Personal Finance Retirement

Don't have enough money saved up for retirement? No problem. Never started a 401k or IRA? Don't worry. And are you so far behind in your personal finances you're worried you'll never be able to retire? It's all good. Because whether you know it or not, the entire US retirement system is horribly flawed and was doomed to fail anyway. And that's why every American needs to listen to Poor Richard's Retirement.

In The 7 Most Important Equations for Your Retirement, Moshe Milevsky argues that 21st-century retirement income planning is indeed a science and has its foundations in the work of great sages who made conceptual and controversial breakthroughs over the last eight centuries. In the book, Milevsky highlights the work of seven scholars - summarized by seven equations - who shaped all modern retirement calculations.

A guide for Canadians on how to use real estate as an investment and retirement solution. Leveraging equity in a principal residence and using it wisely to purchase rental property is the solution to a safe, secure retirement for millions of Canadians. Many Canadians who own their home have never considered buying a second property. And nearly one-third of retirees are worried about running out of money.

Hyrum W. Smith is one of the original creators of the popular Franklin Day Planner, the former chairman and CEO of Franklin Covey Co., and the recognized "Father of Time Management". In this book, Hyrum shows you how you can move from your world of work, simplify life, and enter what can be the most satisfying phase of your life - a new world of purposeful retirement and good living. For four decades, Hyrum W. Smith has been empowering people to effectively govern their personal and professional lives.

What are the secrets to a healthy, happy, and wealthy retirement? To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement. These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their “time on earth” allocations.

This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.

We all know we should save for retirement, right? But we don't. We're just not sure where to start...or when. Experts use complicated terminology and conjure up magic numbers. Do we really need to set aside a million dollars? And if we don't have a snowball's chance in hell of saving that much, should we even bother to try? Gail's answers are no and yes - no, there is no magic number that fits everyone, and yes, you must bother! The hardest part of retirement planning is getting started, so Gail walks you through the steps to put momentum on your side.

The Bogleheads are back - with retirement planning advice for those who need it! Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy. Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help.

The complexities of planning and administering an estate are clearly explained in this up-to-date and authoritative guide. From wills, trusts, powers of attorney, and health care directives to probate and administering an estate, it's all here in plain English.

Attorney and CPA Mark J. Kohler targets the leading tax and business issues among small business owners, across all stages of business, and delivers a practical guide to the fundamental tax and legal conflicts faced by new and established entrepreneurs. Coached by Kohler, business owners are armed to seek out the right professionals relevant to their concerns, confidently ask the right questions, and ultimately, save time, money, and in many cases, potential heartache.

The International Living Guide to Retiring Overseas on a Budget provides a detailed guide to one of the least known but most effective retirement strategies in today's chaotic economic environment: retiring abroad. The premise is simple: Enjoy a happier, healthier, more fulfilling retirement than you could possibly afford in the US or Canada by finding the right overseas retirement haven. The audiobook reveals those affordable havens and the strategies for successfully making the move that could save your retirement.

By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.

Tailored for small-business owners and entrepreneurs like yourself who are looking for long-term financial planning and wealth management, The Business Owner's Guide to Financial Freedom reveals the secrets behind successfully investing in your business while bypassing Wall Street-influenced financial planners.

Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It's intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one's so-called Golden Years. In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins' plan for optimizing your life, stage by stage, so you're fully engaged and enjoying what you've worked and saved for.

Whether your retirement dreams are five years away or fifty—the single greatest threat standing in your way is taxes. Unlike losses in the stock market, money lost to taxes never recovers. With untaxed retirement accounts likely to become your largest asset, you face an explosive landscape of costly tax traps, penalties, and a complex maze of rules when it comes time to tap into those savings. Renowned tax advisor Ed Slott returns with the ultimate guide to reclaim control of your financial future and keep more of your money—no matter what Congress comes up with next.

One of the biggest hurdles people over 50 have to overcome is the mindset about their age. There’s an old cliché of “age ain’t nothin’ but a number.” But as we all know, getting older does have certain obstacles such as dwindling health, limited income, and the end of long-time careers followed by “now what in the heck do I do?"

A successful entrepreneur living in Southern California, Scott Rieckens had built a “dream life”: a happy marriage, a two-year-old daughter, a membership to a boat club, and a BMW in the driveway. But underneath the surface, Scott was creatively stifled, depressed, and overworked trying to help pay for his family’s beach-town lifestyle. Then one day, Scott listened to a podcast interview that changed everything.

Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn what God had to say about managing money and building wealth. As a result, Dave developed the Ramsey Baby Steps and became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: the Baby Steps not only work for everyone, but they’re proven to work fast.

This book explains how to implement The Infinite Banking Concept® as described by the late R. Nelson Nash, who pioneered the concept. No matter how successful you are, your family’s wealth will always be limited if you rely on mass-market retail banking to finance your future. Instead, take control over the banking function as it relates to your personal economy. Finally, a simple way that you can be in the driver's seat of your money for generations.

From the award-winning author of Purposeful Retirement and celebrated "Father of Time Management", Hyrum Smith, this book for the newly retired will provide inspiration and a newfound purpose. Filled with wisdom, advice from real retirees, and enthusiasm, you are encouraged to discover your true passion, reimagine your life, and try new possibilities.