• Navigating the Hidden Expenses of Home Buying | Episode 86

  • Mar 31 2025
  • Durée: 42 min
  • Podcast

Navigating the Hidden Expenses of Home Buying | Episode 86

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  • Résumé

  • SHOW NOTESThe Hidden Closing Costs No One Warns You About - Episode 86In Episode 86, Mr. Mark and Mr. Joey dive into the often-overlooked closing costs associated with purchasing a home. The hosts break down eight rounds of hidden expenses that can quietly drain your wallet, including land transfer taxes, legal fees, title insurance, and more. They also discuss their first sponsorship, shout-outs which are now 'salutes' to their favorite local eateries, and an insightful article from the Toronto Star. Tune in for tips, insights, and some fun-filled segments!Land Transfer Tax Calculator: link…https://www.ratehub.ca/land-transfer-tax-ontarioToronto Star Article - https://www.thestar.com/business/personal-finance/ready-to-buy-your-first-home-here-are-the-steps-you-need-to-take-and/article_1c98a7da-f302-11ef-af18-1b3583bb4d05.htmlWHERE DID WE EATWebsite: https://www.breadycafe.com/Address: 15 Connie Crescent - Unit 27 Concord, ON L4K 1L3​Monday-Sunday 8am-8pmCHAPTERS (00:00) Introduction and Episode Overview(00:04) Hidden Closing Costs Breakdown(00:22) Salutes and Sponsorship Announcements(04:58) TikTok Ventures and Local Eats(13:15) News You Can Use: Hidden Costs(18:45) One-Time Homebuyer Incentive(19:00) Spousal Considerations for Rebates(19:36) Rebate Caps in Toronto and GTA(20:34) Luxury Tax for High-Value Properties(21:08) CMHC Insurance Premiums(21:49) Budgeting for Legal Fees(23:37) Title Insurance Essentials(27:25) Understanding Adjustment Costs(29:15) Home Insurance Requirements(31:24) Bridge Financing Explained(33:51) Home Inspections: What to Expect(35:59) Moving Costs and Utility Setups(37:35) Final Budgeting Tips(39:58) Election Impact on Real EstateFEEDSPOT TOP CANADIAN REALTOR PODCASTShttps://podcast.feedspot.com/canadian_realtor_podcasts/FEEDSPOT TOP TORONTO PODCASTShttps://podcast.feedspot.com/toronto_podcasts/WHERE YOU CAN FIND US🏡 For all your Toronto Real Estate Needs: TorontoLivings.com/🖥️ INSTAGRAMMark Savel: https://www.instagram.com/torontolivings/Joey Virgilio: https://www.instagram.com/joey_torontolivings/🎙 MORE EPISODEShttps://podcasters.spotify.com/pod/show/toronto-real-estate
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