Episodes

  • Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards #946
    Feb 17 2025

    Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

    1 - Should we take advantage of interest free payments offered by our hospital after a baby delivery?

    2 - What’s the best way to finance a basement buildout?

    3 - After we move out of state, what should we do with my wife’s pension that she will no longer qualify for?

    4 - Is it smarter to focus on building up my savings or paying off high interest rate credit card debt?

    5 - Can you recommend a guaranteed rate of return over 4% with a term of 12 months?

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

    • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
    • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    • Join a thriving community of fellow money in the HTM Facebook group.
    • Find the best credit card for you with our new credit card tool!
    • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

    During this episode we enjoyed a Dark Arts Tequila Barrel Aged Stout by Wicked Weed! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!

    See omnystudio.com/listener for privacy information.

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    54 mins
  • Friday Flight - Purging Pennies, Financial Fights & Phantom Wealth #945
    Feb 14 2025

    Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: biltong on a budget, culling of coins, financial fights, trad money, BTC is for kids, college level personal finance, phantom wealth, manifesting more money, improvident internet, squandering streaming, more taxes for more internet, and taking the long view on taxes.

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

    • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
    • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    • Join a thriving community of fellow money in the HTM Facebook group.
    • Find the best credit card for you with our new credit card tool!
    • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

    Best friends out!

    See omnystudio.com/listener for privacy information.

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    36 mins
  • Tariffs, DOGE, and Your Money w/ Noahpinion #944
    Feb 12 2025

    We’re not burying the lede on this episode- we’re talking about the most pressing policies in government today and how they’re likely to impact our personal finances! One of the benefits of hosting your own podcast is that you have the opportunity to speak with some amazing folks who are much smarter than you- and that is definitely the case today. We’re joined by economist Noah Smith, author of the substack Noahpinion where he takes big complex economic ideas, and makes them easier to understand for the common folk like us! This is a change of pace because we tend to focus more on microeconomic factors… that being said, it’s good to take a step back and look at the big picture and to understand what’s going on with the water that we’re all swimming in, to reference David Foster Wallace. Given all that’s been going on lately with tariffs, this is a more timely episode, but we’re also pumped to get into declining birth rates, government spending, the state of the overall economy, how effective DOGE will be, the three key technologies of our day, and plenty more.

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

    • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
    • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    • Join a thriving community of fellow money in the HTM Facebook group.
    • Find the best credit card for you with our new credit card tool!
    • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

    During this episode we enjoyed a Melvin by Freak Folk Bier! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!

    See omnystudio.com/listener for privacy information.

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    57 mins
  • Ask HTM - Parlaying Real Estate Equity into Stocks, FIRE Recommendations, & Unloading a Car with a Loan #943
    Feb 10 2025

    Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

    1 - Should I sell a rental property in order to make higher returns in the stock market?

    2 - What FIRE books would you recommend as I’m interested in early retirement?

    3 - How would you recommend paying for an expensive medical procedure for my dog?

    4 - Do you recommend investing via crowdfunding platform Arrived?

    5 - Does it make sense to pay off our car loan before attempting to sell it?

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

    • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
    • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    • Join a thriving community of fellow money in the HTM Facebook group.
    • Find the best credit card for you with our new credit card tool!
    • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

    During this episode we enjoyed a Bourbon Barrel Drafty Kilt by Monday Night Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!

    See omnystudio.com/listener for privacy information.

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    46 mins
  • Friday Flight - Trump’s Tariff Tussle, Paying Egg-stra, & Don’t Buy the Dip! #942
    Feb 7 2025

    Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: cheap Valentines tips, Trump’s tariff tussle, home construction and renovation costs, end of the CFPB, paying eggs-stra, WaHo surcharges, shell shocked, don’t buy the dip, a wealth of common sense, Vanguard cutting fees, ESG funds are out, Robinhood betting, and gaming your kids credit scores.

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

    • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
    • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    • Join a thriving community of fellow money in the HTM Facebook group.
    • Find the best credit card for you with our new credit card tool!
    • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

    Best friends out!

    See omnystudio.com/listener for privacy information.

    Show more Show less
    32 mins
  • The Tao of Warren Buffett w/ David Clark #941
    Feb 5 2025

    You don’t need to be a personal finance and investing nerd to know that Warren Buffett is the GOAT. When it comes to investing, he’s the greatest of all time. Which is why we’re so pumped to be speaking with David Clark about The New Tao of Warren Buffett that he co-authored with Mary Buffett, which is a collection of some of the wisdom that Warren has dispensed over his lifetime. David is a renowned author and expert on the investment strategies of Warren Buffett and he’s known for making Buffett's complex strategies accessible to investors of all levels. And having been a friend of the Buffett family for decades, David has some unique insights into Warren’s life that we’re excited to share and get into during this conversation!

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

    • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
    • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    • Join a thriving community of fellow money in the HTM Facebook group.
    • Find the best credit card for you with our new credit card tool!
    • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

    During this episode we enjoyed a Space Broccoli by Other Half Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!

    See omnystudio.com/listener for privacy information.

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    48 mins
  • Ask HTM - Covering Expensive Childcare, Fidelity Fees, & Frugal or Cheap Car Tires #940
    Feb 3 2025

    Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

    1 - What investments should we deprioritize in order to afford expensive childcare?

    2 - Where should I take my HSA now that I’m experiencing higher fees with Fidelity?

    3 - Is it frugal or cheap to go with a more generic tire for my car as opposed to the name brands I’ve heard of?

    4 - Should I be concerned with CapitalOne if I bank with them?

    5 - How much should the tooth fairy pay per tooth in order for kids to learn about investing?

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

    • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
    • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    • Join a thriving community of fellow money in the HTM Facebook group.
    • Find the best credit card for you with our new credit card tool!
    • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

    During this episode we enjoyed a Dark Arts Rum Barrel Aged by Wicked Weed! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!

    Best friends out!

    See omnystudio.com/listener for privacy information.

    Show more Show less
    54 mins
  • Friday Flight - Cheap Chinese AI, Free Tax Filing, & Outpacing Inflation #939
    Jan 31 2025

    Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: credit card relegation, cheap Chinese AI, portfolio flipping, lab-grown savings, free tax filing, reporting side hustle income, tax refund points, digital shoplifting, outpacing inflation, minimum payment purgatory, the future of electric vehicles, reasonable EV leases, and Subaru security slips.

    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances:

    • Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.
    • Sign up for the weekly HTM newsletter. It’s fun, free, & practical.
    • Join a thriving community of fellow money in the HTM Facebook group.
    • Find the best credit card for you with our new credit card tool!
    • Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

    And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!

    Best friends out!

    See omnystudio.com/listener for privacy information.

    Show more Show less
    36 mins