Smart Finance

Saving money doesn't have to be a burden. It also doesn't mean you need to stop spending your money completely. Savings and spending is not an either/or proposition. Instead, being smart with your money means you spend it well so you can save it wisely. Joseph J. A. Quijano, CFP®, CDFA®, is a certified financial planner and a national financial educator. Mr. Quijano has a strong passion for protecting his clients' money against losses.

In the high-octane world of day trading, where fortunes are made and lost in the blink of an eye, comes a groundbreaking guide that promises not just to navigate these treacherous waters but to master them. "Fast Cash Flow" is more than just a book; it's your gateway to a realm where artificial intelligence meets savvy investment strategies, leading to unprecedented financial success.

"The Money Maker” is the brand new book from the writers at "The Smart Black Investor" and it serves as your go-to guide for saving and investing money to secure a brighter financial future. This book is tailored specifically for Black Americans, aiming to provide practical and easy-to-follow steps on your journey towards financial success. Listening to this insightful book is the first step in moving towards financial empowerment!

Against a drumbeat of hopelessness about too much student debt and too few jobs requiring a college degree, Smart Is the New Rich: Money Guide for Millennials is a realistic and optimistic road map for millennials to save more, navigate their careers, invest in the stock market, and pay their student loans all at the same time.

Chris McLaughlin is a seasoned and successful real estate investor whose offices collectively sell over a billion dollars' worth of real estate each year, and he's sharing everything he knows with you. His guide is much more than a simple walk through the process of buying and maintaining properties - it's a comprehensive overview of making the best decisions for your financial goals, optimizing your investments for maximum return, and working toward building the happy and rewarding life you've always wanted.

This book is full of valuable information about managing your rental properties, interacting with your tenants, continuing to grow your real estate business, and using today’s technology to keep you informed about the investment end of your business and the legal end of your rental landlord business.

Suitable for newcomers and seasoned listeners alike, this book offers essential insights to clarify and streamline the retirement planning process. Designed for individuals aged 30 and above, it addresses prevalent concerns and goals related to retirement with practical advice and empathetic guidance.

Investing experts and best-selling authors Peter J. Tanous and Jeff Cox return with The 30-Minute Millionaire, a step-by-step guide to achieving financial success. Whether you're new at investing or already preparing for retirement, the authors provide practical advice with specific examples, giving you the tools and knowledge you need on your path to becoming financially secure. The authors also give detailed instructions on exactly how much cash you'll need to start (less than you think!) and the best advice from financial gurus on your journey ahead.

Fear can be paralyzing. And the financial world can be a labyrinth of both lucrative opportunities and potential pitfalls, creating anxiety and uncertainty. When it comes to your retirement, there is no greater asset than knowledge and understanding of your options, empowering you to make the best decisions possible.

Making the effort to learn about money will give you the knowledge and confidence to handle your own finances. Financial security is personal freedom. Money Confidence provides practical, can-do advice that covers the gamut from creating a budget that works to investing, where to turn for financial advice and estate planning. In addition, it will include a short tutorial on Kerry's 3-part financial fitness plan: How to get financially, physically, and spiritually fit. These three steps are at the core of building a rich, independent life.

The cost of college makes for frightening headlines and politics. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuitions continue to rise. And on the heels of a pandemic that nearly dismantled the traditional “college experience”, we have to wonder: Is college really worth it? From a financial perspective, says economist Beth Akers, the answer is yes. It’s true that college is expensive, but once we see higher education for what it is - an investment in future opportunities, job security, and earnings - a different picture emerges

Updated to reflect modern realities in the drastically changed property market, Investing in Fixer-Uppers, Revised Edition gives you the most timely, accessible guide to finding great opportunities—and profiting handsomely—in today's market. Written with the hands-on, real-life expertise of seasoned investor-educators with more than 250 properties between them, Investing in Fixer-Uppers provides an easy-to-follow roadmap for adding value to a rundown house or apartment and profiting tens of thousands of dollars—without waiting for appreciation.

Financial crises are often blamed on unforeseeable events, the unforgiving nature of capital markets, or just plain bad luck. Too Smart for Our Own Good argues that these crises are caused by certain alluring investment strategies that promise both high returns and safety of capital. In other words, the severe and widespread crises we have suffered in recent decades were not perfect storms. Instead, they were made by us. By understanding how and why this is so, we may be able to avoid or ameliorate future crises - and maybe even anticipate them.

Achieving homeownership is a life goal for most but it can be scary and unbearably stressful. This book is your answer to destroying your biggest obstacles in buying a house and taking your first step towards financial freedom. Did you know that 90 percent of the world’s millionaires have created their wealth through real estate? You deserve to be set up with the same life skills that the smartest people in the world have.

In the near future, wars will be fought not over land, but over data. Machines will quickly discover individualized treatments for diseases, and with the help of virtual reality, AI will inspect buildings that have not yet been built. With the rising interest in these technologies by both China and the US, who will emerge as the victor of this technological race? When AI Rules the World is an investigation and call to action into AI technologies for a nation that does not yet comprehend the full gravity of the AI revolution.

Manny Kagan PhD. is the Founder and President of Pacific Bay Financial, a Mortgage Brokerage Corporation located in the Bay Area of Northern California. Over the past forty years Dr Kagan has helped thousands of people obtain financing and achieve financial stability. He has written and published seven books including two about Mortgages. Retirement Solutions for Smart People™ is the second book the series of Solutions for Smart People™.

So you have an idea. Now what? Taking a concept from the mind to the marketplace is a daunting task, especially when you don’t feel academically, financially, or emotionally prepared to do so. But here’s a little secret: No one is prepared. Ever. Smart Startup: The Fine Art of Being the Dumbest One in the Room addresses the realities of moving from idea to industry - what it takes to get started, what to expect along the way, and, in the end, why success isn’t dependent on making millions.

Do you want to avoid first-time home buyer mistakes? Buying a home can be both exciting and overwhelming for all first-time home-buyers. If you have already started the search process, make sure you're not making some common first-time home buyer mistakes. Most first-time home-buyers have never gone through the stressful experience of buying a home, and they often have to learn the hard way when buying their first home, but by making only a tiny mistake during the home buying process, it can be extremely costly and frustrating.

This book will give you an overall idea of what passive income is and the different ways in which you can earn it. If we are honest, every stream of possibility deserves its own book, but the book has them covered in the most concise manner possible. It will walk you through the real meaning of having a passive income, and you will also learn about how you can lead a financially stable lifestyle outside of your nine-to-five job.

Today, number crunching affects your life in ways you might never imagine. In this lively and groundbreaking new book, economist Ian Ayres shows how today's best and brightest organizations are analyzing massive databases at lightening speed to provide greater insights into human behavior. They are the Super Crunchers.