Tilly Farriday isn’t feeling very jolly this season. Recently divorced and broke, she’s squatting in one of her rental agency’s properties until her new home is ready. The sprinkles on top of the burnt Christmas cookie that is her life? The new owner shows up early, forcing Tilly to hide in the attic to save her job…and what remains of her dignity.

When newly divorced Ivy Perkins buys an old farmhouse sight unseen, she is definitely looking for a change in her life. The Four Roses, as the farmhouse is called, is a labor of love - but Ivy didn't bargain on just how much labor. The previous family left so much furniture and so much junk that it's a full-time job sorting through all of it. At the top of a closet, Ivy finds an old Santa suit - beautifully made and decades old. In the pocket of a suit she finds a note written in a childish hand.

Everyone refers to the St. Cecelia as “the Saint.” If you grew up coming here, you were “a Saint.” If you came from the wrong side of the river, you were “an Ain’t.” Traci Eddings was one of those outsiders whose family wasn’t rich enough or connected enough to vacation here. But she could work here. One fateful summer she did, and married the boss’s son. Now, she’s the widowed owner of the hotel, determined to see it return to its glory days, even as staff shortages and financial troubles threaten to ruin it. Plus, her greedy and unscrupulous brother-in-law wants to make sure she fails.

Eloise Foley, known to her friends as Weezie, has been through the divorce from hell. Her ex-husband Tal (aka Talmadge Evans III) was awarded their house in Savannah's historic district, the house that Weezie had spent years painstakingly restoring to its original splendor. Weezie was awarded the two-bedroom carriage house on the same property. Each was sure the other would sell.

Laid off from her department store job, Carmen has perilously little cash and few options. The prospect of spending Christmas with her perfect sister Sofia, in Sofia’s perfect house with her perfect children and her perfectly ordered yuppie life, does not appeal. Frankly, Sofia doesn’t exactly want her prickly sister Carmen there, either. But Sofia has yet another baby on the way, a mother desperate to see her daughters get along, and a client who needs help revitalizing his shabby old bookshop. So Carmen moves in and takes the job.