Saving Money For Children

Nicky and Noni really want the latest video game. Their mother tells them they can put aside their pocket money to buy it, and the twins learn how hard it is to save up. Do they manage to buy the game? Listen to find out.

Most people earn income by working at jobs. However, jobs are not the only way to make money. People receive money as gifts, by selling something they make or own, and by investing. But did you know people don't get to keep all of the income they earn? From allowances and salaries to paying taxes, listen to this audiobook to learn more about income.

It is easy to spend money when you have a credit card or a loan. But it is also easy to spend or borrow more than you can afford. How can you use credit responsibly? How can you avoid going into debt? Listen to this audiobook to understand how credit works.

Have you ever bought a cold drink at a lemonade stand? Or have you baked cookies for a school bake sale? If so, you’re a consumer and a producer! Consumers, producers, buyers, and sellers all provide things other people want and need. How do they work together in the marketplace? Listen to this audiobook to find out.

Do you plan how much money you’ll use to buy candy? Or how much you’ll save for a new video game? Then you’re budgeting! A budget is a plan for spending and saving. Budgets help people decide how to use their money wisely. What do you need to buy? What do you want? And how can you make a budget? Listen to this audiobook to find out.

Have you ever bought a toy at a store? Have you had a haircut or ordered food in a restaurant? Then you’ve used goods and services! Goods and services are everywhere. They’re in stores, homes, schools, restaurants, farms, and factories. So, what is a good? And what’s a service? Listen to this audiobook to find out.

Kyle's club is going camping. All the kids will sell Cool Candy to earn money for the trip. Kyle needs to find buyers for 10 boxes of candy. Can he keep track of his cash and join his friends on the camping trip? Listen to this audiobook to find out!

Gabriel really wants to buy some fancy Fast Kids shoes. But his mom says they can spend no more than thirty dollars. Gabriel searches for a great deal on the shoes. He looks online, goes to the shoe store, and checks a discount store, too. Will he find the shoes at a price he can afford? Listen to this audiobook to find out!

Making your money grow over time is easier than you might think. Investing is a great skill to learn. The sooner you start investing, the more money you can make. But what kinds of investments are there? Which ones are risky, and which ones are safer? Listen to this audiobook to learn how smart investors can grow their money.

Brody doesn't have enough money for a cool rock at the gift shop. He borrows some money from a friend, but he can't pay it back. Oops! Now Brody's dad has to help out. Sometimes Brody's dad borrows money too. He teaches Brody about when it's okay to borrow money and when it's not.

Have you ever put money into a bank account? Or withdrawn money to buy a video game? Then you’ve used a bank! Banks are businesses where people keep their money. Banks help us save and spend wisely. So how do banks work? What kinds of bank accounts do people have? Listen to this audiobook to find out!

Shanti wants to try the Monster Ride. It's the wildest ride at Fun Park! But the Monster costs money. So Shanti makes a special save jar. She tries not to spend all her allowance. She even helps her busybody brother study! But will Shanti save enough for a turn on the Monster? Listen to this audiobook to find out!

Ella really wants a soccer ball. But she doesn't have enough money to buy one. So she decides to earn her own money. Ella cleans the car for her mom, gives the neighbor's dog a bath, and sells bracelets to her friends to earn cash. Will she have enough money to buy the ball in the end? Listen to this book to find out!

People spend money on food, fashion, and fun. But how can you spend money wisely? How do you figure out what you want to buy and what you need to buy? Money is a key part of our world, and knowing how to use it is especially important. Listen to this audiobook to learn how to save, to spend, and to build your own budget. As part of the Searchlight Books™ collection, this series sheds light on an important economics topic: How do we use money? Real-life examples will help you find the answers!

Have you ever received a birthday card with a $10 bill inside? Or found a quarter on the sidewalk? These bills and coins are made of paper and metal. But they’re far more valuable than what they’re made of. So what makes money so special? Where does it come from and how is it used? Listen to this audiobook to find out.

Set your child up for success! When you teach a child to save and be self reliant, you teach values and responsibility for a lifetime! Children investigate the penny and its symbolism in the first half of the audiobook focusing kids on character building, Abraham Lincoln, the vision of the Founding Fathers, Liberty, Faith, Making A Difference and Kindness.