Researchers found that the single best predictor of our happiness is feeling that we have control over our time. Personal finance is the instrument that helps us gain control over our time and helps us meet our life objectives. Yet it is not a part of our education system and is rarely talked about otherwise. Self-anoineted Personal finance influencers often have vested interests and end up complicating simple concepts. In today's podcast Gaurav Mehta simplifies these basic principles from a common man's perspective in simple language. Gaurav is a corporate leader at an leading FMCG Company. His interest in investing led him to read multiple books, conduct his own research, create a plan and then learn more from financial planners. He has been planning to become financially independent at 45 and is on track for it. Today's episode will talk about the fundamental of personal finance - Earning, Saving, Protecting and Investing (ESPI). We talk about saving prudently and investing on experiences. About Time Value of money, beating inflation and investing wisely.. And much more.