NFL Players' Podcast

Written by: Zach Miller Riccardo Stewart Sam Acho Jeff Locke
  • Summary

  • The podcast by NFL players for NFL players. Each week, we break down the biggest events in football and how they directly impact a player's career and money. Join Former NFL Veterans Sam Acho (Bills, Bucs, Bears & Cardinals), Zach Miller (Seahawks & Raiders), Jeff Locke (Vikings, Colts, Lions, 49ers), and college coach, Riccardo Stewart, for a raw and unfiltered conversation about the game, the business, and how players can achieve generational wealth.
    2024 NFL Players Podcast | AWM Capital, LLC
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Episodes
  • Offseason Money Strategies for NFL Players
    Jan 26 2025

    In Episode 44 of the AWM NFL Podcast, Riccardo "Coach" Stewart is joined by Zack "The Truth" Miller, Sam "The Mayor" Acho, and Jeff "The Professor" Locke, to discuss effective financial strategies for NFL players during the offseason. The hosts delve into topics such as offseason training plans, maintaining physical fitness, understanding NFL pay structures, and the importance of postseason financial meetings to ensure long-term financial success. This episode provides essential insights for players and their families navigating the unique financial landscape of professional sports.

    Key Highlights:

    • Players should focus on decompressing and addressing physical health, including any required offseason surgeries.
    • Importance of planning offseason training and nutrition to maintain peak physical condition.
    • Explanation of postseason financial meetings and their role in assessing past spending and structuring future financial goals.
    • Understanding the NFL pay structure is crucial for effective cash flow management and avoiding financial stress.
    • Strategies for players anticipating big contracts and those considering retirement, focusing on residency planning and post-career benefits.

    Quotes:

    • "Winning the cashflow game is one of the five skill sets of building multi-generational wealth." – Sam Acho
    • "These are really some of the biggest meetings of the year that we have with our clients." – Jeff Locke
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    13 mins
  • NFL Playoff Insights and Off-Field Realities
    Jan 21 2025

    In this episode of the AWM NFL Podcast, host Riccardo Stewart is joined by NFL veterans Zach Miller, Sam Acho, and Jeff Locke to discuss the thrilling NFL playoff season. The conversation goes beyond the field to explore the vital off-field aspects, including financial implications and preparations unique to this stage. Tune in for first-hand playoff experiences, financial insights, and advice on managing both expectations and earnings during this intense time.

    Key Highlights

    • Sam Acho shares the exhilaration of his first playoff game and the crucial learning about peaking at the right time.
    • Jeff Locke discusses the importance of treating every playoff game with the same seriousness as the regular season, despite varying conditions.
    • Zach Miller reveals how experience in the playoffs changes perspective and preparation methods.
    • The panel explores how playoff compensation works and the importance of understanding its tax implications.
    • Jeff Locke emphasizes maintaining a tight, trusted circle off the field during playoff season.

    Quotes

    • "The further you go in the playoffs, it can start up to a few hundred thousand dollars that you weren't expecting, which is nice." — Zach Miller
    • "Keep it tight. There's going to be a lot of people coming out of nowhere, wanting things from you." — Jeff Locke
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    11 mins
  • The Right Time to Enter the Transfer Portal | NFL Players' Podcast #42
    Dec 30 2024

    Key Highlights:

    Analysis of the benefits and timing of entering the Transfer Portal, especially during coaching changes.

    Discussion on evaluating promises made by coaches and their impact on transfer decisions.

    Advice on prioritizing long-term financial success and career goals over immediate NIL offers.

    Explorations of NIL agent roles and the necessity of choosing trustworthy representation.

    Emphasis on maintaining focus on athletic performance while making strategic career moves.

    Quotes:

    "Think, as young as you are, you have to predict the future to secure a second or third NFL contract." — Jeff Locke

    "For me, the right agent is about trust and how they protect you in those contracts." — Sam Acho

    "Parents might not always understand the industry, so doing thorough research is crucial." — Riccardo Stewart

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    14 mins

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