Saving Lives

Money management is a crucial process for attaining financial success by managing money that includes expenses, investments, budgeting, banking and taxes. It enables you to know where your money is going and also it helps you plan your budget wisely. It’s a fundamental process that determines what you can do and what you can’t.

You have spent a few decades working, earning a salary, and saving into company and personal pensions along the way. Now, retirement is approaching. How will you turn your savings into a salary to pay for essentials and - and nonessentials - in retirement? How will you make sure that you don’t run out of money in retirement? What do the UK pension freedoms mean for you? In this one-of-a-kind audiobook, personal finance experts Richard Dyson and Richard Evans answer these questions.

Most diet books are fine, really. Just one problem. They don’t usually address the major concern of a person with a busy lifestyle. Time. In this guide, you're going to learn how to prepare healthy, well-balanced diets and discover practical tips to make sure you don’t waste valuable hours in the kitchen. The only thing you need to do is follow the steps outlined in this guide to stock your fridge with deliciously healthy meals.

The essential guide to saving money and living the frugal life! Some of the most frequently asked personal finance questions during this difficult economy revolve around "how to budget", "how to make a budget" and "how to live on a tight budget". Budgeting your money successfully is crucial to flourishing in any type of economy, much less a tough one. There is a common misconception that good budgeting depends upon fancy forms, financial expertise, software programs and solely on one's income.

This book has a chance to change the way you live your life. Why? Because your life was meant to be something that's more than just the rat race you are currently stuck in. This book wants to put an end to that and turn your life around in hopes that when it does, your life will not be so cluttered, penniless, or devoid of purpose and support.

The book Retirement Boom™ outlines specific action steps Baby Boomers can take planning their retirement income, withdrawing from their retirement savings creating a sustainable income that they cannot outlive and explores the key retirement income risks and how to manage these risks.

Here is an audiobook that offers tons of money-saving ideas to help you cut costs on everything from vacations to festivals to grocery shopping to clothes to children’s birthday parties while still having fun. This audiobook is packed with several easy-to-use, practical, and valuable tips, hacks, strategies, and ideas of ways to save in your everyday life. The best part is that the majority of these ideas are fun!

The digital world offers multiple opportunities for teens to fast-track and grow finances at a young age. But because of its constantly evolving nature, most teens struggle to apply old and new financial concepts and strategies that could make or break the road to financial independence. This guide to personal finance will equip teens with essential money skills and empower you to look forward to the future

Unlock your pathway to financial freedom with this essential guide! Dive into the world of money management and embark on a journey to independence, wealth, and achieving your dreams. Struggling with financial concepts like budgeting, saving, and managing money? You're not alone. This book is your beacon of hope, cutting through the fog with practical advice and insider tips to elevate your financial understanding.

You are a security professional who dreams of keeping people safe, and you work hard to live your dream. You’re ready, willing, and able to do what it takes to be the best. But you’re just starting out, and you have several questions. Rent-A-Cop Reboot will help you get answers to those questions, and change the way you look at security guards, and other non-law enforcement security professionals, forever.

Zion is a beautiful and brilliant girl. Her mom takes her to the shoe shop to buy her a new shoe. The shoe is a beautiful one, and Zion likes the shoe.

Feeling it's too adult-ish to start thinking about finance? Think again. This book isn't a dull economics textbook. It's your friendly guide through the world of money, tailored just for a teen like you. It's about making informed choices now, so you're not stuck with I wish I knew moments later. It breaks down complex financial concepts into bite-sized, easy-to-digest information. Whether you're saving up for a car, managing your first paycheck, or just trying to make sense of taxes, this book is your personal finance mentor.

It was Charlie who chose Lily from among all the cats in the shelter. He didn't frown, the way other humans did, when he saw her injured back leg, the legacy of a cruel previous owner. Instead, Charlie insisted on rescuing her. Now Lily wants to do the same for Charlie. She's the only one who's seen the bruises on Charlie's body. If she knew who was hurting him, she'd scratch their eyes out. But she can't fix this by herself. Lily needs to get the rest of the family to focus on Charlie - not easy when they're wrapped up in their own problems.

Imagine you're hanging out with friends on a sunny Saturday afternoon. Everyone's showing off their latest purchases — the newest iPhone or that exclusive Taylor Swift concert ticket. But while your friends flash their cards or Apple Pay, your heart sinks. With every tap, cha-ching, or swipe, you're confronted with a grim reality — financial FOMO.

This unique guide to all things money is designed specifically with you in mind. It knows what’s important to you now as a teenager… and it knows how to prepare you for what will be important in a few years’ time.

We think we know photosynthesis: Plants convert of sunlight, CO2, and water into energy and, ultimately, the food we eat and air we breathe. But Raffael Jovine shows how this incredible process goes beyond what we learned in grade school. First, it's not only about plants: Corals partner with photosynthetic organisms to create the most productive habitat on Earth, slugs eat chloroplasts to create a photosynthesis-based camouflage, hornets use photosynthesis for a very unconventional form of air conditioning—and much more!

A pivotal moment arrives when their son Mateo brings home a seed from school—an apple tree seed. In a twist of fate, this humble seed becomes a catalyst for change, leading the family down a path of disciplined transformation. At the heart of the story is a family united by love, with parents dedicated to the happiness of their young children.

In the quiet moments of reflection, a little girl named Kay often found herself marveling at the journey that brought her to this point—a journey that, in many ways, began with a realization of the gifts and abilities that were bestowed upon her. Kay was often reminded of the profound impact that embracing her God-given talents has had on her life, her artistic pursuits, and her connection with others.

This is the tale of Sammy, a boy who dared to declare that he could be anything. With a heart full of curiosity and a spirit unburdened by limitations, he embarked on a path that would lead him to the farthest corners of the world and the deepest corners of the human soul. As we follow Sammy’s journey, we find ourselves immersed in a narrative that transcends time. Each chapter reveals a new facet of the human experience—of dreams chased, passions embraced, and obstacles overcome.

Teach your kids the valuable skill of financial literacy today, and watch them unlock boundless opportunities in the future! The financial burden of the average American household continues to rise, with no indication that this trend will slow down. This is due, in part, to many people not receiving meaningful guidance on money management while growing up.