“Every single woman needs a little bit of money of her own”

–Tess Waresmith

61% of women would rather talk about death than money. Are you one of them? Let’s change that! Money is regularly on my growth edge, so I’m learning along with you about something I feel like I should know more about — investing.

I’m excited to talk with financial educator and investor Tess Waresmith. It feels like women are playing catch up when it comes to money, and Tess wants to reduce the gender wealth gap. Even if you feel like you are living paycheck to paycheck, this applies to you. And if you’ve heard that the younger the start the better, there are still benefits to starting if you are 50 or older.

I always say planning is deciding in advance, and you ask for your future self. Investing is another way of taking care of your future self. And Tess explains why you need to know the basics—even if you decide to outsource your investing.

We talk about:

• Why you don’t need a dollar for dollar budget and what you need instead
• How to invest money if your income varies from month to month
• How to actually invest without having to time things right and pick the right stocks
• Multiple benefits of making small investments regularly
• Whether you should invest or pay off debt first
• Age and whether it’s too late (it’s not!)

ABOUT TESS

Tess is a speaker, financial educator, and the founder of Wealth with Tess, a financial education community that helps women learn how to grow their money using simple investing strategies so that they can retire comfortably and live life on their terms.

After losing thousands in investing mistakes in her 20’s, Tess learned everything she could about wealth building and built her net worth from 0 to 1 million as a single 35 year old woman. Tess has recently been featured as a financial expert on Business Insider, Fox 5, and has over 70,000 followers across social channels.

Now she’s on a mission to reduce the gender wealth gap and help more women reach financial independence through simple investing education. Thousands of women have attended her free investing workshops and hundreds of women have joined her small group coaching programs to learn how to take control of their money. Tess believes that more money in the hands of women is magic.

LINKS

• https://www.instagram.com/wealthwithtess/
• https://www.linkedin.com/in/tesswaresmith/
• https://www.moneyconfidentclub.com/founders

DOABLE CHANGES

At the end of every episode, we share three doable changes, so you can take what you've heard and put it into action. Action is how change happens.

Often we feel like our actions have to be huge to match the bigness of our desires, but we have seen over and over and over again that the little things add up. By stacking up a series of Doable Changes, you will create that big change that you crave. Choose the one that really resonates with you this week and really make it part of your life.

Here are Three Doable Changes from this conversation:

• GET INTENTIONAL ABOUT SPENDING. You don’t need to have a complicated spreadsheet for a budget. Start paying attention to where your money goes. Identify the key buckets your spending fits into. How much income is going to necessary expenses? How much is extra? Where does that money go? Is what you are spending on important to you? Could you move some of it to the future you bucket?
• START AN

“Your business is not about tasks. It is about finding the big rocks to move the needle. And so much of what's on the task list does not create business.”

–Christine Campbell Rapin

Are you spending the time on the right things in your business? So many of us think that we could move faster if we just had more time. I’m talking to business advisor Christine Campbell Rapin about building a sustainable business.

It’s not about going in 150% all the time. It’s not about perfecting social. It’s not about being everywhere all the time. In fact, the most important thing for you to do might not even be on your to do list.

Christine shares the two essential things she thinks entrepreneurs need to focus on. We dig into the need to sell, into money changing hands. She asks: what can you do today that is simple, repeatable, boring, predictable, that moves the needle? Because movement is the key.

We talk about:

• Why posting on social media isn’t making an offer
• Asking: Who can I connect with today?
• Marketing is about moving the right people toward you (and the wrong people away)
• Building a circle of influence and controlling your digital footprint
• Why you need to make more offers than you are today
• Selling instead of creating something new

ABOUT CHRISTINE

Christine Campbell Rapin is an energetic, tell-it-like-it-is business advisor, mentor, consultant, speaker and 3x international best-selling author with more than 25 years’ experience in marketing, sales and operations working with start ups to the biggest companies on the planet. She’s supported over 400 companies to create a combined revenue more than $1B and believes business growth CAN be elegantly simple when you focus on the 3 non-negotiable business foundations that build a client growth engine.

LINKS

• Website: https://www.christinecampbellrapin.com
• Instagram: https://www.instagram.com/christine.campbell.rapin
• LinkedIn: https://www.linkedin.com/in/christinecampbell1
• Youtube: https://www.youtube.com/@christinecampbellrapin
• Spotify: https://podcasters.spotify.com/pod/show/christine-campbell-rapin

DOABLE CHANGES

At the end of every episode, we share three doable changes, so you can take what you've heard and put it into action. Action is where change happens.

Even though we want big change, it’s really little things done over and over that make the difference. So pick a doable thing. Put it in your calendar. Weave it through your days for a week and then move on to the next one. It will have a snowball effect.

Here are three Doable Changes from this conversation:

• HONEST ASSESSMENT. Take a look at your to-do list for your business and where you are spending most of your time. Is any of that making an offer? Is any of it moving the right people closer to buying? Then look at your audience. Are you talking to the right people?
• INCREASE YOUR CIRCLE OF INFLUENCE. You get to decide how you do this: networking, strategic alliances, partnerships. Pick something. Schedule time each week to reach out and connect with these people. Build...

Instead of forcing yourself into the January 1st narrative or waiting for the 'perfect time,' discover how seasonal planning can honor your unique rhythm and help you align with your true desires. I share why I believe 90-day planning is more effective than annual resolutions, how to identify and honor the season you're in, and why this process allows you to evolve with ease.

Whether it’s designing a season of creativity, nurturing, or bold action, this episode will guide you through creating a holistic plan that feels good and works. You'll also learn the key steps to making time a container for your dreams. Tune in for inspiration, a practical process, and a new way of thinking about time and growth.