• #209 - This Mindset Is Keeping You Broke
    Feb 20 2025

    In this episode, Lloyd James Ross dives deep into the common mindset that prevents individuals from building wealth, highlighting the difference between hoarding money and making it work for you. He discusses the impact of fear surrounding money, especially during times of economic uncertainty, and how it can paralyze potential investors. Lloyd introduces the concept of a "fun account," encouraging listeners to allocate money for the purpose of exploring investment opportunities without the pressure of immediate returns. He reveals that many people, even those with high incomes, suffer from a limiting mindset that keeps them stuck and under-earning. By unpacking these beliefs and offering strategies for change, Lloyd empowers listeners to take control of their financial future and achieve true financial freedom. Join us to learn how to break free from old money habits and start growing your wealth today!

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:01:03] The fear of money.

    [00:04:46] Scarcity money mindset.

    [00:09:01] Scarcity money mindset solutions.

    [00:11:16] Outsourcing for wealth building.

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    12 mins
  • #208 - 5 Myths About Money Keeping You BROKE
    Feb 18 2025

    In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, challenges common misconceptions about money and wealth. He discusses the idea that rich people are selfish and that money is the root of all evil, arguing instead that wealth can be a tool for providing value and achieving happiness. Lloyd emphasizes the importance of shifting our mindset around money and overcoming outdated beliefs that equate hard work with financial success. Instead, he advocates for working smarter, not harder, by leveraging systems, delegating tasks, and utilizing capital to generate wealth more efficiently. Tune in to learn strategies for taking control of your finances and achieving financial freedom.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:00:52] Working smarter, not harder.

    [00:04:01] Money can buy happiness.

    [00:07:01] Time is more valuable than money.

    [00:09:17] Money wins and myths.

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    10 mins
  • #207 - The 5-Step Plan to Get Out of Debt Fast
    Feb 13 2025

    In this episode, host Lloyd James Ross, a seasoned investor and entrepreneur, tackles the pressing issue of credit card debt and its impact on financial health. He opens with alarming statistics, revealing that the average person carries $6,400 in debt, with credit card interest rates soaring at 21%. Lloyd emphasizes the importance of understanding one’s financial situation and provides actionable strategies to break free from old money habits. He highlights the staggering fact that 50% of people are currently defaulting on their credit cards, the highest rate since the global financial recession, and discusses the implications of defaulting on credit scores. Tune in to learn how to take control of your finances, grow your wealth, and achieve financial freedom.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:02:38] Steps to get out of debt.

    [00:04:18] Pay off high-interest debt.

    [00:08:39] Selling assets to pay debt.

    [00:10:40] Emotional attachment to objects.

    [00:12:35] Negotiating credit card debt.

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    15 mins
  • #206 - Reacting to BEST and WORST Viral Money Advice 💸🤯
    Feb 11 2025

    In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, dives into the realities of managing debt and building wealth. He emphasizes that no one is truly "self-made" and discusses the importance of understanding financial behaviors rather than just focusing on money problems. With a candid look at a listener's situation—nearly a million dollars in debt, including a mortgage, student loans, and credit card debt—Lloyd provides insights on how to approach financial stress without resorting to bankruptcy. He highlights the significance of investing in assets like stocks and real estate to create passive income. Tune in for practical strategies and mindset shifts that can help you take control of your finances and achieve financial freedom.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:02:09] Behavior problem with debt.

    [00:05:04] Crypto trading strategies and insights.

    [00:08:56] Crypto's value and productivity.

    [00:10:36] Passive income strategies discussed.

    [00:13:12] Wealth building through investment.

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    14 mins
  • #205 - 19 Minutes of Brutal Money Advice (From a Millionaire) 💰🔥
    Feb 6 2025

    In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, addresses the common misconceptions surrounding personal finance and investment. He highlights how many people invest based on trends or peer pressure without truly understanding what they’re investing in. Lloyd emphasizes the importance of financial literacy and encourages listeners to take a proactive approach to managing their money. He discusses the necessity of regularly reviewing one’s financial situation and understanding where money is being spent. With practical insights and strategies, Lloyd aims to empower listeners to break free from old money habits and achieve financial freedom. Tune in to learn how to make your money work for you and gain control over your financial future.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:01:14] Cleaning your money habits.

    [00:03:18] Money management behaviors.

    [00:07:28] Status games vs. wealth games.

    [00:12:44] Delaying gratification for financial success.

    [00:16:42] Avoid borrowing for depreciating assets.

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    17 mins
  • Invest Smarter, Not Harder: The Genius of Punchcard Investing
    Jan 27 2025

    In this episode of Money Grows On Trees: The Podcast, host Lloyd Ross delves into the intriguing concept of "Punchcard Investing," a methodology inspired by Warren Buffett's legendary investment strategies. Ross unpacks how adopting a "20-punch card" mindset can alleviate investment stress, enhance patience, and significantly improve financial returns. By waiting for the perfect pitch – much like a skilled baseball player focusing on their happy zones – investors can achieve remarkable results without the need for constant trading or speculation.

    Tune in to discover real-life examples, valuable insights from investment greats, and why sometimes the best move is to not swing at all. Don't miss this enlightening episode filled with practical advice that could transform your investment approach.

    Timestamps:

    00:00 Punch card investing simplifies and focuses investments.

    04:47 Patience in investing leads to smarter decisions.

    08:39 Invest big on compelling investment opportunities.

    10:08 Patiently wait for growth; seek undervalued opportunities.

    13:36 Investing in Bank of America yielded 7x return.

    16:38 Check out podcast and book by Lloyd.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~~

    The material in this...

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    17 mins
  • Step-by-Step Guide to Making Money: Six Essential Steps for Success
    Jan 20 2025

    In this must-listen episode of Money Grows On Trees: The Podcast, host Lloyd Ross unveils the ultimate money-making algorithm—a six-step formula designed to help you generate income consistently and predictably. Drawing comparisons to everyday activities like baking banana bread, Lloyd breaks down each step from crafting an irresistible offer to scaling your efforts. Whether you're an aspiring entrepreneur or looking to boost your financial acumen, this episode provides actionable insights and real-life examples to transform your money mindset. Tune in to discover how you can apply this algorithm to make money online, grow your wealth, and achieve financial freedom. Don't miss out on this game-changing guide to financial success!


    Timestamps:

    00:00 There's a formula for making money, algorithmically.

    06:14 Sell irresistible banana bread at affordable prices.

    06:47 Scale offers to solve problems for profit.

    11:15 Tap existing audiences to generate leads effectively.

    15:16 Follow steps in order to convert sales.

    17:51 Increase activity tenfold to maximize success.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person,...

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    21 mins
  • The Secret to Staying Motivated in 2025!
    Jan 13 2025

    Have you ever wondered how some people consistently stay motivated day in and day out? In this episode of "Money Grows On Trees: The Podcast," host Lloyd Ross reveals the secret to cultivating internal motivation that lasts.

    How can you maintain your motivation even when external factors let you down? What role does having a clear vision of your future play in sustaining your drive? Tune in as Lloyd answers these questions and explores the connection between vision and motivation.

    You'll also hear an inspiring story about making bold life changes for a better future. Don't miss this episode; it might just be the permission you need to go for it! Thanks for listening, and remember, money grows on trees!

    Timestamps and Key Sections:

    00:00 Energy depends on diet, sleep, and exercise.

    05:13 Have a vision, take action, embrace change.

    07:50 Clarity and vision lead to internal motivation.

    11:14 Check links, buy book, join mentorship program.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this...

    Show more Show less
    12 mins