Hey Smarties! We’re on a break for the holidays and revisiting some of our top episodes from 2024. We can’t do this show without you and we still need your support. If you can, donate today to keep independent journalism going strong into 2025 and beyond. Give now to support “Make Me Smart.” Thank you so much for your generosity, happy holidays and we’ll see you in the new year.

If you’ve been feeling hopeless about the news, the election, the economy, the climate crisis and everything else that’s going on, today’s episode is for you. Emily Amick, lawyer and co-author of “Democracy in Retrograde: How to Make Changes Big and Small in Our Country and in Our Lives,” argues we can all become better participants in our democracy. And we don’t need to have a gazillion dollars to do it. On the show today, Amick explains why we should treat civic engagement as self-care, how to find your civic personality and ways to cultivate a news diet that doesn’t put you in a doom loop. Plus, the moment she realized our democracy was headed in the wrong direction.

Then, we’ll get into how voters in Utah fought to protect the power of citizen-led ballot initiatives and why shoppers hide purchases from their romantic partners. Plus, an anime cosplayer was wrong about what it would take to create her own costume.

Here’s everything we talked about today:

• “Despite Recent Setbacks, There Is Still Hope For Democracy” from Forbes
• “In ‘Democracy in Retrograde,’ Emily Amick Talks About Political Engagement and Her Cancer Diagnosis” from Teen Vogue
• “What does Utah’s redistricting ruling do to voters’ ability to change laws?” from The Salt Lake Tribune
• “Utah Supreme Court: Lawmakers must heed voter-passed gerrymandering reforms “ from Axios Salt Lake City
• “Amazon’s Prime Day a ‘major’ cause of worker injuries, Senate probe finds” from CNBC
• “US Retail Sales Excluding Autos Rise by Most in Three Months” from Bloomberg
• “Gym Bags, Trunks, Back Doors: How Stealth Shoppers Hide Purchases” from The Wall Street Journal
• “Financial Infidelity Report 2023: Why People Hide Purchases From Partners” from Circuit
• “Inside a UPS warehouse that prioritizes super-fast shipping” from Marketplace

How are you getting involved in civic life? What helps you fend off feelings of hopelessness? Let us know at makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

For our final episode of 2024, we’re throwing a holiday party with music, festive hats, drinks and a game. But we can’t forget about the news. The incoming Donald Trump administration is looking into the feasibility of eliminating the Federal Deposit Insurance Corp. We’ll get into it. And, we’ll unpack the public rage over the United States healthcare system that dominated the news this week. Plus, how much do our hosts remember about the biggest business headlines of the year?

Here’s everything we talked about today:

• “Trump Advisers Seek to Shrink or Eliminate Bank Regulators” from The Wall Street Journal
• Opinion | “UnitedHealth Group C.E.O.: Brian Thompson Was Never Content With the Status Quo” from The New York Times
• “UnitedHealth Limits Access to Key Treatment for Kids With Autism” from ProPublica
• “Boeing’s year of turbulence in five charts” from Reuters
• “Why TikTok Faces a U.S. Ban, and What’s Next?” from The New York Times
• “CrowdStrike outage: We finally know what caused it – and how much it cost” from CNN Business
• “SpaceX Polaris Dawn astronauts perform historic 1st private spacewalk in orbit” from Space
• “US ties China in Paris Olympics gold medal count after Americans’ women’s hoops win” from AP News

We’ll be back with new episodes in 2025! In the meantime, you can email us at makemesmart@marketplace.org or leave us a voicemail at 508-U-B-SMART.

A group of lawmakers have introduced legislation that would break up health care conglomerates, aiming to rein in the power of pharmacy benefit managers. We’ll explain what PBMs do and why all sides of the health care industry are pointing fingers at one another over high costs. And, we’ll get into how the future of the Trump-era tax cuts could impact the federal deficit and why General Motors is ditching its robotaxi business. Plus, now’s your chance to talk with an AI Santa Claus.

Here’s everything we talked about today:

• “Yellen Talks Russia Sanctions, Tariffs and Deficit” from Bloomberg via YouTube
• “Yellen says Trump’s tariffs could derail US inflation progress, raise costs” from Reuters
• “Senators Warren and Hawley introduce a bipartisan bill to break up pharmacy-benefit managers” from CNBC via YouTube
• “Elizabeth Warren, Josh Hawley Co-Sponsor Bill to Break Up Giant Health Care Conglomerates” from The New York Times
• “What is a pharmacy benefit manager, anyway?” from Marketplace
• “GM to stop funding troubled Cruise autonomous vehicle unit, abandoning robotaxis” from CBS San Francisco
• “GM to Shut Down Its Cruise Robotaxi Project” from The New York Times
• “OpenAI introduces ‘Santa Mode’ to ChatGPT for ho-ho-ho voice chats” from Ars Technica

Tomorrow is our last episode of the year! Join us for our annual holiday party on “Economics on Tap.” The YouTube livestream starts at 3:30 p.m. Pacific time, 6:30 p.m. Eastern.