In this episode of The Jones zone, Darryl Jones sits down with Nicole Pesqueira, a Brea fire Marshall. She shares practical advice on how to fire-proof your home. It's a hot topic, so join Darryl as he dives deep on the subject of fires and what to expect from the them.

Episode Highlights:

• The difference between a Fire Inspector and Fire Marshall.
• The role of a Fire Inspector and Fire Marshall.
• The simplest, best thing you can do for your home.

Key Questions Asked:

• What's the difference between a Fire Inspector and Fire Marshall?
• How many fire inspectors in a city?
• What is the role of a Fire Inspector and Fire Marshall?
• Why aren't there sprinklers in the exterior of the home?
• What plants are least flammable?

Guest Information:

Brea Fire Department

https://www.cityofbrea.gov/DocumentCenter/View/15206/Fuel-Mod-2024-Guideline?bidId=

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Ryan Mendoza, of Magnificare. He shares the process of moving your parents, or yourself, into a home care community. Join Darryl as he dives into how Magnificare offers personal assistance, hires the best caregivers, and the different levels of care.

Episode Highlights:

• What A.D.L. stands for.
• In 2030, Nearly 1 and 5 Californians will be 65 or older.
• Process of hiring the best caregivers.
• The different levels of care

Key Questions Asked:

• What is A.D.L.?
• What has changed?
• What are the different levels of care?

Guest Information:

Magnificare, LLC

Ryan Mendoza - ryan@magnificare.net

949-300-6740

info@magnificare.net

949-438-8881

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Joe Omahen, a mortgage banker of Cornerstone First Bank (Mortgage Bank). Darryl discusses with Joe about the possibility of seeing 5% interest rates, why it's not necessary to put 20% down, and why a forced-placed insurance is something you should avoid.

Episode Highlights:

• Not necessary to put 20% down.
• Lock your loan.
• Be wary of the buyers policy.
• Impact on insurance from fires.
• Fall out of escrow because of no insurance.
• Beware of lenders.

Key Questions Asked:

• What are some of the bigger mistakes borrowers/buyers make?
• What advice would you give buyers in this day and age?
• What other costs are typical for a buyer?

Guest Information:

Cornerstone First Bank

Joe Omahen - jomahen@cfmtg.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Joe Omahen, a mortgage banker of Cornerstone First Bank (Mortgage Bank). Darryl discusses with Joe about how to leverage your money using your credit, the maximum amount of a loan, and if rates are going to go lower.

Episode Highlights:

• Different types of loans.
• You don't have to be a first time buyer for an FHA.
• Positive economic news means rates go up.
• Not challenging getting a loan (available money)

Key Questions Asked:

• What other loan types are there?
• What is private mortgage insurance?
• What does positive economic news mean for rates?
• Who are buying these houses

Guest Information:

Cornerstone First Bank

Joe Omahen - jomahen@cfmtg.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Joe Omahen, a mortgage banker of Cornerstone First Bank (Mortgage Bank). Darryl discusses with Joe about the debt to income ratio, the mistake of spending after being pre-approved, impact of AI, and how to leverage your money using your credit, the maximum amount of a loan, and if rates are going to go lower.

Episode Highlights:

• Difference between a mortgage banker and mortgage broker.
• Difference between pre-approval and pre-qualification.
• How credit has an effect on getting a mortgage.
• Debt to income ratio.
• Spending after being pre-approved.
• Running your credit doesn't lower.

Key Questions Asked:

• What is the difference between a mortgage banker and mortgage broker?
• What is the difference between pre-approval and pre-qualification?
• Does credit have an effect on getting a mortgage?
• What is debt to income ratio?
• Should you spend after being pre-approved?
• Does your credit go lower if it's ran?
• Has AI affected the industry?
• What is Fannie Mae and Freddie Mac?

Guest Information:

Cornerstone First Bank

Joe Omahen - jomahen@cfmtg.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Michael Aversa, founder of Moving You Simply. Michaels' services are primarily for the children who inherit their parents' house, along with everything inside. Do you want to know how much you can get from your parents personal belongings? Find out on today's episode the process of an estate sale, misconception about estate sales, and how you can benefit from it instead of losing out big time by going solo.

Episode Highlights:

• Difference between an estate sale or garage sale or auction.
• Popular collectibles.
• The common reason one has an estate sale.
• What happens to the items that don't sell.
• Biggest misconception about estate sales
• Emotional attachment to items.

Key Questions Asked:

• What is the difference between an estate sale and garage sale and auction?
• Are there any popular collectibles?
• What's the common reason one has an estate sale?
• What happens to the items that don't sell?
• What is the most mistakenly over-valued item?
• How do you handle disagreements?
• How do you handle security fr expensive items?

Guest Information:

Aversa Estate Sales

Michael Aversa - Aversaestatesales.com

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Debbie Meyer, founder of Moving You Simply. Debbies' goal for this interview is to educate and provide her services for people inheriting a house. With that comes packing and organizing all of the items in the home. This episode shines a light on how the items of the elderly or a loved one are handled and why going through it alone will prove difficult. Learn how to go through it the easy way.

Episode Highlights:

• How "Moving You Simply" helps YOU.
• Handling personal items.
• Speeding up the process.
• Length of time it takes.
• "Do you really need it?"
• Common challenges with the elderly moving.

Key Questions Asked:

• What is "Moving You Simply".
• Inspiration for "Moving You Simply".
• How do you handle personal items?
• How long does it take to pack up everything?
• Is there a common item the owner wants to keep but doesn't end up keeping?
• What's the most common challenge with the elderly moving?
• What advice do you have for families moving elderly or loved ones?

Guest Information:

Moving You Simply

Debby Meyer - https://movingyousimply.com/

Phone: 480-216-5387

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663

In this episode of The Jones zone, Darryl Jones sits down with Michael Collins Vice Chairman of DAUM Commercial. Michael joins Darryl to share his 40 years of commercial real estate experience. This episode aims to focus on how to navigate the commercial real estate market. Use the advice and skills Michael shares to successfully transform yourself into an accomplished commercial real estate broker.

Episode Highlights:

• The typical lengths of time for leases.
• Being a great negotiator.
• Brutal advice on someone looking to break into the commercial real estate market as a real estate agent

Key Questions Asked:

• What are the typical lengths of time for leases?
• Is there anything else a commercial real estate broker can do?
• What advice would you give someone looking to break into the commercial real estate industry as a real estate agent?

Guest Information:

DAUM Commercial

Michael Collins - michael.collins@daumcommercial.com

Phone: (714) 345-1014

Contact Darryl:

Darryl & JJ Jones Real Estate

Email: darrylandjj@gmail.com

Phone: (714) 713-4663