Welcome to 2025! In this episode of The Roth Guy, Jude and Marc kick off the new year with an essential financial checklist to help you start the year on the right foot. They discuss strategies to stay proactive, avoid costly mistakes, and make the most of your financial planning opportunities.

With insights on everything from reviewing your investment portfolios to navigating the latest contribution limit updates, they’ll help you stay ahead of the curve.

Happy New Year!

Here’s some of what we discuss in this episode:

0:00 – Intro

1:03 – Recap of last year’s market performance

2:45 – Proactive financial planning for 2025

5:04 – Investment portfolios and tax efficiency

7:41 – New Year contribution limits and savings opportunities

10:10 – Balancing retirement contributions and tax deductions

12:10 – HSAs and their benefits

13:19 – Insurance and estate planning reviews

14:25 – Creating a financial action plan for 2025

Important Tax Numbers 2025 PDF

https://thetaxbomb.com/wp-content/uploads/2025/01/Important-Tax-Numbers-2025.pdf

Connect:

Website: https://centrusfs.com/podcast/

Call: 800-779-4592

Schedule your complimentary review with Jude: https://calendly.com/centruscalendar-/30min

Watch on YouTube: https://www.youtube.com/channel/UCOyRZhgLenTC49qNZH9mEuQ/

Social Security is the backbone of retirement for millions of Americans, but big changes may be coming. In this episode, we dive into the recently released proposal to raise the full retirement age to 69 and what it means for your benefits, your future, and your financial security.

Here’s some of what we discuss in this episode:

0:00 – Intro

0:52 – The proposed change and potential impacts

4:30 – The potential 40% reduction in benefits

6:32 – Proactive planning and the need for change

12:46 – Talking to a professional who understands Social Security

Connect:

Website: https://centrusfs.com/podcast/

Call: 800-779-4592

Schedule your complimentary review with Jude: https://calendly.com/centruscalendar-/30min

Watch on YouTube: https://www.youtube.com/channel/UCOyRZhgLenTC49qNZH9mEuQ/

As the end of November approaches, it’s a great time to take a closer look at your financial plans and make any necessary tweaks to prepare for the year ahead. That’s why this week, Jude and Marc are sharing some financial items that you should be thinking about as the year winds down. Whether it’s reviewing your retirement contributions, exploring tax-saving strategies like QCDs, or tax-loss harvesting, let's make sure you're finishing the year on a high note.

Here’s some of what we discuss in this episode:

0:00 – Intro

0:48 – The importance of tax loss harvesting

4:55 – Maximizing retirement contributions

8:23 – Optimizing tax brackets

10:29 – Charitable contributions and QCDs

12:41 – End of year savings and HSAs

16:02 – Bunching deductions

Get the "What Issues Should I Consider Before The End Of The Year?" Guide here:

https://drive.google.com/file/d/1-uGZpXb4KdavKB2JEjolQot5xYIdZ7EM/view?usp=sharing

Connect:

Website: https://centrusfs.com/podcast/

Call: 800-779-4592

Schedule your complimentary review with Jude: https://calendly.com/centruscalendar-/30min

Watch on YouTube: https://www.youtube.com/channel/UCOyRZhgLenTC49qNZH9mEuQ/