Episodes

  • Looking Ahead

    Looking Ahead
    May 23 2023

    We’ve made it to the final episode of Season 1 of The Savings Advocate! In today’s conversation, join Amanda and Kia as they discuss:

    1. Looking back on the season’s past episodes

    2. Looking ahead as an organization

    3. Secure Act provisions

    4. DEI

    5. America Saves 2023/2024 Roadmap

    6. How to stay in contact with us!

    Resource Highlight and Call to Action

    @caroline4real

    @Candee_Leigh

    Honorable Mentions

    Kia McCallister-Young

    The Savings Advocate Season 1

    America Saves at Work Network

    America Saves Week is Moving to April

    Sign Up For Partner Updates

    This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week.

    This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms:

    Website

    LinkedIn

    Facebook

    Please find Patrick Geddes on these platforms:

    Website

    LinkedIn

    Twitter

    Instagram

    Follow America Saves on these social media platforms:

    Website

    Instagram

    Twitter

    Facebook

    LinkedIn

    If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love.

    Song Credit: Save My Life by Damma Beatz
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    44 mins
  • Financial Wellness & Emotional Wellness with Nashira Lynton, AFC®

    Financial Wellness & Emotional Wellness with Nashira Lynton, AFC®
    May 16 2023

    In today’s conversation, Amanda and Kia are joined by Nashira Lynton, a financial therapist and an accredited financial counselor (AFC®). 

    Born and raised in Brooklyn, Nashira became a mom at the early age of 18. She put herself through college and graduated with a master’s degree and nearly $60,000 worth of debt.

    Like many of her clients, she struggled committing to goals without dealing with the emotional and relational aspect of money. Her financial behaviors were the reflection of the brokenness and disappointments that eventually led her to Kansas State University where she completed a certification in financial therapy.

    Join Amanda, Kia, and Nashira as they discuss:

    1. How emotions affect financial habits and decisions

    2. Non-shameful financial advice

    3. How past experiences affect relationships with money

    Resource Highlight and Call to Action

    N. Claire Askew 

    Honorable Mentions

    Accredited Financial Counselor (AFC®)

    Connect with Nashira Lynton

    Renewed Wealth Therapy Website

    Nashira Lynton on LinkedIn

    This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week.

    This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms:

    Website

    LinkedIn

    Facebook

    Please find Patrick Geddes on these platforms:

    Website

    LinkedIn

    Twitter

    Instagram

    Follow America Saves on these social media platforms:

    Website

    Instagram

    Twitter

    Facebook

    LinkedIn

    If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love.

    Song Credit: Save My Life by Damma Beatz
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    41 mins
  • Supporting the Military and Veteran Communities with Krystel Spell

    Supporting the Military and Veteran Communities with Krystel Spell
    May 9 2023

    In today's conversation, Amanda and Kia will be joined by Krystel Spell, Manager of Military Programs at America Saves. In this role, Krystel implements programming that supports the mission of motivating the military community at-large to save successfully, reduce debt, and get on a path toward building wealth.  

    Krystel has over a decade of experience working in the digital military community. This includes building targeted military audiences, managing military focused campaigns, managing content teams, and successfully negotiating digital sponsorships. Her work combined with her own personal journey as a military spouse has given her an in-depth perspective on the unique needs of today’s modern military family.

    Join Amanda, Kia, and Krystel as they discuss:

    1. Understanding where the Military and Veteran communities fit in

    2. You have military members and Veterans right under your nose

    3. Acknowledgement

    4. Having access to this content will go a long way to helping the military and veteran communities feel seen, and valued, and understood

    5. The unique challenges that these communities are facing

    Resource Highlight and Call to Action

    POV: A Military Spouse Facebook Page

    Honorable Mentions

    Krystel Spell

    Amelia Simons

    Military Saves

    Veteran Saves

    This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week.

    This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms:

    Website

    LinkedIn

    Facebook

    Please find Patrick Geddes on these platforms:

    Website

    LinkedIn

    Twitter

    Instagram

    Follow America Saves on these social media platforms:

    Website

    Instagram

    Twitter

    Facebook

    LinkedIn

    If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love.

    Song Credit: Save My Life by Damma Beatz
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    53 mins
  • Reaching Young People with Tracy Frizzell and Yaritza Rodriguez

    Reaching Young People with Tracy Frizzell and Yaritza Rodriguez
    May 2 2023

    America Saves is committed to the financial empowerment and well-being of young workers. We teach young people the necessary mechanics of successful saving and provide opportunities for them to take advantage of those tools. Through building financial knowledge and healthy financial behaviors, young workers will have the foundations to build financial stability.

    We are committed to changing the relevance and voice of the youth financial capability landscape, ensuring that we create our content for young people, that we provide them with step-by-step building blocks to successful saving, and give practical pieces of information based on their real life experience.

    In today's conversation, Amanda and Kia will be joined by Tracy Frizzell of the Econonic Awareness Council and Illinois Saves, and former National Youth Advisory Council member Yaritza Rodriguez to discuss reaching young people within your organization.

    Join Amanda, Kia, Tracy, and Yaritza as they discuss:

    1. Barriers to saving

    2. How to help young people save

    3. What actually works with young people and where they should be focused as they begin saving,

    4. What young people want to hear! 

    Resource Highlight and Call to Action

    Working together to increase our impact when it comes to young people

    Honorable Mentions

    How employees have reacted to their workplaces over time

    America Saves for Young Workers

    Connect with Economic Awareness Council

    Website

    Facebook

    LinkedIn

    Connect with Illinois Saves

    Website

    This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week.

    This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms:

    Website

    LinkedIn

    Facebook

    Please find Patrick Geddes on these platforms:

    Website

    LinkedIn

    Twitter

    Instagram

    Follow America Saves on these social media platforms:

    Website

    Instagram

    Twitter

    Facebook

    LinkedIn

    If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love.

    Song Credit: Save My Life by Damma Beatz

    This is a Crackers In Soup production. 

     
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    1 hr and 16 mins
  • Measuring Your Impact with Amy Marty Conrad

    Measuring Your Impact with Amy Marty Conrad
    Mar 7 2023
    The conversation of measuring resource and impact is extremely important in any organization. As companies have learned in the past few years, it has never been more essential to build a supportive and inclusive workplace culture. In today's conversation, Amanda and Kia will be joined by Amy Marty Conrad to discuss the importance of conducting honest research within your organization. Amy Marty Conrad serves as Managing Director of Insights at NEFE. Amy focuses on making scholarly research useful for the work of practitioners, advocates, policymakers and other audiences. Amy joined NEFE in 2012, overseeing the K-12, college, and adult education programs, including the High School Financial Planning Program, CashCourse and Smart About Money. Amy earned a master’s degree in marketing at the University of Denver and a bachelor’s degree in journalism at the University of Florida. She holds an Accredited Financial Counselor (AFC®) certification from AFCPE.  Join Amanda, Kia, and Amy as they discuss: DEI Ecosystem Behavior Influences NEFE Conference Patterns Black Wealth Data Center Vision Statement Social Impact Self-Reporting Honorable Mentions Hello Matthew Long 23 passive income ideas to help you make money in 2023 Stephen Ross Make Me Smart Study: Money Affects Human Interaction Consumer Financial Protection Bureau Resource Highlight and Call to Action Check out NEFE The Latest News & Press Connect with the Commonwealth NEFE Website: https://www.nefe.org/ NEFE Twitter: https://twitter.com/NEFE_ORG NEFE Linkedin: https://www.linkedin.com/company/national-endowment-for-financial-education/ ------------ This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week. This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms: Website LinkedIn Facebook Please find Patrick Geddes on these platforms: Website LinkedIn Twitter Instagram Follow America Saves on these social media platforms: Website Instagram Twitter Facebook LinkedIn ------------ If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love. Song Credit: Save My Life by Damma Beatz This is a Crackers In Soup production.
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    47 mins
  • Financial Wellness in the Workplace with Charvi Gandotra (Part 2)

    Financial Wellness in the Workplace with Charvi Gandotra (Part 2)
    Feb 28 2023
    Financial Wellness in the work place is such an important topic at America Saves. Financial stress impacts all areas of our lives. In today's conversation, Amanda Woods will be co-hosting with guest Carolyn Pemberton, Senior Program Manager of America Saves. In this role, Carolyn is responsible for managing all of the America Saves Programs, including Military Saves, while developing new strategic partnerships and alliances. Amanda and Carolyn will also be speaking with Charvi Gandotra. Charvi Gandotra is a financial security advocate and practitioner with over 10 years of experience across the United States, and South Asia and Pacific regions. Charvi is currently an Associate Director at Commonwealth where she concentrates on scaling solutions to support financially vulnerable consumers in the US. She works with large employers, recordkeepers, and payroll providers to help them advance access to high quality emergency savings solutions for their employees and consumers.She received a Masters in Public Policy from the Indian Institute of Management, Bangalore, India and holds a Bachelors of Arts in Economics from the Shri Ram College of Commerce, Delhi University, India. Join Amanda, Carolyn, and Charvi as they discuss: Split Deposit Emergency Savings Retirement Savings and Contributions Representation ROI Communication Financial Insecurity Retention Rate Liquid Savings Investing Honorable Mentions I'm Dre Brown Portfolios of the Poor: How the World's Poor Live on $2 a Day Behind the Scenes: How Commonwealth Partnered with UPS and Voya to Achieve an Emergency Savings Milestone Financial Well-being: Communicating with Employees About Their Finances 64% of Americans are living paycheck to paycheck Why Employees' Financial Security is Every Employer's Business Resource Highlight and Call to Action Check out America Saves At Work Connect with the Commonwealth Website: https://buildcommonwealth.org/ LinkedIn: https://www.linkedin.com/company/buildcommonwealth/ Instagram: https://www.instagram.com/sunnydayfund/ Facebook: https://www.facebook.com/buildcommonwealth Email: info@buildcommonwealth.org ------------ This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week. This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms: Website LinkedIn Facebook Please find Patrick Geddes on these platforms: Website LinkedIn Twitter Instagram Follow America Saves on these social media platforms: Website Instagram Twitter Facebook LinkedIn ------------ If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love. Song Credit: Save My Life by Damma Beatz This is a Crackers In Soup production.
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    41 mins
  • Financial Wellness in the Workplace with Sid Pailla (Part 1)

    Financial Wellness in the Workplace with Sid Pailla (Part 1)
    Feb 28 2023
    Financial Wellness in the work place is such an important topic at America Saves. Financial stress impacts all areas of our lives. In today's conversation, Amanda Woods will be co-hosting with guest Carolyn Pemberton, Senior Program Manager of America Saves. In this role, Carolyn is responsible for managing all of the America Saves Programs, including Military Saves, while developing new strategic partnerships and alliances. Amanda and Carolyn will also be speaking with Sid Pailla, CEO of Sunny Day Fund. Sid Pailla is the Founder & CEO of Sunny Day Fund® (SDF), which partners with employers to enable payroll-deducted, employer-rewarded, Emergency Savings Accounts. The work of Sunny Day Fund has been amplified by the Financial Solutions Lab at the Financial Health Network, Global Good Fund, Techstars, MassChallenge and more. Prior to Sunny Day Fund, Sid was as a Technology Strategy Executive with Accenture, where he worked with C-suite clients on M&A and product innovation, and was recognized as an Innovator of the Year. Before that, Sid advanced research on building inclusive technology driven by behavioral economics principles – and applied that research to water and telecommunication systems in India and South Africa. As part of this work, Sid founded HiComm, which was the primary case study for Sid’s PhD in Systems Engineering at the University of Virginia, where he also received an MBA, and MS and BS in Systems Engineering. Sid serves on the Board of WorkLife Partnership, a non-profit dedicated to serving lower-income workers through resource navigation. At home, Sid enjoys “improving” recipes, playing tennis, and adventuring with his wife and dog. Join Amanda, Carolyn and Sid as they discuss: Pensions Gen Zs Quiet Quitting Great Resignation Value Driven Employment Inflation Paycheck to Paycheck Emergency Savings Account Employee Programs Retirement Honorable Mentions Job Doctor Tessa How And Why Managing Gen Z Employees Can Be Challenging For Companies TIAA Financial Wellness Survey Battlegrounds: The Fight to Defend the Free World The Benefits of Encouraging Your Employees to Use Split Deposit SECURE 2.0 Act of 2022 Title I - Senate Committee on Finance Secure Act 2.0 Signed and More from 2022: Year in Review Resource Highlight and Call to Action Check out the Split to Save Program Connect with the Sunny Day Funds Website: https://sunnydayfund.com/ LinkedIn: https://www.linkedin.com/company/sunnydayfund/ Instagram: https://www.instagram.com/sunnydayfund/ Twitter: https://twitter.com/sunnydayfund Email: Contact@SunnyDayFund.com ------------ This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week. This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms: Website LinkedIn Facebook Please find Patrick Geddes on these platforms: Website LinkedIn Twitter Instagram Follow America Saves on these social media platforms: Website Instagram Twitter Facebook LinkedIn ------------ If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love. Song Credit: Save My Life by Damma Beatz This is a Crackers In Soup production.
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    47 mins
  • Welcome to The Savings Advocate Podcast

    Welcome to The Savings Advocate Podcast
    Feb 28 2023
    Although this is the first episode of The Savings Advocate, the organization behind the podcast, America Saves, has been around for over 20 years. America Saves is a national nonprofit with the mission of building financial confidence and increasing positive savings behaviors for all Americans, especially the most financially vulnerable. The hosts for this podcast are Amanda Woods, strategic partnership manager at America Saves, and Kia McAllister-Young, director of the organization. In this episode, Kia and Amanda will be sharing the goal of this podcast as well as: The Show Format Meet the Advocate Values Led Leadership Support Community Resources Inclusivity Educational Forums Programs Honorable Mentions Landlord Avoids Raising Tenant’s Rent By Simply Making Coffee At Home Increasing Financial Confidence 12 Ways To Save Energy and Money Think Like a Saver Podcast Take the Pledge Creating a Budget for Your Family Military Saves Resource Highlight and Call to Action Check out the America Saves Website Join one of our programs ------------ This podcast is brought to you by America Saves. America Saves, a campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country. America Saves encourages individuals to take the America Saves pledge and organizations to promote savings year-round and during America Saves Week. This podcast is made possible by JP Morgan & Chase and Patrick Geddes, the author of Transparent Investing. To find out more about each of their values, please find JP Morgan & Chase on these platforms: Website LinkedIn Facebook Please find Patrick Geddes on these platforms: Website LinkedIn Twitter Instagram Follow America Saves on these social media platforms: Website Instagram Twitter Facebook LinkedIn ------------ If you enjoyed this episode, leave a review and share this podcast with a friend or family member. Helping them to save money, reduce debt, and build wealth is one of the best things you can do for someone you love. Song Credit: Save My Life by Damma Beatz This is a Crackers In Soup production.
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    43 mins