Living paycheck to paycheck sucks! Here’s how to break the vicious cycle.

Aren’t you tired of never knowing whether or not your money is going to last you to the end of the month? Chances are that you’re already all too familiar with asking friends or relatives for a couple of bucks.

You’re not alone in this predicament. Some shocking reports suggest that 74 percent of all employees have no emergency savings and are entirely dependent on their paycheck.

In fact, the situation is so bad that only 40 percent of people can cover an emergency expenditure of $1,000 without turning to a bank or their credit card. It’s time to put an end to that vicious cycle.

Financial independence and freedom from debt do not require a ton of rigorous discipline or incredible wealth. It’s simply a matter of reassessing your priorities and getting a realistic view of how much you’re actually spending per month.

Chances are that you’re blowing cash you haven’t earned. Credit cards and other financial instruments create a false sense of security, and at the end of the day, you’ll have to pay the money plus the interest rates back.

America is experiencing a debt crisis, and our consumerist society is largely to blame.

If you take a minute to assess some of your latest purchases, you’ll probably find that you’re spending a ton of cash on things you don’t need.

So, what’s the secret to rectifying such impulsive behaviors and reclaiming your financial well-being?

Major change is difficult to stick to. Starting with baby steps, on the other hand, can produce tremendous results that will last years, if not a lifetime.

In SimpleCents Guide to Manage Your Money, you will discover:

• The number one reason why you’re still in debt - the secret bankers don’t want you to know
• The truth about things you want and things you need
• A quick first-step to getting out of debt that’s free
• A seven-day financial plan that will help you dominate your student loans, medical expenses, and other massive debt you have to pay back
• Eight fatal mistakes that keep you in debt and how to avoid them like the plague!
• The seven easy steps for setting up an emergency fund that’s suitable for everyone, even low income households (Step five is what works like magic!)
• Why setting apart five dollars per month is enough to start building your wealth
• A simple and proven introduction on how to invest that you can master
• A free bonus video course that will help you put your money and investing on autopilot in four quick steps
• And much more!

You are not at the mercy of banks and creditors. Your life doesn’t have to be spent thinking about how you’re going to survive, how you’re going to give your kids the best possible future, or just where that extra money is going to come from next month.

It all starts with a simple mind-shift. Once you open your eyes and discover how society has tricked you into indebtedness, you’ll never go back.