothes.... They think what if I need them one day? I don't want to risk throwing something out that might be valuable or appreciate with time. And those large piles of stuff keep growing, so it's difficult to move around, and there is no end in sight. This is why you need to consider decluttering and stop hoarding, saving, and collecting things.

Increasingly wary of her father's genetic research, Rachel Kramer has determined that this trip with him will be her last. A letter from her friend changes everything. Married to SS officer Gerhardt Schlick, Kristine fears her husband views their daughter, Amelie, deaf since birth, as a blight on his Aryan bloodline. Rachel fears her father's files may hold answers about Hitler's plans for others like Amelie. Rachel turns to journalist Jason Young, who connects her to the resistance....

Martha Pennydrop is ten, and desperate to grow up. But growing up is a tricky business. It means turning your back on imagination, fun and magic, because those were the things that led to the Terrible Day when something awful nearly happened to Martha's younger brother, Scruff, which would have been All Her Fault. But when Martha and Scruff discover a drawer full of mysterious gold dust in the bedroom of their new house - along with a window that's seemingly impossible to close - it's the start of an incredible adventure to a magical world: Neverland!

In this must-have money manual, personal finance expert Matt Schulz empowers you to ask forty-five fiscal questions in seven key areas of life: credit and debt, healthcare, housing, shopping, travel, work, and relationships. The questions feature decision trees, success stories, potential risks, and other practical tools that skillfully guide you through the pros and cons and explain the relevant data. Every request also comes with an easy-to-follow, fill-in-the-blank script.

We never know when violence might be visited upon us - at home, in the workplace, at school - anywhere. Crime, sexual assaults, threats to our children, and terrorist attacks are all part of the global landscape. There are concrete measures anyone can take to mitigate danger and if necessary, to fight like a sociopath to defeat a sociopath.

Increasingly wary of her father's genetic research, Rachel Kramer has determined that this trip with him to Germany - in the summer of 1939 - will be her last. But a cryptic letter from her estranged friend, begging Rachel for help, changes everything. Married to SS officer Gerhardt Schlick, Kristine sees the dark tides turning and fears her husband views their daughter, Amelie, deaf since birth, as a blight on his Aryan bloodline.

You have spent a few decades working, earning a salary, and saving into company and personal pensions along the way. Now, retirement is approaching. How will you turn your savings into a salary to pay for essentials and - and nonessentials - in retirement? How will you make sure that you don’t run out of money in retirement? What do the UK pension freedoms mean for you? In this one-of-a-kind audiobook, personal finance experts Richard Dyson and Richard Evans answer these questions.

Mia has made a name for herself at her school as an entrepreneur after launching not one, but two, successful businesses. Now, her classmates need her help with their own ventures, and Mia must put her problem-solving skills to the test. Whether she’s helping them get their business off the ground, work with customers, or invent new problem-solving products, Mia is sure to teach them all something new.

Loveable slacker Charlie Joe Jackson is back. This time he’s trying to devise ways to make money - and fast. Charlie Joe’s weekly allowance just isn’t cutting it and he desperately needs money to buy a Botman, the latest gadget to sweep his middle school. Only catch is, he wants to earn the money by doing the least amount of work possible. After several failed attempts, including a near disastrous day of dog-walking, Charlie Joe hatches a plan to throw his own bar mitzvah (no gifts please - checks only) even though he’s not Jewish.

For anyone who wants to make fewer (not less) grammar mistakes, a lively, effective, and witty guide to all the ins and outs of the English language, reminiscent of the New York Times best-seller Eats, Shoots & Leaves.

Truth is, there’s no secret to spending and saving wisely. Rather, living a financially secure lifestyle is as simple as taking time-proven steps today to solve past credit problems, while also preparing for a financially successful future. Others have done it. Anyone can do it. So can you. You just need someone to show you how. In Credit 911, Rodney Anderson does just that.

What if I told you that you and your not-so-perfect story have been invited to experience the joy of second chance living? Your critics and naysayers and those negative voices in your head have defined who you are and stolen your hopeful future for far too long! The insecurity, shame, and judgment... That. Stops. Today. This simple guide will show you how your imperfect life matters in ways you never thought possible.

There comes a time when offering your life for your child’s doesn’t work, when you realize that it’ll never be enough. The cold needle in his warm vein was a welcome comfort to my son at first. But then it became the monster that kept us apart. Heroin lied, and my son believed. It took him to a world where the last year didn’t happen, to a place where his father was still alive. What Beck didn’t understand was that it couldn’t bring his father back from the dead. It couldn’t take away his pain, not permanently.

From saving for a new bike to investing their allowance online, kids get the "cents" they need with this. Kids will also learn: How coins and bills are made. What money can buy - from school supplies to fun and games. How credit cards work. Ways to watch money grow - from savings to stocks. Cool financial technology. And more!

All children's book illustrator Claire Turner ever wanted was to be a mother. After six years of trying to conceive, she and her husband, Josh, have finally accepted that she will never be pregnant with a child of their own. Yet once they give up hope, the couple gets the miracle they've been waiting for. For the first few months of her pregnancy, Claire and Josh are living on cloud nine. But when she begins to experience debilitating headaches, blurred vision, and even fainting spells, the soon-to-be mother goes to the doctor and receives a terrifying diagnosis.

When Sara Hardy inherits a cottage in the small town of Redemption, Connecticut, it is just the break she needs to draw a line under her past - to begin again, on her own. Sara never thought she'd be starting over. She was married, successful, and the mother of a beautiful girl. But the life she thought was on the right path has taken a series of wrong turns...

To save her father's future, she'll have to change the past. The one thing 13-year-old Margaret O'Malley is sure of is that her father is innocent. So when the unthinkable happens and he's sentenced to death by the cruel Judge Biggs, Margaret is desperate to save him. She'll do whatever it takes, even if it means using her family's secret - and forbidden - ability to travel through time. Margaret's only hope is to stop the chain of events that turned Lucas Biggs into a corrupt and jaded man.

When 18-year-old Raina Reed is given an ultimatum - her family or her first love - she chooses the latter, leaves the rigid cult community she's grown up in and finds herself shunned, ex-communicated - ghosted. Raina is happy for more time with her sweet, talented boyfriend Bryce, and enjoys the freedom found in living with him, his free-spirited cousin, Jackie, and Jackie's mom Valerie, a struggling attorney. But her heart breaks at the thought of not seeing her baby sister. Abby is 10 years younger and they've never spent one day apart - until now.