Many customers struggle to get clear answers from their local DMV.

Often, DMV employees provide incorrect or vague information about title issues.

This happens because DMV staff may not be fully trained on complex title scenarios.

We interact with the DMV 80-90 times per day and frequently encounter misinformation—not due to intentional deception, but due to a lack of knowledge.

Some DMV offices have even been shut down for non-compliance, as seen in Texas.

To protect yourself:

• Always get DMV instructions in writing.
• Look up statutes yourself to verify rules.
• Seek third-party verification to avoid being stuck with a vehicle you can't title.

Need expert advice? Get a live one-on-one consultation for personalized guidance.

For more insights, check out other videos on our channel.

Episode Description:

A new NEC (National Electrical Code) rule coming in 2026 will affect EV owners, contractors, and anyone planning to install an EV charger at home. If you rely on overnight charging for your electric vehicle, this update could cause major inconveniences.

Key Takeaways:

• New NEC Code Requirement (2026):
  • All EV charging household plugs must have a GFCI (Ground Fault Circuit Interrupter).
  • GFCIs are designed to prevent electrocution in wet environments.
• How GFCI Works:
  • Commonly found in bathrooms and kitchens with a reset button.
  • Detects minor voltage fluctuations and trips the circuit to prevent shocks.
• The Problem for EV Owners:
  • EV chargers operate at 240 volts and naturally fluctuate in voltage.
  • This may cause frequent GFCI trips, cutting off charging unexpectedly.
  • You may wake up to an uncharged EV, disrupting your schedule.
• Reset Button Location Issue:
  • The GFCI reset button cannot be on the plug—it must be in the circuit breaker panel.
  • If your panel is in the basement, you’ll need to go down to reset it every time it trips.
• Who Will Be Affected?
  • Current & Future EV Owners – Consider installing a charger before 2026 to avoid compliance with the new rule.
  • Car Dealerships & Businesses – Multiple chargers on one circuit may experience frequent failures due to fluctuating loads.
• Potential Exceptions & Concerns:
  • EV chargers are not energized until connected to a vehicle, reducing shock risk.
  • Large-scale EV charging setups may face significant downtime and disruptions.
• What You Can Do Now:
  • Install your EV charging circuit before 2026 to avoid compliance issues.
  • Stay informed in case NEC revises or exempts EV chargers from this rule.

Need Expert Advice?

• Book a one-on-one consultation with a licensed expert on investigations, insurance, real estate, business development, and more.
• Click the link below to get expert guidance on EV regulations, contractor codes, and industry changes.

🎧 Enjoyed this episode? Drop your questions and comments below!

🔹 Understanding Ordinance of Law in Insurance

• Natural disasters or property damage often lead to questions about insurance claims and home value.
• A key but often overlooked term in insurance policies is Ordinance of Law.

🔹 What is Ordinance of Law?

• If your house is destroyed by fire, hurricane, or another disaster, insurance will cover rebuilding costs based on its previous value.
• However, building codes and regulations may have changed since your home was originally built.
• Upgrades like reinforced roofing, new electrical systems, or septic tanks may be required.

🔹 The Financial Impact

• Your insurance payout may not fully cover the cost of rebuilding to modern standards.
• Example:
  • Home value before disaster: $500,000
  • Mortgage owed: $250,000
  • Insurance payout: $300,000
  • Potential out-of-pocket cost: $200,000+

🔹 Hidden Exclusions & Extra Costs

• Insurance may not cover:
  • Upgrades to meet new building codes
  • Debris removal and hazardous waste cleanup
  • Personal property losses beyond certain limits

🔹 How to Protect Yourself

• Review your policy to understand Ordinance of Law coverage.
• Consider upgrading your policy to cover rebuilding costs for modern codes.
• Speak with an insurance expert before disaster strikes to avoid surprises.

🔹 Need Expert Advice?
💬 Get live one-on-one consultations with:

• Licensed Insurance Broker
• Private Investigator
• Real Estate Title Examiner
• Certified Civil Court Mediator
• Licensed General Contractor

📌 Schedule a consultation today at actualhuman.com!

Episode Highlights:

• Understanding what people want in a conversation
• The key to making a great impression
• How to encourage people to share their favorite stories
• Specific phrases you can use to spark engaging conversations
• Why listening makes you more interesting than talking about yourself
• How to be the "Master of Ceremonies" in any group setting
• Applying these techniques in business, social, and dating situations
• The opposite approach: How to be boring in conversations
• Why personal stories often don’t have the impact you think they do
• The psychology behind engaging conversations
• Practical experiment: Try it and see the difference!

Bonus:

• One-on-one live consultation available at ActualHuman.com
• Book a session with experts in investigations, insurance, real estate, business, and more

Tune in now and transform the way you interact with people! 🎙️

New Resource for Fraud Victims:

• The Justice for Fraud Victims Project (JVP) is a collaborative initiative providing support for victims of financial fraud.
• It is a partnership between universities, law enforcement, and fraud investigators.
• Helps victims seek recovery for their losses through forensic accounting services.

History of JVP:

• Originally launched at Gonzaga University as a collaborative effort.
• Brings together college students, faculty, law enforcement, and fraud prevention experts.
• Provides pro bono forensic services to victims, especially those unable to afford private investigations.

Benefits for Fraud Victims:

• Offers forensic accounting services at no cost to help victims take legal action.
• Can be a valuable resource for those seeking restitution.
• Alternative to costly private investigation services.

Additional Consultation Options:

• Private fee-based consultation services are also available for fraud victims.
• Compare both options to determine the best path for your situation.

Next Steps:

• If you've been a victim of fraud, consider contacting JVP to explore possible recovery options.
• Browse other videos on our channel for more information on fraud recovery and prevention.

Episode Show Notes / Description

• Do you hate the DMV? Imagine waiting in line at 2 a.m. with over 100 people—this is the reality in Broward County, Florida. Social media posts show people sitting in the dark, hoping to be among the first 50 accepted for services like title registration, licenses, and more.
• Alternatives to the DMV Hassle:
  • Try handling your DMV tasks online.
  • Use a third-party service if available.
  • Avoid calling—the DMV rarely answers.
• Expert Consultation Available: Need help with DMV-related issues? ActualHuman.com offers live one-on-one video consultations with experts who can guide you through your situation.
• More Helpful Content: Check out other videos on our channel for insights and solutions to DMV and related topics. Don't waste time in long lines—explore better options!

Kei Mini Trucks & State Restrictions

• These small Japanese mini trucks are facing legal challenges in many states.
• Some states are easing restrictions, while others are making it harder to register them.
• Many states are revoking previously issued titles and registrations.

What Are Kei Mini Trucks?

• Small trucks built on motorcycle chassis with 2-3 cylinder engines.
• Low horsepower (50-60 HP) and limited highway speed capability.
• Popular for affordability and utility, like a motorized wheelbarrow.

Why Are They Banned or Restricted?

• Originally not designed for U.S. roads, raising safety concerns.
• A 25-year import rule allows them to bypass emissions and inspections but does not guarantee state registration.
• States can still deny titles or revoke previously issued registrations.

Future Challenges for Kei Mini Trucks

• Federal regulations may further restrict their use under new administration policies.
• Automakers (including Japanese brands) oppose their presence due to market competition and parts availability issues.
• Even if registered in one state, another state may not allow it on the road.

What Should Owners Do?

• Check state laws before purchasing or attempting to register.
• Be aware of potential future restrictions that could impact ownership.
• Consider consulting title experts for guidance on legal options.

Need Expert Advice?

• Speak with title consultants for more information.
• Get one-on-one consultations with licensed professionals on topics like insurance, real estate, legal issues, and business development.

🔗 For more details, click the link below.

🔍 Understanding Vehicle Telematics

• Vehicle telematics functions like a black box for cars, tracking various data points such as:
  • Speed, gear position, and signal usage
  • Seatbelt connection and passenger presence
  • Door openings and light status
  • Vehicle location and movements

📡 How Vehicles Communicate

• Many modern vehicles transmit data via Wi-Fi or 5G to manufacturers or monitoring systems.
• This data can be critical in legal cases such as:
  • Fraud investigations
  • Divorce disputes
  • Asset recovery
  • Uncovering hidden or illegal activities

🚛 Real-World Example: Las Vegas Truck Explosion

• Authorities quickly accessed telematics data from the vehicle involved.
• Data retrieval helped determine key details about the incident.

🛠 How Telematics Data Can Be Used

• Identifies vehicle locations and usage history
• Determines if a passenger was present using airbag sensor data
• Reveals when and where a vehicle stopped, refueled, or opened doors
• Converts raw data into actionable intelligence

📞 Need Help with a Case?

• Schedule a one-on-one consultation with a licensed private investigator using the link below.
• Get expert guidance on investigations, insurance, surety bonds, civil mediation, real estate records, and more!

💡 Have Questions?

• Leave your questions and comments below.
• Want to talk to a real expert? Use the live consultation link for direct assistance.

🎥 Thanks for Watching!
Stay tuned for more insights at ActualHuman.com and Describe.TV.