Retail sales saw a sharper-than-expected drop in January, but Forrester Research retail analyst Sucharita Kodali says the year-over-year figures tell a different story. This Valentine's Day, the Wealth team breaks down the cost of the holiday as cocoa (CC=F) prices hit a 50-year high. Empower vice president for Financial Insights, Vanessa Welch, outlines her tips for combining finances with a significant other. Yahoo Finance’s Wealth helps you manage your financial life from retirement planning to preparing your taxes. Find this and other episodes of Wealth at https://finance.yahoo.com/videos/series/wealth/. Thoughts? Questions? Fan mail? Email us at yfpodcasts@yahooinc.com. Yahoo Finance's Wealth is hosted by Brad Smith. Learn more about your ad choices. Visit megaphone.fm/adchoices