“Why Retirement Planning is Never Set It and Forget It” explores the dynamic nature of financial strategies, particularly for late-career professionals who are approaching that retirement milestone. In this episode, we delve into essential reasons for reevaluating your retirement planning goals, whether a result of changes in life, the economy, or your own aspirations, and we touch on factors that can derail a static plan, like market volatility, healthcare costs, longevity risk and more. As a pre-retiree, you need to remain proactive, consistently updating your financial plan to accommodate shifting healthcare expenses, inflationary pressures, and potential Social Security adjustments.

As the podcast series progresses, you'll discover how to align your retirement investment approach with your lifestyle goals, explore alternative income distribution methods, and learn when it might be prudent to consult a financial advisor for personalized guidance. Our ongoing conversation also covers the value of understanding pension options, exploring efficient budgeting practices, and planning for inevitable life transitions. If you’re looking for practical retirement guidance tailored to late-career professionals, this podcast series offers actionable insights to help you refine your financial roadmap. Whether you’re gearing up to retire in a few years or still contemplating your timeline, tune in to stay informed on the latest retirement planning developments and empower yourself to make well-informed decisions that support your future.


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Thanks for tuning in to this episode of The Perfect Retirement Plan, and remember: it's not about having the smartest financial advisor, the most money saved, or the highest probability of retirement success. The perfect retirement plan, for you – is the one you act on.

Phillip Smith, CRPC AIF | Financial Planner
Tidepool Wealth Strategies
450 Country Club Road, Suite 350 | Eugene, OR | 97401

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Additional Disclosures:
The opinions contained in this material are those of the author, and not a recommendation or solicitation to buy or sell investment products. This information is from sources believed to be reliable, but Cetera Advisor Networks LLC cannot guarantee or represent that it is accurate or complete.
All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.