• Why the CFPB Is Suing Experian—And How It Could Impact YOUR Credit Score

  • Feb 4 2025
  • Length: 16 mins
  • Podcast

Why the CFPB Is Suing Experian—And How It Could Impact YOUR Credit Score

  • Summary

  • Join Our FREE Start Repairing Credit Challenge!

    Is it possible that the credit bureau Experian acted illegally when it dealt with your dispute letters?

    The CFPB certainly thinks so, and they just sued Experian for its shady practices in handling dispute investigations! This lawsuit is a huge deal for anyone looking to dispute errors on their credit report, and today, I will explain everything you need to know about this case and how it could affect your credit score. Plus, I’ll share the 5 best ways to make your dispute letters more effective.

    Ready to fight back against shady credit bureaus?

    Tune in!

    P.S. Don’t forget to add THIS to your dispute letters:

    “In light of the recent lawsuit filed against Experian by the CFPB, I am requesting a thorough and fair investigation of the disputed information on my credit report. The lawsuit highlights concerns regarding compliance with federal consumer protection laws and the accuracy of credit reporting practices. As a consumer, I trust Experian will uphold its responsibility under the Fair Credit Reporting Act to ensure that all information reported is accurate, complete, and verifiable. If the disputed information cannot be verified as accurate after a fair investigation, I request its prompt deletion from my credit file. This request is made in good faith to ensure my credit report reflects truthful and accurate information.”

    Key Takeaways:

    00:00 Intro

    01:02 CFPB Sues Experian

    03:01 Shady Credit Bureau Practices Exposed

    06:59 5 Ways to Make Your Dispute Letters More Effective

    11:41 AI Tool for Generating Dispute Letters

    12:29 My Final Point

    13:07 Outro

    Additional Resources:

    • Get a free trial to Credit Repair Cloud
    • Get my free credit repair training
    • How Credit Repair Millionaires Fight Stall Letters

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