Smart Finance

Manny Kagan PhD. is the Founder and President of Pacific Bay Financial, a Mortgage Brokerage Corporation located in the Bay Area of Northern California. Over the past forty years Dr Kagan has helped thousands of people obtain financing and achieve financial stability. He has written and published seven books including two about Mortgages. Retirement Solutions for Smart People™ is the second book the series of Solutions for Smart People™.

So you have an idea. Now what? Taking a concept from the mind to the marketplace is a daunting task, especially when you don’t feel academically, financially, or emotionally prepared to do so. But here’s a little secret: No one is prepared. Ever. Smart Startup: The Fine Art of Being the Dumbest One in the Room addresses the realities of moving from idea to industry - what it takes to get started, what to expect along the way, and, in the end, why success isn’t dependent on making millions.

Do you want to avoid first-time home buyer mistakes? Buying a home can be both exciting and overwhelming for all first-time home-buyers. If you have already started the search process, make sure you're not making some common first-time home buyer mistakes. Most first-time home-buyers have never gone through the stressful experience of buying a home, and they often have to learn the hard way when buying their first home, but by making only a tiny mistake during the home buying process, it can be extremely costly and frustrating.

Our love affair with our cell phones will grow even stronger over the coming years. A recent study from PEW University says over 44% of us have slept with our cell phones. Honestly, cell phones are changing the way we live, work, shop, receive news and other information. The majority of Americans under age 18 don't know what a landline is and have never lived in a home that had one.

The amount of knowledge you will gain from reading this 90-minute short audiobook is worth the investment. You will find the answers you need to make smart money moves that lead to a rich, successful life. You'll be able to get a jump start on your financial future by learning the basics of budgeting, investing, pitfalls to avoid, and other money secrets you need to become wealthy and have future success.

What is smart hustle? Working smart is more important than working hard but working hard is still important. Working hard, smart, and consistently will secure your future. If you have an intelligent work ethic then you will be successful in any field that you enter, and eventually, reach the 0.01 percent of the players in that game. By being a consistent intelligent hard worker, then you can enter any field as a complete beginner and emerge as a master—within only a few years.

Today's turmoil in the financial markets illustrates how important it is to be in control of your money. This book addresses the core fundamentals of financial literacy, how to make your money go further, how to get the best return on your investment, how banks work and why city traders earn such enormous bonuses. It plots paths out of debt and builds financial confidence so readers feel in charge of their finances.

This "crash course" on money management offers instant, simple, and realistic answers to the universal problem of how to manage your personal finances. With the easy-to-grasp and fast format provided here, listeners will get a lot of information quickly and be able to start making progress immediately.

It may sound simple right now, but small problems can be a huge problem in the future. I know how it feels because my wife and I have been there. You may just be starting out in your relationship, or you are still looking for one. You may even be celebrating your 25th anniversary as you listen to this book. No matter what situation you are in right now, this book will help you plan out your journey to financial freedom.

Cryptocurrency has become a popular expression among specialized nerds as well as among speculators. An ever-increasing number of individuals are thinking that its rewarding to put their well-deserved cash into this exceptionally unpredictable yet conceivably exceptional yield type of venture instrument. If you are new to this, then you are decently flummoxed by the different terms and expressions that are being utilized as for digital forms of money.

In addition to blockchain technology, this book also explains the Internet of Things, smart contracts, the Ledger of Things, as well as the application of these technologies. After delving into the conceptual analysis of how these technologies work, this audiobook provides guided, practical instruction on working with blockchain and cryptocurrencies, such as creating and executing a smart contract and opening an Ethereum wallet, with steps that are designed to help listeners get started investing in cryptocurrencies.

In his straight-forward, no-nonsense style, bestselling author Daniel R. Solin offers the new rules for investing for retirement. He shows readers how to quickly and simply determine their own needs, get control of their assets, avoid scams and sucker bets, discover untapped resources at retirement, and eventually get income out of tax deferred plans - the smart way.

People with credit drive the world economy and business marketers know exactly how to make them spend. Credit Intelligence is a unique book that teaches you how to boost your shopping IQ and your credit score at the same time.

Invece di parlare di investimenti, questo libro si concentrerà su come funziona la tecnologia blockchain e su come potrebbe essere utilizzata in futuro.

Discover the safe and convenient way to invest in cryptocurrencies with the Ethereum platform! Do you want to learn how to create an Ethereum wallet? Are you looking for a guide that explains in detail how to invest in Ethereum in a safe and practical way? Ethereum is a cryptocurrency, a growing and expanding phenomenon that is changing the world of the internet and investing. As an evolving cryptocurrency, knowing Ethereum now can be crucial to getting ahead of the competition and beating it.

Most people don’t start thinking about retirement until they hit 40, 50, or beyond. But what if making some simple changes in the way we live today gave us the opportunity to retire earlier and more fearlessly than we expect? Even better, what if a way existed to start enjoying life with more peace of mind, happiness, and freedom right now? If you’re worried about your future and are tired of the rat race that seems to lead nowhere, then rightsizing might be the best way for you to reimagine your life - starting today!

In Smart Woman's Guide: The Money Belief Formula, author, podcaster, money coach, and founder Herfinance Club Susan M. Diamond, MSW, CFSW, takes traditional money management to a whole new level by engaging the creative side of the brain in financial wellness, which includes looking at how you feel about money and how you relate to it. She outlines a simple, step-by-step process for getting started on creating your financial foundation for winning with wealth.

You don't need to buy stocks or found a start-up in order to build up enough wealth to sustain you through a crisis like COVID-19. You may not even need a promotion. All you need to do is develop great spending habits. With jobs disappearing overnight and an economic downturn lying in wait, there has never been a better time for us to start taking saving seriously. Which is why now is the moment for champion saver (professional Scrooge, if you will) R.A. Dalkey to share an essential truth: Sensible saving isn't just good for your bank balance, it’s good for the planet too.

Fear can be paralyzing. And the financial world can be a labyrinth of both lucrative opportunities and potential pitfalls, creating anxiety and uncertainty. When it comes to your retirement, there is no greater asset than knowledge and understanding of your options, empowering you to make the best decisions possible.

Nathan Nguyen became a millionaire at age 23, making $4.3 million while going to college full-time. After he successfully trained and mentored thousands of students, Nathan realized the biggest factor causing students to financially fail in life: their lack of money knowledge and skills. This audiobook was written, in response to many requests from people who have played Nathan's Money Smarts financial literacy board game, to serve as the critical course for money knowledge.