Smart Finance

Everyone looks forward to retirement, but how many people are financially prepared to retire? A survey by the United States Census Bureau’s Survey of Income and Participation found that up to 49 percent of people aged 55 to 66 years are not financially prepared to retire. In fact, many people have loads of debt that they are yet to clear. Others only have a lump sum saved up that can barely last them a few years. You need not worry about outliving your retirement income when you can find ways to generate massive income that will last a lifetime.

In the past two decades, mutual funds have emerged as the preferred investment option for Indians. They offer liquidity, and ease of entry and exit, along with potentially higher returns. This, in turn, makes mutual funds a natural choice over traditional investment options such as gold, real estate and fixed deposits. However, while the popularity of mutual funds has increased in India, the ability to use them to our advantage has not. Investors are frozen by the choices they face with thousands of mutual fund options.

So you have an idea. Now what? Taking a concept from the mind to the marketplace is a daunting task, especially when you don’t feel academically, financially, or emotionally prepared to do so. But here’s a little secret: No one is prepared. Ever. Smart Startup: The Fine Art of Being the Dumbest One in the Room addresses the realities of moving from idea to industry - what it takes to get started, what to expect along the way, and, in the end, why success isn’t dependent on making millions.

Do you want to avoid first-time home buyer mistakes? Buying a home can be both exciting and overwhelming for all first-time home-buyers. If you have already started the search process, make sure you're not making some common first-time home buyer mistakes. Most first-time home-buyers have never gone through the stressful experience of buying a home, and they often have to learn the hard way when buying their first home, but by making only a tiny mistake during the home buying process, it can be extremely costly and frustrating.

This book on personal finance is a constellation of investment principles written in a clear concise manner by a private investor with over 30 years experience of investing in the stock market. It is aimed primarily at the amateur or novice investor as a simple guide to the tools for building a long-term portfolio of stocks and shares.

This program explains why investors (possibly your clients) make such poor decisions with their money. Why do investors constantly chase returns? Why do they buy mediocre investments that underperform the indexes? Why do they leave their money in investments that lose money yet are unwilling to sell until they increase in value? If you can understand your own behavior with money, you will become a much better investor and earn returns that will last your whole life.

In this audiobook, you will learn powerful secrets to making money. It has never been easier today, especially in this digital age. Learn why financial freedom is so necessary and how to maintain and sustain it. No longer will you feel left behind to watch others generating abundance. No longer will you believe it is just not in the cards. By listening to this audiobook, you will realize there are a wealth of resources. And finally see that making money isn't really that hard.

In this guide we will discuss the importance of investing, how to get started and how to scale and diversify. The goal is for you to be financially free, totally and completely owning your own time. Make this guide your go-to resource. This is a comprehensive introduction into the world of Real Estate, government bonds, cryptocurrency, stock market, day trading, and savings accounts. Bottom line…. Listen to this audiobook to understand all about investment basics and the feasible investment opportunities to try!

China is the largest e-commerce market in the world and the most digital of the major economies. At the same time, many international brands are intimidated by the China market given their lack of familiarity and the significant cultural and language differences.

What is smart hustle? Working smart is more important than working hard but working hard is still important. Working hard, smart, and consistently will secure your future. If you have an intelligent work ethic then you will be successful in any field that you enter, and eventually, reach the 0.01 percent of the players in that game. By being a consistent intelligent hard worker, then you can enter any field as a complete beginner and emerge as a master—within only a few years.

The ultimate guide to DeFi and CeFi. Everything you need to know about decentralized finance and smart contracts. DeFi, smart contracts, and blockchain are the building blocks of the new economy. But what do these concepts really mean? In this audiobook, author Addison Bell clearly explains why blockchain is so much more than just Bitcoin and other cryptocurrencies. This audiobook will teach you how technology is changing finance and why decentralized finance (DeFi) has the power to solve some of the biggest problems in modern economics.

Buying a home can be both exciting and overwhelming for first-time home-buyers. Most first-time home-buyers have never gone through the stressful experience of buying a home, and they often have to learn the hard way when buying their first home. In this Informative guide, you will discover all common mistakes most first-time buyers make and some of the most important features to look for when buying your first dream home.

You can have great tactics, strategies and information on how to create passive income - but to actually earn a passive income, having a winning, positive and empowering mindset is much more important to success. In this guide, we'll discuss some common traits and beliefs of successful passive income earners. We'll find out why they're so successful and how they overcome obstacles. We'll discuss some of the limiting beliefs and myths that many of us have about earning passive income.

In Smart Woman's Guide: The Money Belief Formula, author, podcaster, money coach, and founder Herfinance Club Susan M. Diamond, MSW, CFSW, takes traditional money management to a whole new level by engaging the creative side of the brain in financial wellness, which includes looking at how you feel about money and how you relate to it. She outlines a simple, step-by-step process for getting started on creating your financial foundation for winning with wealth.

The cost of college makes for frightening headlines and politics. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuitions continue to rise. And on the heels of a pandemic that nearly dismantled the traditional “college experience”, we have to wonder: Is college really worth it? From a financial perspective, says economist Beth Akers, the answer is yes. It’s true that college is expensive, but once we see higher education for what it is - an investment in future opportunities, job security, and earnings - a different picture emerges

Home prices are too high. Buying a home is the pinnacle of adulthood, but as we all aware, home ownership isn’t exactly easy to navigate, especially for younger folks. Unless you’re completely debt-free, get help from parents, and disciplined enough to live below your means to save money, buying your first home in the future can seem more like a fantasy than an actual possibility.

Let Money Smarts, written by FEG CEO Ron Petrinovich, be your guide to a smarter way to prepare for a strong and stable financial future. He’ll show you how to prepare for life’s financial pitfalls on your journey to financial independence.

This "crash course" on money management offers instant, simple, and realistic answers to the universal problem of how to manage your personal finances. With the easy-to-grasp and fast format provided here, listeners will get a lot of information quickly and be able to start making progress immediately.

Clark Howard answers all of your questions and many more in Get Clark Smart. With practical tips and Online resources, Howard helps listeners to get rich by saving money in unexpected places and investing those savings creatively. Howard has a passion for saving money and unmatched enthusiasm for sharing everything he's learned. His strategies for getting rich by saving wisely will turn listeners into financial wizards.

It is believed that every salary earner cannot break the threshold of a great life as evident in a lot of salary earners. Salary earners complain of lack of sufficient money but when promotions come and salaries go up, in a few months the complaints resume. Our belief system and habits as salary earners is a major source of either failure or success. Decisions that include the type of car we drive, the kind of mortgage we take, and so on go a long way to determine how healthy our lifestyle will be.