In this episode of One Sharp Sword, Dr. Wayne Pernell sits down with Tariq Malik, the “Reluctant CPA” whose career path spans engineering, chartered accountancy, international finance, and now fractional CFO leadership. Tariq shares his journey from Pakistan to England, Canada, the Middle East, and the U.S.—and the lessons learned while helping organizations navigate financial strategy, succession planning, and sustainable growth.

Tariq reveals why most business owners underestimate what they don’t know, the dangers of being too owner-dependent, and why bringing in outside expertise (from CFO services to leadership coaching) is essential for scaling. This conversation offers a blend of global perspective, business acumen, and meaningful leadership insight.

🔍 Key Topics & Highlights
• Becoming the “Reluctant CPA” Tariq’s early journey from engineering in Pakistan to studying chartered accountancy in England—mostly because it paid during training—and why he avoided the stereotypical CPA path.

• A Global Career of Service How his CPA credential became a “passport,” taking him to Canada, the UAE, the Middle East, South America, and beyond. He shares the unique cultural dynamic of training successors who later became his bosses—and why it worked.

• Fractional CFO Services Explained Why small and mid-size businesses don’t need a full-time CFO, but do need strategic financial guidance, future forecasting, and infrastructure planning.

• Owner Dependency: The Silent Business Killer Tariq discusses turning around a struggling restaurant chain—from long hours, poor operations, and inefficiencies to a 30-location success story.

• Succession & Multi-Generational Planning Why over 90% of children decline taking over their parents’ businesses — and how families can avoid regret through early, honest conversation.

• Leadership Lessons & Letting Go From operational delegation to brand consistency, Wayne and Tariq highlight the core mindset shift leaders must make:

“Experiment. Stay curious. Assume you’re missing something.” 🧭

Connect with Tariq Malik
• LinkedIn: linkedin.com/in/tariq-s-malik-cfo
• Company: FocusCFO.com
Free consultation available; fractional services typically best suited for businesses at $2M+ in revenue.

📺 Watch the full episode now on my YouTube channel: https://youtu.be/jlWiSUdf_MU

In this episode of One Sharp Sword, Dr. Wayne Purnell sits down with Michael Roth, serial entrepreneur and Chief Revenue Officer at InvestCloud, to explore leadership, culture transformation, personal values, and the power of consistency in creating success.

Michael shares his unexpected journey from startup founder to CRO, lessons learned from major organizational transitions, and how empathy—and not IQ alone—is becoming the defining leadership skill in an AI-driven world.

He also reveals deeply personal stories from his upbringing as a pastor’s kid, his mother’s remarkable resilience through cancer, and how those early lessons shaped his leadership philosophy and decision-making. This conversation is a masterclass in authentic leadership, psychological safety, and intentional living.

Michael Roth is the Chief Revenue Officer at InvestCloud, a global financial technology company. A former derivatives trader turned entrepreneur, he co-founded and led a retirement-technology startup before it was acquired by InvestCloud. Known for his thoughtful leadership, cultural insight, and empathy-driven approach to business, Michael writes extensively about leadership on LinkedIn and speaks frequently about character, consistency, and intentional living.

In this episode, Dr. Wayne Pernell sits down with Dr. Subhan Ali, Silicon Valley–based co-founder of Gekit, a next-generation data + AI infrastructure company. Subhan shares his unconventional journey from structural engineering into data science, product management, and ultimately entrepreneurship.

The conversation explores:
• How data infrastructure underpins all modern AI
• Why context is the secret weapon of LLM performance
• How to make bold, non-linear career transitions
• The mindset required to leave “safe paths” to create something new
• The importance of conviction, constant learning, and self-belief in leadership