Episodes

  • How To Be A Millionaire On A Low Salary
    Feb 21 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. Good news, folks—you don’t need a big salary to become a millionaire. In this episode, find out how to build wealth on any salary, plus the real reason six figures won’t solve your money problems. Next Steps: 🎥 Watch my video How I Went From Broke to Millionaire in Under 10 Years. 💰 Find out your earning potential with the Investment Calculator! 💸 Get Ramsey’s Complete Guide to Investing. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. 📱 Get 40% off Tello’s Unlimited Plan—just $15/month for three months! 🎉 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    12 mins
  • 12 Things Totally Worth The Money (Even Frugal People Should Buy These)
    Feb 19 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. Anyone else have caviar taste but a tuna fish budget? Same here. In this episode, find out 12 items that will allow you to enjoy the finer things in life without going broke. Next Steps: 🎥 Watch my video 12 Rules for (a Frugal) Life. 💵 Start your free budget today. Download the EveryDollar app! Shop the Items: Cozy Earth bamboo sheets Smart plugs Office chair Emergency car kit Portable tire inflator Cordless, bagless vacuum Sneakers (New Balance) Boots (Red Wing) Inversion table Air purifier Under sink water filter system BedJet 3 climate comfort sleep system Gym membership (Life Time) Reliable used car Pre-shelled pistachios Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. · Get 40% off Tello’s Unlimited Plan—just $15/month for three months! 🎉 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    12 mins
  • How Rich People Think Differently Than You Do
    Feb 17 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan.[BK1] If you want to be rich, try thinking like someone who already is. In this episode, learn how to build some serious wealth using 13 principles shared by people who’ve actually done it. Next Steps: · 🎥 Watch my video 12 Rules For (A Frugal) Life. · 📘 Read Think and Grow Rich by Napoleon Hill. · 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. · Get 40% off Tello’s Unlimited Plan—just $15/month for three months! 🎉 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show 🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy [BK1]Please include the second period in the hyperlink. Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    12 mins
  • Why Debt Consolidation Is A Trap (And What To Do Instead)
    Feb 14 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. Consolidation is great when organizing a drawer of tangled wires, but not so much with debt. In this episode, get the deets on debt consolidation, plus the key to avoid it completely. Next Steps: 🎥 Watch my video Best Way to Pay Off Debt Fast (That Actually Works). 🎥 Watch my video How I Bought a House With No Credit Score. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    10 mins
  • Is This Really America's #1 Wealth Killer?
    Feb 12 2025
    Start your free budget today. Download the EveryDollar app! I thought I knew America’s number one wealth killer, but one mysterious message changed everything. Enjoy this financial twist on the Serial podcast as we look for the true wealth killer. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    12 mins
  • The Hidden Truth About Mortgage Costs (It's Not Good)
    Feb 10 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. Would you rather buy a nicer house in cash or spend all your extra money on interest for decades? In this episode, I’ll explain why I think mortgages are a scam and how to save a literal fortune instead. Next Steps: 🎥 Watch my video How to Pay Off Your House in 10 Years or Less. 💰 Pay off your mortgage faster with the mortgage payoff calculator. 🏠 Find all the tools to reach your home goals with our Real Estate Home Base. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    12 mins
  • 9 Financial Goals You Should Achieve Before 40
    Feb 7 2025
    📈 Are you on track with the Baby Steps? Get a free personalized plan. What do you want your life to look like when you turn the big 4-0? In this episode, find out the nine financial goals you’ll want to reach before hitting 40 that will help you build wealth (and avoid that midlife crisis Miata). Next Steps: 🎥 Watch my video What Your Net Worth SHOULD Be by Age 40. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    14 mins
  • Money Expert Reacts to Cringe Finance TikToks
    Feb 5 2025
    📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/t8v6zq As long as there’s dumb money advice on social media, I’ll keep giving my two cents. In this episode, I react to the latest round of crazy financial videos you found on TikTok. Next Steps: 🎥 Watch my video I Ticked Off a Million People . . . 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 💸 Learn more about opening a high-yield savings account with Laurel Road. 📱 Get $5 off Tello's Unlimited Plan and enjoy great nationwide coverage for only $20 at Tello. Explore More From Ramsey Network: 🎙️ The Ramsey Show   🍸 Smart Money Happy Hour 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💡 The Rachel Cruze Show 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
    Show more Show less
    17 mins