Some people just knew how to go out in style. Tim had never been one of those guys. Tim was always a planner. The plan was to get into college, graduate, and find a well-paying job. That plan was coming together nicely until he saw a presentation to get paid to play The Etheric Coast. At his graduation ceremony. After watching the company's employee recruitment video, Big Richie's words had a whole new meaning. He could spend his life going from a cubicle at work to a one-bedroom apartment and back again...or enter a virtual world of unlimited possibilities.

Dave has been wandering through life for a long time. His day job bores him, and he never seems to be able to meet his family's expectations. The only escape he's ever had is his love of MMORPGs. But when he becomes the subject of a test without even knowing it, he's transported into a game-world called Eloria with no escape.

Hall had played the VRMMORPG Sky Realms Online since beta. During one gaming session, a freak accident traps Hall and other players in the game. They awaken to find out their bodies are comatose and that they have been downloaded fully into the virtual world. Even worse, the rules have changed, they've been forced back to level one, and permadeath might be possible.

Morgan used to be a pretty normal guy. He went to college by day and played online games by night, leading his guild into new conquests - until he got hit by a car and a dude wearing a wet suit appeared in front of him. The man offered him a new chance at life in a world he had created, a world with similar rules to the games Morgan loved to play. There is the promise of great rewards and power, he says, if Morgan manages to complete the Tower of Power.

He thought it was the end, and his gun sat ready to make sure. But an oddball offer from his last friend comes at the literal last second. Curiosity gets the best of him, and he finds himself sucked into iNcarn8, a game claiming to be a whole new life. Now, as Montana, the larger-than-life tank warrior, he has one more last time to get his life right.