• Who are OmniPro

• 2025 changes to tax planning

• Business Structure planning

• Holding companies

• Non Business Assets

• Family Partnerships

In this week's podcast I talk to Dr. Jordan Grumet, about the topics he covers in his new book The Purpose Code. Bringing together the topics of longevity, health, purpose and money. The Purpose Code hopes to help you what purpose really is and the role it plays in our lives.

Jordan’s podcast – Earn & Invest

Jordan Grumet.com

Disclaimer

Planning for, and subsequently living (!) a dignified and choice-filled retirement is the biggest financial goal many of us have, or will have. It’s also a journey of uncertainties, and one of the biggest uncertanties is market volatility, both positive and negative.

We have experienced such positive market growth in the past 2 years in particular.

So, in the interest of being prepared financially and mentally :), in this week's podcast I explore the impact of the stock market having an illustrative 30% decline in 2025. This is not a prediction of market mayhem this year, it's a premortem to allow us consider what it might mean for us, how we might or might not react, in order to deliver better outcomes for you.

I hope it helps.

Disclaimer

In this week's podcast, the last for 2024 I talk about Tax Rates for Retirees in Ireland (2025).

We spend a lot of time planning, analysing and accumulating retirement assets, often without clarity on the tax rates for retirees in Ireland! Time to start fixing that dear listener.

Planning take-home retirement income requires careful consideration of tax bands, credits, and income sources. In 2025, singles and couples can benefit from expanded tax bands and additional credits from 2024, which can and will positively affect their take-home income

I hope it helps

Disclaimer

In this week's podcast, I talk about should I stay invested when markets are at all time highs, is something many will rightly ask. And here is the data to show it;

• S&P 500 is at 6,090 right now (all-time high)
• Eurostoxx at 4,980 now (whisker under all-time high)
• Nasdaq at 19,859 now (all-time high)

Large sections of the global equity universe are at or just below all-time highs. Does this mean there is a massive correction coming? Should I move to cash or some other low volatility asset class to protect my pot from a correction? Natural questions to ask. You probably know what my answer will be, but maybe don't know why it will be so.

I hope it helps.

Disclaimer

In this week's podcast, I talk about Index Investing in Ireland – A topic that will be of interest to all

As you know at Informed Decisions, we believe in helping build a secure financial future through strategies grounded in research, not speculation. Today, I’d like to share why evidence-based investing, a disciplined approach driven by decades of data, stands out as one of the most reliable ways to achieve long-term financial success and security.

Disclaimer

In this week's podcast, Paddy chats with Steve Selengut, a.k.a The Income Coach about income generation strategies. An interesting and different approach.

Steve has accumulated over 40 years of experience as a private investment manager, with a strong focus on increasing the spendable income generated by client portfolios. Today, his role has transitioned into that of an Income Coach, where he dedicated to teaching investors how to more than double the income produced by their portfolios.

Steve is the creator and instructor for the unique "Working Capital Model" portfolio operating system and the "Market Cycle Investment Management" methodology, both of which he developed back in the 1970s. Additionally, He introduced several proprietary concepts, including the QDI + PT, Smart Cash, The Investor's Creed, and Base Income. Steve also developed the Investment Grade Value Stock (IGVSI) identification system.

Key topics:

• Steve's 4 basic principles
• What's it is like in Ireland
• Profit taking
• Comparing Ireland & US investing systems
• Distribution income
• Sustainable income

I hope it helps!

Disclaimer

In this week's podcast, I talk about investment options in Ireland.

There are a bucket-load of investment options in Ireland. It is one of the biggest questions we see and hear from people. Yet, the landscape is fairly straight-forward once we get your head around it.

Plus, the route someone will take with their investments is often not led by logic, but by their internal biases. The same occurs when one is choosing their next car to buy!

Show me someone's car, and I'll tell you what kind of investments they have! So much so, I'll go on record as saying;

"The type of car you drive is a lead indicator of the type of investments options you choose" -Paddy Delaney :)

And to jump right-in, here is how I see the investment routes comparing to cars on the Irish roads!!.....

• Discretionary Investment Manager = BMW
• Life Insurance Investment Product = Volkswagen
• Advised Investment Platform = Honda Civic

This week, having had time to do so, I share:

• The main investment options in Ireland (via personal & corporate investment and/or pensions)
• How they compare to the car you might (or might not) drive, and why....

I hope it helps!

Disclaimer