Spendfulness is the new word in town, but don't be fooled! It's not just a portmanteau of "spending" and "mindfulness." Spendfulness isn't spending on the "right" or "correct" things. It doesn't mean spending on health or self-improvement, or even treating yourself. Although it certainly could include these things, limiting the definition to them is too small. Paying your electric bill is spendfulness, just like paying for a day at a health spa or a membership to a yoga studio.

Spendfulness is that feeling of never having to second guess about your money, or being able to replace a water heater (or two!) on a moment's notice with no impact to your bank account. It's resilience, it's spending with joy, it's all of these things.

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Jesse continues his Q&A session from his inbox, addressing questions such as: whether an investment advisor is worth it and what to do with an inheritance windfall. Jesse also teases some upcoming changes to the podcast!

Got a question for Jesse? Send him an email:

askjesse@ynab.com

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YNAB.com/events

Jesse cracks open his inbox for another round of Ask Jesse. In today's episode he fields questions about YNAB'ing through job loss, financing a car and investing the float, and what personal finance books he recommends for kids.

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Sign up for a free 34-day trial of YNAB at www.youneedabudget.com

Follow YNAB on social media:

Facebook: @ynabofficial

Instagram: @ynab.official

Twitter/X: @ynab

Tik Tok: @ynabofficial

Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC:

YNAB.com/events