Credit Management

Did you know? Nearly 75% of teens in the U.S. lack confidence in their financial knowledge, and more than 60% of young adults regret how they’ve handled their money. It’s never too early—or too late—to learn the skills for financial success. As Warren Buffett says, “Someone’s sitting in the shade today because someone planted a tree a long time ago.” Let this book be the seed for financial independence and confidence.

People are getting more and more dependent on credit cards. Some use them to afford the lifestyle of their dreams, while others need them to make ends meet. In fact, 15 percent of US households reported spending more than they received in income, and nearly one in five Americans say that they depend on credit cards to cover basic living expenses. It’s no wonder that you’re probably worried about your credit score.

Do you owe too much money? Are your debts crushing your spirit, embarrassing you, and stressing you out? You’re not alone. The good news is that you can fix that. And this audiobook will show you how. You’re about to learn time-tested strategies for winning your battles with debt. And I’m also going to share with you some strategies for increasing your income, as well as some important precautions you can take to minimize the risk of unforeseen events ruining your plans.

You are about to discover how to effectively repair your credit and get out of debt forever. Millions of people struggle every day with their personal finances, but you do not have to. Getting buried in debt and having a poor credit score was probably one of the most dreadful memories in my life. This book contains step-by-step proven strategies on how to fix your credit score and how to stay out of debt forever.

Discover how you can repair your credit and delete negative items from your credit report. This book will help you understand the process, the inner workings of all three credit reporting agencies, and their SOP (standard operating procedure). Learn how to recognize errors and inaccuracies and the correct technique to dispute them.

Credit repair has historically been based on the tactic of disputing all of the negative items on a credit report over and over again. In many cases, disputing an older negative account will actually lower your credit score! The authors get right to the point sharing the actual process they used to help mortgage clients quickly raise their credit score. See results in just weeks. Listen to this book in less than an hour and get started today with these simple steps to increasing your credit score.

If you have negative items on your credit report - look no further. This audiobook includes actionable steps to removing these negative items using the dispute process and other techniques you can use yourself.

Ready to get started with Real Estate Investing? Want to know how your credit score will affect your new venture? Grab your copy today and let’s get started! With this bundle, you will learn what you need to know to get started with real estate investing and might even allay your fears towards some questions every real estate beginner has. You’ll also better understand your credit score and how you can repair it, so you’ll be ready to dive into real estate investing.

Is the burden of debt keeping you awake at night? Are you looking for debt relief, wondering if you need to get a second job just to tread water? Are you seeking the shortest path to financial freedom? Well, you're in luck. You're about to unlock the secrets to getting out of debt fast - and forever! The truth is that creditors don't want you to pay down your debt. They want to keep your debt principal high so they can collect the most amount of interest possible.

Imagine what life would be like without the constant fear, stress, and anxiety of unpaid bills and threat of eviction. You can have control over your financial situation and enjoy the freedom to plan your future, unhindered by your past. You don't need to live paycheck to paycheck. You can have a debt-free lifestyle. All of this is possible with a shift in mind-set and proven budgeting techniques.

In The Do-It-Yourself Bailout, author Kenny Golde explains how he completely and legally eliminated $222,000 in credit card debt, without filing for bankruptcy or destroying his credit score. Golde provides a step-by-step handbook on all facets of how to initiate settlement negotiations with banks, how to handle collection agencies, how to separate your emotions from your debt, and much, much more.

This audiobook summarizes some strategies and techniques to help get your credit on the right track. It also provides basic understanding as to the different factors that affect your credit. These items are presented in a way to help you put yourself in the shoes of a lender, so you can see how they would view your credit. These are simple, easy steps that you can take to help improve your credit.

Aren’t you just sick and tired of not being able to live the life you want? At times of trouble, all the doors seem to be closing in and it seems there isn’t a way out. But I am here to tell you there is always a way and sometimes the way is right in front of you! Armed with the proper financial knowledge, you can lift yourself and your family out of a tough situation or any situation for that matter.

I will assist you and provide you with additional information on financing, wealth, and credit cards that you will need in your daily life. To achieve your small business goals, you’ll need to be able to fund a corporation. Starting and maintaining your own small business necessitates sufficient finances to open the doors on the first day and eventually turn a profit.

Are you struggling with credit problems? Need information on how to remove negative items from your credit report, rebuild your credit, and re-establish a good credit rating? Having negative items on your credit report can make your life miserable. Having poor credit can be a serious hindrance to moving forward with your life. If you have a poor credit rating, it can be extremely difficult to obtain a mortgage loan or credit cards. It can limit your financial choices and keep you from taking part in good opportunities.

Not many people think about their financial health, and they get disappointed in life when a setback occurs. You need to be aware of the fact that you can take control of your financial health by just keeping your credit scores high. You can unlock many benefits by just by having a good credit score. You will get access to loans and credit cards with the most favorable terms as well.

This book is a short guide to explain a few things about credit that your parents or guardians may or may not have told you.

Turn learning about money into an exciting adventure. Discover financial freedom with fun lessons and a FREE BONUS! Are you a teen feeling overwhelmed by managing money and unsure about the future? Maybe saving for your dreams while enjoying life feels impossible? You're not alone. Many teens are learning to handle their own finances for the first time—whether from a part-time job or allowance. Big dreams like college and hanging out with friends can feel expensive, but you can take control!

Everyone has an opportunity to grow their money and get out of debt, but you must start to make this a reality. Be warned, though, when your income starts to grow, it is easy to fall into temptation and start spending more than you are earning again. Refrain and continue saving and investing your money. Every small step counts. Every coin kept and invested counts. If you use the profit you make, you will be unable to grow your wealth...With time, you will have a venture that can not only buy you whatever you want but one that will continue to grow over the years.

What the FICO: 12 Steps To Repairing Your Credit is the only credit repair book you'll ever need. It is a simple guide that will give you step-by-step instruction on how to go from bad to good credit in no time and with minimal cost. If you follow these simple steps, you are going to begin the journey of getting your credit and financial life back in order.