Navigating Mortgage Changes & Market Predictions | Toronto Livings Podcast Ep. 79 ft. Christopher Molder In Episode 79 of the Toronto Livings Podcast, hosts Mark Savel and Joey Virgilio welcome back Christopher Daniel Molder for an insightful discussion on recent mortgage changes, market predictions, and the ongoing trade tariffs. Catch up on essential mortgage updates like the increased cap for insured mortgages and the introduction of 30-year amortizations for first-time buyers. Also, hear Christopher's take on interest rate forecasts amidst economic fluctuations and how these changes can impact Toronto's real estate market. The episode wraps up with predictions for the average home prices in the GTA for 2025. Don't miss this engaging and informative conversation! CHAPTERS (00:00) Introduction and Guest Welcome (01:47) Meet Mr. Moscow: The Surprise Dog (02:52) Mortgage Market Insights (05:24) Sum 41 Farewell Concert (07:11) Toronto Eats: Union Restaurant (09:35) Tariffs and Trade Wars (18:49) Interest Rates and Economic Predictions (36:46) Recap and Predictions (37:07) Mortgage Changes Overview (38:22) Insurable Mortgage Expansion (45:02) 30-Year Amortization Introduction (49:16) Stress Test and Mortgage Renewals (52:35) Multifamily Homes and Construction Financing (01:00:04) Market Predictions and Wrap-Up FEEDSPOT TOP CANADIAN REALTOR PODCASTS https://podcast.feedspot.com/canadian_realtor_podcasts/ FEEDSPOT TOP TORONTO PODCASTS https://podcast.feedspot.com/toronto_podcasts/ WHERE YOU CAN FIND US 🏡 For all your Toronto Real Estate Needs: TorontoLivings.com/ 🖥️ INSTAGRAM Mark Savel: https://www.instagram.com/torontolivings/ Joey Virgilio: https://www.instagram.com/joey_torontolivings/ 🎙 MORE EPISODES https://podcasters.spotify.com/pod/show/toronto-real-estate

In Episode 78 of the Toronto Living's Real Estate Podcast, Mark Savel and Joey Virgilio dive into various nuggets of wisdom related to the real estate realm. The episode covers crucial topics such as buyer and seller tips for closing days, important insurance insights, the state of Toronto's water meters, and the hot Toronto rental market. They also share their favorite food spots, personal experiences, and more. Stay tuned for an informative session filled with practical advice for both homeowners and real estate enthusiasts! SHOW NOTES City of Toronto Water Meter Issues - https://www.cbc.ca/news/canada/toronto/toronto-water-metre-failing-units-1.7356671 Restaurant name: Ramen Isshin Website: http://www.ramenisshin.com/ Location: 421 College Restaurant name: Mr. Zagros Website: https://mrzagros.com/ Location: 1407 Lawrence Ave W, North York CHAPTERS (00:00) Introduction to Episode 78 (00:10) Real Estate Wisdom Nuggets (00:46) Meet Your Hosts (01:13) Weekly Catch-Up (03:05) Shawarma Adventures (07:42) Ramen and Coffee Delights (14:42) Engaging with the Audience (15:45) Fashion Finds and Deals (18:19) News You Can Use (22:37) Real Estate Market Update (23:26) Rental Market Trends and Pricing Strategies (23:58) Increased Activity in the Real Estate Market (25:06) Upcoming Guest and Mortgage Market Changes (25:34) Wisdom Time: Closing Day Tips for Buyers and Sellers (34:18) Insurance Insights: Coverage and Policies (43:48) Condo Living: Windows, Doors, and Water Usage (51:45) Final Thoughts and Shoutouts FEEDSPOT TOP CANADIAN REALTOR PODCASTS https://podcast.feedspot.com/canadian_realtor_podcasts/ FEEDSPOT TOP TORONTO PODCASTS https://podcast.feedspot.com/toronto_podcasts/ WHERE YOU CAN FIND US 🏡 For all your Toronto Real Estate Needs: TorontoLivings.com/ 🖥️ INSTAGRAM Mark Savel: https://www.instagram.com/torontolivings/ Joey Virgilio: https://www.instagram.com/joey_torontolivings/ 🎙 MORE EPISODES https://podcasters.spotify.com/pod/show/toronto-real-estate

Welcome to the 77th episode of the Toronto Livings Real Estate Podcast! In this 'Ketchup' episode, Mark Savel and Joey Virgilio catch up on their holiday break, share some laughs, and delve into the latest in Toronto’s real estate scene. They discuss the December numbers, holiday highlights, and even take a ginger shot (or two). The duo dives into rental market trends, average prices, transactions, and predictions for the year ahead, while also giving a special mention to hotspots like Jumbo Lobster and Tzatziki Midtown. Plus, hear some interesting insights on mortgage changes, immigration impacts, and rental market corrections. Don’t miss the happy vibe and tons of valuable information packed in this episode! Chapters (00:00) Welcome to Season 3 (00:19) Catching Up After the Holidays (04:19) Juicing Adventures (08:33) Toronto's Top Real Estate Podcast (10:17) Food Obsessions and Recommendations (18:53) News and Predictions (26:23) Psychedelic Shops and Personal Hesitations (26:49) Episode 100 Teaser (26:59) Market Update: December Numbers (27:21) Featured Listings and Real Estate Opportunities (29:11) Church Project Success and Market Reflections (30:26) December Market Trends and Predictions (33:07) Real Estate Predictions and Mortgage Insights (54:20) Rental Market Overview (57:16) Closing Remarks and Shoutouts Where We Ate Restaurant name: Tzatziki Website: https://tzatziki.ca/about.php Location: 785 Mt Pleasant Rd. Restaurant name: Jumbo Lobster Website: https://jumbolobster.ca/ Location: 9019 Leslie St, Richmond Hill, ON L4B 4A3 Where You Can Find Us 🏡 For all your Toronto Real Estate Needs: TorontoLivings.com/ 🖥️ Instagram Mark Savel: https://www.instagram.com/torontolivings/ Joey Virgilio: https://www.instagram.com/joey_torontolivings/ 🎙 Weekly Podcast https://podcasters.spotify.com/pod/show/toronto-real-estate