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Personal Money Management: How to save money, How to Stop Spending Money Impulsively, Pay off Debt.

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Personal Money Management: How to save money, How to Stop Spending Money Impulsively, Pay off Debt.

Written by: James Moore
Narrated by: Jason Belvill
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About this listen

Do you want to save more money without denying yourself enjoyable things?

Probably everyone has faced this situation: You get a salary, so it seems you can now not only pay for personal needs but also save for something important. But soon, you discover you've only saved a small amount because your expenses were based only on what was necessary. Now, all desires are reduced to a minimum to wait for the next salary. The same thing happens again and again, and eventually, you end up in a vicious circle that is difficult to get out of by yourself.

GOBankingRates did some digging to learn how much we spend on a daily basis and found that the average American spends $164.55 a day. That amounts to just over $60,000 a year. That is okay for people who can afford it, but not for those spending down their entire paychecks and racking up debt. So, we need to fix that and learn how to manage our own savings.

In Personal Money Management, you will find:

  • How to manage your savings
  • Money-saving habits
  • Minimalism lifestyle advantages
  • Savings guide
  • How to spend less money every day
  • How to pay off your debt
  • Zero-spending month
  • Different tips and strategies which will change your life

If you think, "Do I really need to do something like that? Maybe the problem will be solved by itself." No. It won't. You will just lose money. You might say, "I can't spend less, I've tried," but the thing is that you need to learn how to do in the right way. You don't need any special knowledge. It's easy and quick! Everybody can manage their own savings. So, let's do it!

If you want to save your money, listen to this audiobook!

©Sergiy Savchenko Sergiy Savchenko (P)2019 Sergiy Savchenko
Personal Finance
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a good listen

easy to follow, good points and motivational to want to start saving and pay off debt.

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More for very young adults late teenagers

This book would be perfect for High School and for those starting their career .
Other than that the info is learnt through osmosis as you age and didn’t learn anything new

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